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Insurance Research Jobs (NOW HIRING)

Support Billing, VOB, Prior Authorization, and Collections teams with insurance research and payer-related inquiries. * Investigate claim status issues and identify payer-related root causes ...

Breast Surgeon

Phoenix, AZ · On-site

$300 - $450/hr

Competitive salary, benefits, relocation, and malpractice insurance * Research opportunities * Excellent support staff and dedicated practice management systems in place that allow you to practice at ...

Support Billing, VOB, Prior Authorization, and Collections teams with insurance research and payer-related inquiries. * Investigate claim status issues and identify payer-related root causes ...

Research Assistant

Lake Worth, FL · On-site

$17 - $23.50/hr

Clinical Research Assistant Location: Lake Worth, FL | Site Name: JEM Research Institute ... Our benefits package for full-time employees includes health insurance (medical, dental, and vision ...

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Insurance Research information

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How much do insurance research jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for insurance research in the United States is $22.22, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $23.80 per hour, depending on experience, location, and employer.

What is insurance research?

Insurance research involves the systematic study and analysis of various aspects of the insurance industry, such as market trends, risk assessment, policy development, and regulatory changes. Professionals in this field collect data, evaluate emerging risks, and provide insights to help insurance companies make informed decisions about products, pricing, and strategies. Their work supports innovation, helps manage risk, and ensures regulatory compliance within the industry.

What are the key skills and qualifications needed to thrive as an insurance research analyst?

To thrive as an Insurance Research Analyst, you need strong analytical abilities, a solid understanding of insurance products, and typically a degree in finance, economics, or a related field. Proficiency with data analysis tools such as Excel, SQL, and insurance-specific software, along with relevant certifications like CPCU or AINS, is highly valued. Exceptional attention to detail, problem-solving skills, and effective communication help you synthesize data and present actionable insights. These skills and qualities are crucial for making informed recommendations, identifying trends, and supporting strategic decision-making in the insurance sector.

What are some common challenges faced by professionals in insurance research, and how can I prepare to overcome them?

Professionals in Insurance Research often encounter challenges such as analyzing large volumes of complex data, staying updated with regulatory changes, and communicating findings to non-technical stakeholders. To overcome these, it's helpful to develop strong analytical and data interpretation skills, maintain awareness of industry trends, and hone your ability to present research clearly to both technical and non-technical audiences. Collaborating closely with underwriters, actuaries, and risk managers is common, so strong teamwork and communication skills are essential.

What is the difference between Insurance Research vs Insurance Underwriting?

AspectInsurance ResearchInsurance Underwriting
Primary RoleAnalyzes market data, trends, and policies to support decision-makingEvaluates individual applications to determine policy approval and pricing
Required CredentialsTypically requires a degree in finance, economics, or related fields; certifications like CPCU are commonRequires similar credentials; certifications like CPCU or ARM are often preferred
Work EnvironmentOffice-based, research teams, data analysisOffice-based, underwriters work closely with agents and clients
Industry UsageUsed by insurance companies to inform product development and risk assessmentUsed by insurance companies to assess individual risk and determine policy terms

Insurance Research focuses on analyzing data and market trends to guide strategic decisions, while Insurance Underwriting evaluates individual applications to approve policies. Both roles require similar credentials and often work within the same industry environment, but their core functions differ in scope and purpose.

More about Insurance Research jobs

What cities are hiring for Insurance Research jobs?

Cities with the most Insurance Research job openings:

What states have the most Insurance Research jobs?

States with the most job openings for Insurance Research jobs include:

Infographic showing various Insurance Research job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $46,222 per year, or $22.2 per hour.

Legal & Regulatory Research Specialist

The Surplus Line Association of CA

San Ramon, CA

$77K - $115K/yr

Full-time

Posted 29 days ago


Job description

Description

The Legal & Regulatory Research Specialist is a research and writing focused role supporting California's surplus line insurance marketplace. This position is ideal for someone who enjoys researching statutes and regulations, interpreting technical requirements, analyzing regulatory guidance, and translating complex legal and policy concepts into clear, practical information for others.


You do not need to be an attorney or have prior surplus line insurance experience. We are looking for someone with strong research, analytical, writing, and communication skills who is comfortable working with statutes, regulations, policies, administrative guidance, or other technical materials and who is interested in developing specialized regulatory expertise.

Requirements

What You'll Do

  • Conduct legal and regulatory  research involving the California Insurance Code, California Code of Regulations, regulatory bulletins, administrative guidance, and related authorities affecting surplus line insurance.
  • Research, analyze, and interpret requirements related to surplus line licensing, broker registration, transaction filing, bond requirements, surplus line taxes, and other regulatory obligations.
  • Evaluate statutes, regulations, policies, and regulatory guidance to determine how requirements apply to specific questions, transactions, or operational situations.
  • Prepare clear, well-researched written responses to member questions regarding regulatory and compliance requirements.
  • Draft, edit, and maintain compliance guidelines, regulatory summaries, procedures, FAQs, educational materials, correspondence, presentations, and other written resources.
  • Monitor legislative, regulatory, and administrative developments and research how changes may affect licensing, filing procedures, taxes, reporting requirements, and compliance obligations.
  • Support webinars, presentations, publications, training programs, events, and other member education      initiatives.
  • Respond to member inquiries by phone, email, and other communication channels.
  • Collaborate with internal teams  to research and resolve regulatory, process, system, and operational issues affecting broker registration and policy transaction filing.
  • Assist with regulatory compliance projects, workflow tracking, system testing, process improvement initiatives, and other projects requiring careful analysis, documentation, and follow-through.

Qualifications

  • Must be a California resident.
  • Bachelor's degree in a related field.
  • Demonstrated experience conducting substantive research and analyzing complex written materials.  Relevant experience may include legal research, regulatory research, policy analysis, compliance, legislative research, paralegal work, insurance, government, contracts, or another field requiring  interpretation of statutes, regulations, rules, policies, or technical guidance.
  • Strong ability to read, interpret, and apply statutes, regulations, policies, administrative guidance, and other complex or technical materials.
  • Excellent writing skills, including the ability to organize research, explain conclusions, summarize complex requirements, and produce clear, accurate, professional written communications.
  • Excellent verbal communication  and interpersonal skills, with the ability to explain technical or regulatory concepts clearly to audiences with varying levels of subject-matter knowledge.
  • Strong analytical and critical-thinking skills, including the ability to identify relevant issues, distinguish between competing interpretations, and recognize when additional research or guidance is necessary.
  • Ability to manage multiple research questions, projects, and deadlines while maintaining high-quality work.
  • Comfort working independently within established procedures, priorities, and goals while knowing when to escalate questions or seek additional guidance.
  • Collaborative, service-oriented approach and the ability to work effectively with colleagues across departments as well as external stakeholders.
  • Strong Microsoft Office skills, including Outlook, Word, Excel, and PowerPoint.
  • Comfort using online research tools, government and regulatory websites, databases, and business systems to locate and evaluate information.


Particularly Relevant Backgrounds

Candidates may come from a variety of professional backgrounds. We encourage applications from individuals with experience in areas such as:

  • Legal or regulatory research
  • Paralegal or legal support work
  • Compliance or risk management
  • Policy or legislative analysis
  • Government or regulatory agencies
  • Insurance regulation or operations
  • Contracts or corporate governance
  • Research-intensive administrative or professional roles

Prior experience in surplus line insurance is helpful but not required.


Why This Role Matters

The Legal & Regulatory Research Specialist helps support the integrity and effectiveness of California's surplus line insurance marketplace. Your research and analysis will help members understand their regulatory obligations, assist the organization in addressing complex compliance questions, and contribute to accurate and useful guidance for the industry.


This role offers the opportunity to develop deep expertise in a specialized area of California law and regulation while doing work that combines legal and regulatory research, analytical writing, problem-solving, and direct communication with members and other stakeholders.


If you enjoy digging into statutes and regulations, figuring out what they mean in practice, writing clear explanations, and helping others navigate complex requirements, this may be an excellent fit.