Most mortgage insurers operate on decades-old technology, manual workflows, organizational ... Make informed underwriting decisions based on a thorough analysis of documentation and risk ...
Most mortgage insurers operate on decades-old technology, manual workflows, organizational ... Make informed underwriting decisions based on a thorough analysis of documentation and risk ...
Risk Management Analyst
Fort Liberty, NC · Hybrid
$79K - $107K/yr
Skills: National Security, Risk Mitigation Strategies, Threat Analysis Certifications: None ... insurance are provided or available. We regularly review our Total Rewards package to ensure our ...
Risk Management Analyst
Fort Liberty, NC · Hybrid
$79K - $107K/yr
Skills: National Security, Risk Mitigation Strategies, Threat Analysis Certifications: None ... insurance are provided or available. We regularly review our Total Rewards package to ensure our ...
Senior Mortgage Insurance Underwriter
Wilmington, NC · On-site
$108K/yr
Most mortgage insurers operate on decades-old technology, manual workflows, organizational ... Make informed, sound underwriting decisions based on a thorough analysis of documentation and risk ...
Senior Mortgage Insurance Underwriter
Wilmington, NC · On-site
$108K/yr
Most mortgage insurers operate on decades-old technology, manual workflows, organizational ... Make informed, sound underwriting decisions based on a thorough analysis of documentation and risk ...
Risk Manager
Durham, NC · On-site
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Risk Manager
Durham, NC · On-site
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Risk Manager
Durham, NC · On-site
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Risk Manager
Durham, NC · On-site
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Risk Manager
Durham, NC · On-site
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
Risk Manager
Durham, NC · On-site
Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...
$23.13 - $48.13/hr
The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.
$23.13 - $48.13/hr
The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.
Develop and recommend strategies for mitigating identified risks, including insurance, contingency ... Use quantitative and qualitative risk analysis techniques (such as Monte Carlo simulations ...
Develop and recommend strategies for mitigating identified risks, including insurance, contingency ... Use quantitative and qualitative risk analysis techniques (such as Monte Carlo simulations ...
Develop and recommend strategies for mitigating identified risks, including insurance, contingency ... Use quantitative and qualitative risk analysis techniques (such as Monte Carlo simulations ...
Develop and recommend strategies for mitigating identified risks, including insurance, contingency ... Use quantitative and qualitative risk analysis techniques (such as Monte Carlo simulations ...
Corporate Insurance Senior Group Manager / Director
Charlotte, NC · On-site
$170K - $300K/yr
... risk analysis, financing, placement and administration of corporate insurance programs, and captive insurance company management. Responsibilities: * Support overall strategic development and ...
Corporate Insurance Senior Group Manager / Director
Charlotte, NC · On-site
$170K - $300K/yr
... risk analysis, financing, placement and administration of corporate insurance programs, and captive insurance company management. Responsibilities: * Support overall strategic development and ...
Senior Lead Operational Risk Officer (Finance & Financial Reporting Risk Oversight)
Charlotte, NC · On-site
Analyze risk data, trends, and emerging issues to identify opportunities, best practices, and areas ... Life insurance, critical illness insurance, and accident insurance * Parental leave * Critical ...
Senior Lead Operational Risk Officer (Finance & Financial Reporting Risk Oversight)
Charlotte, NC · On-site
Analyze risk data, trends, and emerging issues to identify opportunities, best practices, and areas ... Life insurance, critical illness insurance, and accident insurance * Parental leave * Critical ...
Commercial Insurance Analyst
Charlotte, NC · On-site
$23.13 - $48.13/hr
The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.
Commercial Insurance Analyst
Charlotte, NC · On-site
$23.13 - $48.13/hr
The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.
Commercial Insurance Analyst
Raleigh, NC · On-site
$23.13 - $48.13/hr
The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.
Commercial Insurance Analyst
Raleigh, NC · On-site
$23.13 - $48.13/hr
The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.
Financial Risk Manager
Concord, NC · On-site
Build and maintain financial models to quantify exposures and run scenario and stress analyses. * Manage insurance and risk financing programs (domestic, global, and captive), including oversight of ...
Financial Risk Manager
Concord, NC · On-site
Build and maintain financial models to quantify exposures and run scenario and stress analyses. * Manage insurance and risk financing programs (domestic, global, and captive), including oversight of ...
Risk Manager
Charlotte, NC · On-site
The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...
Risk Manager
Charlotte, NC · On-site
The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...
Risk Manager
Charlotte, NC · On-site
The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...
Risk Manager
Charlotte, NC · On-site
The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...
Risk Manager
Charlotte, NC · On-site
The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...
Risk Manager
Charlotte, NC · On-site
The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...
Risk & Safety Manager
Greensboro, NC · On-site +1
$80K - $95K/yr
Experience working with insurance brokers and third-party administrators. * Excellent analytical ... Certified Risk Manager (CRM) * Associate in Risk Management (ARM) * Certified Safety Professional ...
Risk & Safety Manager
Greensboro, NC · On-site +1
$80K - $95K/yr
Experience working with insurance brokers and third-party administrators. * Excellent analytical ... Certified Risk Manager (CRM) * Associate in Risk Management (ARM) * Certified Safety Professional ...
Personal Risk Advisor
Raleigh, NC · On-site
Design risk management insurance programs to protect the personal assets, exposures and lifestyles of high net worth individuals, families and family offices * Implement comprehensive risk analysis ...
Personal Risk Advisor
Raleigh, NC · On-site
Design risk management insurance programs to protect the personal assets, exposures and lifestyles of high net worth individuals, families and family offices * Implement comprehensive risk analysis ...
Insurance Risk Analyst information
See North Carolina salary details
$44.5K - $53.4K
4% of jobs
$59.2K is the 25th percentile. Wages below this are outliers.
$53.4K - $62.2K
32% of jobs
The median wage is $68K / yr.
$62.2K - $71.1K
22% of jobs
$76.5K is the 75th percentile. Wages above this are outliers.
$71.1K - $79.9K
28% of jobs
$79.9K - $88.7K
7% of jobs
$88.7K - $97.6K
2% of jobs
$97.6K - $106.4K
1% of jobs
$106.4K - $115.3K
1% of jobs
$115.3K - $124.1K
1% of jobs
$124.1K - $132.9K
1% of jobs
$132.9K - $141.8K
1% of jobs
$44.5K
$75.6K
$141.8K
How much do insurance risk analyst jobs pay per year?
What is an insurance risk analyst?
What does an insurance risk analyst do?
An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.
What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?
What are some common challenges faced by insurance risk analysts in evaluating emerging risks?
What is the difference between Insurance Risk Analyst vs Insurance Underwriter?
| Aspect | Insurance Risk Analyst | Insurance Underwriter |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial | Bachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial |
| Work Environment | Analyzes data, assesses risks, and provides reports; often in an office setting | Evaluates applications, determines policy terms, and approves or declines coverage; office-based |
| Employer & Industry Usage | Insurance companies, risk management firms, consulting agencies | Insurance companies, brokerage firms, underwriting agencies |
While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.
How much do insurance risk analysts get paid?
How much does an insurance risk analyst make?
Is an insurance risk analyst a good career?
What are popular job titles related to Insurance Risk Analyst jobs in North Carolina?
For Insurance Risk Analyst jobs in North Carolina, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in North Carolina look for?
The top searched job categories for Insurance Risk Analyst jobs in North Carolina are:
What are popular job titles related to Insurance Risk Analyst jobs in NC?
For Insurance Risk Analyst jobs in NC, the most frequently searched job titles are:

Full-time
Medical, Dental, Vision, Retirement, PTO
Re-posted 7 days ago
Job description
Anza is building a mortgage insurance company from first principles. Most mortgage insurers operate on decades-old technology, manual workflows, organizational structures, and operating assumptions that have evolved incrementally over time. We believe there is a fundamentally better way.
Our vision is to build the industry's most technology-enabled mortgage insurer, one where software, automation, AI, analytics, and thoughtful operating design create better experiences for customers while allowing the business to scale efficiently without simply adding people.
We are not interested in making legacy processes slightly better. We are interested in building the operating model that mortgage insurance should have had all along.
About the role
Anza Mortgage Insurance Corporation is seeking a detail-oriented Mortgage Insurance Underwriter to join our team. In this role, you will be responsible for assessing the creditworthiness of borrowers and the associated risks of mortgage insurance applications to ensure they meet our company's guidelines and standards. The ideal candidate will be skilled in leveraging technology to deliver quality service and uphold our commitment to risk management. This position will be hybrid, working in our Wilmington, NC location three days a week. As a de novo Mortgage Insurance Company, the person in this role must be comfortable in an agile work environment often wearing multiple hats.
However we are open to remote work from the following states: Arizona, Colorado, Idaho, Montana, Nevada, Oregon, Utah.
What you'll do
- Review and analyze mortgage insurance applications and supporting documentation, including credit reports, income statements, assets, liabilities, and appraisals.
- Utilize automated underwriting systems and proprietary technology to evaluate applications and potential risk factors, ensuring compliance with both company and industry regulations.
- Communicate clearly and effectively with loan officers, processors, and other stakeholders to gather necessary information, clarify discrepancies, and provide updates.
- Make informed underwriting decisions based on a thorough analysis of documentation and risk assessment.
- Document underwriting decisions and provide justification for approvals or rejections, adhering to clear communication standards.
- Prioritize and manage work efficiently, with a keen focus on meeting deadlines and maintaining service level agreements.
- Maintain an up-to-date knowledge of mortgage insurance policies, lending guidelines, federal and state regulations, and evolving industry standards.
- Identify potential fraudulent activity by carefully reviewing loan documentation and vendor reports.
- Participate in system testing and validation activities as needed.
Qualifications
- Proficiency with automated underwriting systems (e.g., Fannie Mae DU, Freddie Mac LPA) and loan origination software.
- Experience with testing new technologies is a plus.
- Demonstrated experience in working with loan origination platforms; Encompass, Empower, Vesta, Blue Sage, Calyx.
- Strong analytical, problem-solving, and decision-making skills.
- Thorough understanding of insurance risk underwriting principles.
- Exceptional attention to detail and organizational skills.
- Ability to establish and maintain strong customer relationships.
- Excellent written and verbal communication skills.
- Ability to work independently
- Strong knowledge of industry regulations and compliance standards.
Experience
- 2-4 years of experience in mortgage underwriting, with a proven track record of successful risk assessment.
- Experience as a mortgage processor with a proven track record in managing and clearing conditions
Education
- Bachelor's degree in Business, Finance, or a related field, or equivalent work experience.
What we offer
We're committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:
- Competitive Compensation - Including salary and performance bonuses.
- Comprehensive Benefits - Health, dental, vision, and mental wellness support.
- Retirement Savings - 401(k) with company matching.
- Career advancement opportunities with business growth.
- Inclusive Culture - A diverse, collaborative, and supportive workplace where every voice is valued.
- Perks & Extras - Generous PTO, team events, wellness programs, and more.