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Insurance Risk Analyst Jobs in North Carolina (NOW HIRING)

Skills: National Security, Risk Mitigation Strategies, Threat Analysis Certifications: None ... insurance are provided or available. We regularly review our Total Rewards package to ensure our ...

Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...

Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...

Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...

Investigate and analyze potential and actual professional liability and general liability exposures ... tracking and insurer requirements, including insurance carrier notifications, reserve ...

$23.13 - $48.13/hr

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

Commercial Insurance Analyst

Charlotte, NC · On-site

$23.13 - $48.13/hr

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

Commercial Insurance Analyst

Raleigh, NC · On-site

$23.13 - $48.13/hr

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

Build and maintain financial models to quantify exposures and run scenario and stress analyses. * Manage insurance and risk financing programs (domestic, global, and captive), including oversight of ...

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...

Risk & Safety Manager

Greensboro, NC · On-site +1

$80K - $95K/yr

Experience working with insurance brokers and third-party administrators. * Excellent analytical ... Certified Risk Manager (CRM) * Associate in Risk Management (ARM) * Certified Safety Professional ...

Showing results 21-40

Insurance Risk Analyst information

See North Carolina salary details

$44.5K

$75.6K

$141.8K

How much do insurance risk analyst jobs pay per year?

As of Aug 18, 2026, the average yearly pay for insurance risk analyst in North Carolina is $75,646.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,100.00 and $78,600.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in North Carolina?

For Insurance Risk Analyst jobs in North Carolina, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Analyst jobs in North Carolina look for?

The top searched job categories for Insurance Risk Analyst jobs in North Carolina are:

What are popular job titles related to Insurance Risk Analyst jobs in NC?

For Insurance Risk Analyst jobs in NC, the most frequently searched job titles are:

Infographic showing various Insurance Risk Analyst job openings in North Carolina as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 17% Part Time, 7% Temporary, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $75,646 per year, or $36.4 per hour.

Mortgage Insurance Underwriter II

Anza Mortgage Insurance Corporation

Wilmington, NC • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 7 days ago


Job description

About Anza
Anza is building a mortgage insurance company from first principles. Most mortgage insurers operate on decades-old technology, manual workflows, organizational structures, and operating assumptions that have evolved incrementally over time. We believe there is a fundamentally better way.
Our vision is to build the industry's most technology-enabled mortgage insurer, one where software, automation, AI, analytics, and thoughtful operating design create better experiences for customers while allowing the business to scale efficiently without simply adding people.
We are not interested in making legacy processes slightly better. We are interested in building the operating model that mortgage insurance should have had all along.
About the role
Anza Mortgage Insurance Corporation is seeking a detail-oriented Mortgage Insurance Underwriter to join our team. In this role, you will be responsible for assessing the creditworthiness of borrowers and the associated risks of mortgage insurance applications to ensure they meet our company's guidelines and standards. The ideal candidate will be skilled in leveraging technology to deliver quality service and uphold our commitment to risk management. This position will be hybrid, working in our Wilmington, NC location three days a week. As a de novo Mortgage Insurance Company, the person in this role must be comfortable in an agile work environment often wearing multiple hats.
However we are open to remote work from the following states: Arizona, Colorado, Idaho, Montana, Nevada, Oregon, Utah.
What you'll do
  • Review and analyze mortgage insurance applications and supporting documentation, including credit reports, income statements, assets, liabilities, and appraisals.
  • Utilize automated underwriting systems and proprietary technology to evaluate applications and potential risk factors, ensuring compliance with both company and industry regulations.
  • Communicate clearly and effectively with loan officers, processors, and other stakeholders to gather necessary information, clarify discrepancies, and provide updates.
  • Make informed underwriting decisions based on a thorough analysis of documentation and risk assessment.
  • Document underwriting decisions and provide justification for approvals or rejections, adhering to clear communication standards.
  • Prioritize and manage work efficiently, with a keen focus on meeting deadlines and maintaining service level agreements.
  • Maintain an up-to-date knowledge of mortgage insurance policies, lending guidelines, federal and state regulations, and evolving industry standards.
  • Identify potential fraudulent activity by carefully reviewing loan documentation and vendor reports.
  • Participate in system testing and validation activities as needed.

Qualifications
  • Proficiency with automated underwriting systems (e.g., Fannie Mae DU, Freddie Mac LPA) and loan origination software.
  • Experience with testing new technologies is a plus.
  • Demonstrated experience in working with loan origination platforms; Encompass, Empower, Vesta, Blue Sage, Calyx.
  • Strong analytical, problem-solving, and decision-making skills.
  • Thorough understanding of insurance risk underwriting principles.
  • Exceptional attention to detail and organizational skills.
  • Ability to establish and maintain strong customer relationships.
  • Excellent written and verbal communication skills.
  • Ability to work independently
  • Strong knowledge of industry regulations and compliance standards.

Experience
  • 2-4 years of experience in mortgage underwriting, with a proven track record of successful risk assessment.
  • Experience as a mortgage processor with a proven track record in managing and clearing conditions

Education
  • Bachelor's degree in Business, Finance, or a related field, or equivalent work experience.

What we offer
We're committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:
  • Competitive Compensation - Including salary and performance bonuses.
  • Comprehensive Benefits - Health, dental, vision, and mental wellness support.
  • Retirement Savings - 401(k) with company matching.
  • Career advancement opportunities with business growth.
  • Inclusive Culture - A diverse, collaborative, and supportive workplace where every voice is valued.
  • Perks & Extras - Generous PTO, team events, wellness programs, and more.