Property and casualty (P&C) insurance are types of coverage used to protect your car, home, and other items you own. It also protects you in situations where you are found accountable for damage or injuries caused to a person or their belongings. As a property and casualty insurance agent, your responsibilities are to sell these policies to companies and individuals. Your duties include opening an insurance account, analyzing current policies for additions or changes, customizing insurance policies, educating the customer on insurance options, collecting and maintaining insurance records, and assisting clients in settling claims.