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Insurance Risk Analyst Jobs in Georgia (NOW HIRING)

Tmhcc

Lead Catastrophe Risk Analyst

Duluth, GA · Hybrid

Lead Catastrophe Risk Analyst Location: Duluth, GA (Onsite/ Hybrid Schedule) Position Type ... Provide analyses of property insurance exposure data as expert user of cat models. * Assess data ...

Tmhcc

Associate Catastrophic Risk Analyst

Duluth, GA · Hybrid

Duluth, GA Office Tokio Marine HCC, a global power in the specialty insurance industry, is seeking an Associate Cat Risk Analyst with a passion for analytics, problem solving, collaboration, and a ...

Tmhcc

Senior Catastrophe Risk Analyst

Duluth, GA · Hybrid

Senior Catastrophe Risk Analyst Location: Duluth, GA (Onsite/ Hybrid Schedule) Position Type ... Provide analyses of property insurance exposure data as expert user of cat models. * Assess data ...

Amerisbank

Senior Operations Risk Analyst

Atlanta, GA · On-site

The Senior Operations Risk Analyst is primarily responsible for identifying, assessing, monitoring ... Life Insurance provided at no additional cost to employees * Accidental Death & Dismemberment ...

Ameris Bank

Senior Operations Risk Analyst

Atlanta, GA · On-site

The Senior Operations Risk Analyst is primarily responsible for identifying, assessing, monitoring ... Life Insurance provided at no additional cost to employees * Accidental Death & Dismemberment ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Georgia

Insurance Risk Analyst information

See Georgia salary details

$41.4K

$70.3K

$131.7K

How much do insurance risk analyst jobs pay per year?

As of Jul 9, 2026, the average yearly pay for insurance risk analyst in Georgia is $70,284.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,900.00 and $73,000.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
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What job categories do people searching Insurance Risk Analyst jobs in Georgia look for? The top searched job categories for Insurance Risk Analyst jobs in Georgia are:
What are popular job titles related to Insurance Risk Analyst jobs in GA? For Insurance Risk Analyst jobs in GA, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you

Lead Catastrophe Risk Analyst

Tmhcc

Duluth, GA • Hybrid

Full-time

Retirement, PTO

Posted 17 days ago

Job description

Lead Catastrophe Risk AnalystLocation: Duluth, GA (Onsite/ Hybrid Schedule)
Position Type: Full-time


We are looking for a Lead Catastrophe Risk Analyst who will leverage expertise of catastrophe risk assessment and modeling best practices to propose innovative analytical solutions and lead execution supporting Tokio Marine Holdings ERM and Tokio Marine Group Companies via Nat Cat Center of Excellence.

What we offer:

Just as Tokio Marine HCC Group of Companies is customer centric, we are also employee centric offering our employees -

  • Competitive salary and employee benefit package

  • Strong learning culture

  • Growth perspectives

  • 6% 401K match

  • 20 days of PTO and 2 Floating Days

  • Paid parental leave

  • An opportunity to love what you do

Key Responsibilities:CORE COMPETENCIES:

  • Subject Matter Expert as a super user of commercial catastrophe models and related tools with ability to propose and execute innovative solutions.

  • Lead established risk analytics functions.

  • Mentor and train junior staff.

  • Strong technical skill set for geospatial analytics, programming, & tool development.

  • Lead communication with Tokio Marine Group risk analysts, exposure management and capital modeling teams.

ANALYSIS:

  • Provide analyses of property insurance exposure data as expert user of cat models.

  • Assess data quality of exposure data.

  • Manipulate and prepare large databases of property insurance data to run catastrophe models (e.g. RMS and AIR),

  • Analyze loss estimates and present results via reports, exhibits, and formal presentations.

  • Expert knowledge and ability to apply related statistics and financial modeling.

  • Lead preparation of reports and clearly communicate risk analytics to stakeholders.

TMHD ERM SUPPORT:

  • Lead Exposure Management, Event Response, and related functions.

    • Enterprise Exposure Management - perform accumulation analytics on exposure data.

    • Event Response - analytics reporting exposure impact and loss estimation.

    • TMHD - standard capital modeling through cat model standardization, loss accumulation and model blending.

    • Analytical support for climate change impact assessment on exposure and internal model validation and enhancement.

NAT CAT CENTER OF EXCELLENCE:

  • Support Tokio Marine Group Company Nat Cat inquiries and risk analytics and training,

  • Maintain inventories of vendor/broker catastrophe models, vendor products, and data sources.

  • Support market intelligence efforts in Nat Cat shared groupwide.

SOLUTION DEVELOPMENT:

  • Lead analytical research and solution development of practical solutions to quantify catastrophe risk for stakeholder use in TM group.

Qualifications:

  • Bachelor's degree in applied science/engineering, actuarial, economics, math, or related subjects as a minimum. Master's degree preferred.

  • 5 plus years of professional experience in Catastrophe Modeling and Analytics.

  • Exemplary analytical and diagnostic skills.

  • Advanced technical and communication skills including:

    • Excel

    • SQL

    • GIS

    • Programming skills (R/Python preferred).

  • Progressive experience leading catastrophe risk analytics supporting multiple functional areas of (re)insurance desired, (e.g. underwriting support, exposure management, risk management, or R&D.)

  • Project management is not required but preferred and dependent on individual aptitude.


About TMHCC:

Tokio Marine HCC is the solution to a world that is changing at a pace not seen before. This is not traditional insurance - this is deeply technical and analytical business expertise that makes our clients businesses triumph over their competition. We provide support during unpredicted events, which means our clients' businesses progress at their desired pace. Our entire company structure has been designed to empower our teams and individuals to guide our clients' critical decisions without bureaucracy and delay. TMHCC's parent company - Japan-based Tokio Marine Group - underpins and champions our growth innovation and steadfast commitment to our customers, while our flat and decentralized structure means every voice speaking on behalf of the customer is heard. And those voices are the best and brightest talent in the industry, working with the most innovative tools for collaboration, technology, and data. Our clients' success is the priority of every employee at TMHCC.

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