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Insurance Product Development Jobs in Florida (NOW HIRING)

Lonza

Manager, Product Development GMP Operations

Tampa, FL · On-site

$108.20K - $135.10K/yr

Competitive medical, dental, and vision insurance coverage * Access to Lonza's learning, development, and leadership programs What you will do: * Lead and develop Product Development GMP ...

Lonza

Manager, Product Development GMP Operations

Tampa, FL · On-site

$108.20K - $135.10K/yr

Competitive medical, dental, and vision insurance coverage * Access to Lonza's learning, development, and leadership programs What you will do: * Lead and develop Product Development GMP ...

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$31.8K

$94.9K

$108K

How much do insurance product development jobs pay per year?

As of May 28, 2026, the average yearly pay for insurance product development in Florida is $94,897.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,600.00 and $106,900.00 per year, depending on experience, location, and employer.

What is an Insurance Product Development job?

An Insurance Product Development job involves designing, testing, and launching insurance products that meet market demands and regulatory requirements. Professionals in this role analyze industry trends, assess risks, and collaborate with underwriting, actuarial, and marketing teams to develop competitive policies. They ensure compliance with legal standards and optimize product offerings to attract customers while maintaining profitability. This position requires a mix of analytical skills, market research, and knowledge of insurance principles.

What are the key skills and qualifications needed to thrive in the Insurance Product Development position, and why are they important?

To thrive in Insurance Product Development, a solid background in insurance concepts, product design, and market analysis is typically required, often supported by a degree in business, finance, or a related field. Familiarity with actuarial software, data analytics tools, and regulatory compliance systems is highly valued, and some roles may require certifications such as CPCU or CLU. Strong project management, creativity, and effective communication skills are important soft skills for collaborating with cross-functional teams and stakeholders. These competencies are crucial to successfully developing innovative insurance products that meet market demands while adhering to regulatory requirements.

What are the main responsibilities of someone working in Insurance Product Development?

Professionals in Insurance Product Development are responsible for researching market trends, identifying customer needs, and designing new insurance products or enhancements to existing offerings. This role often involves close collaboration with underwriting, actuarial, marketing, and compliance teams to ensure products are competitive, profitable, and compliant with industry regulations. Team members may also conduct competitor analysis, coordinate product launches, and provide ongoing lifecycle support for their products. The work environment is typically dynamic and project-driven, offering both creative and analytical challenges.

What does a product development job do?

An insurance product development job involves designing, creating, and improving insurance products to meet market needs and regulatory standards. It requires analyzing customer data, collaborating with underwriting and marketing teams, and using tools like actuarial software to develop competitive offerings. The role often involves project management and understanding industry trends to ensure product success.
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What job categories do people searching Insurance Product Development jobs in Florida look for? The top searched job categories for Insurance Product Development jobs in Florida are:
What cities in Florida are hiring for Insurance Product Development jobs? Cities in Florida with the most Insurance Product Development job openings:
Insurance Product Development jobs near you
Infographic showing various Insurance Product Development job openings in Florida as of May 2026, with employment types broken down into 61% Full Time, 36% Part Time, and 3% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $94,897 per year, or $45.6 per hour.
Insurance Product Analyst

Insurance Product Analyst

Olympus Insurance

Jacksonville, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

Job Title: Insurance Product Analyst
Reports to: AVP of Product Development
Direct Reports: None
Location: Jacksonville Office
Position type: Full Time
Normal Working Hours: Monday-Friday, 8:00AM-5:00PM
FLSA Status: Exempt, Salaried
Who We Are
Olympus Insurance Company is the premier insurance partner, providing the broadest coverage and superior service for Florida homeowners since 2007. We believe that insurance is a promise, and we honor our commitment to help homeowners navigate life's inevitable storms. Becoming an Olympian means joining a collaborative, people-first culture built on growth, accountability, and connection. Think Ahead. Think Olympus.
What Olympus Offers
We extend our signature White Glove Service to our employees through a comprehensive total rewards package, including:
  • Employer-sponsored medical, dental, and vision plans
  • Company-paid life insurance, short-term disability, and long-term disability
  • 401(k) with company match
  • Paid Time Off to include annual PTO, Holidays, Floating Holidays, and Volunteer Time Off
  • Education Assistance Program and ongoing professional development opportunities
  • Wellness Lunch N Learns
  • Employee perks such as pet insurance, discount programs, and a welcoming office environment

At Olympus, we empower you to grow, contribute, and thrive both professionally and personally.
Job Summary
This role is responsible for analyzing data to evaluate the growth, profitability, and performance of customer segments within the Homeowners line of business. The position supports the development, enhancement, and ongoing management of personal lines insurance products through competitive intelligence, contract and coverage analysis, underwriting guideline development, regulatory research, and actuarial pricing collaboration.
The ideal candidate combines strong analytical capabilities with business acumen to help drive profitable growth, regulatory compliance, and market-leading product design.
Essential Duties and Responsibilities
  • Support the Personal Lines Product Leader in executing strategies that drive profitable growth and market competitiveness.
  • Extract, manipulate, and analyze data to evaluate product performance, identify trends and key drivers, and monitor results against forecasts and expectations.
  • Conduct competitive intelligence and market research using industry tools and vendor platforms to inform product positioning and enhancements.
  • Apply analytical and critical thinking skills to evaluate complex datasets and develop actionable business recommendations.
  • Draft, revise, and enhance policy forms, endorsements, and underwriting guidelines to support product innovation and compliance.
  • Prepare state regulatory filings and coordinate responses to objections to secure Department of Insurance approval.
  • Interpret insurance policy language, statutes, and regulatory requirements to ensure compliance and provide business recommendations.
  • Partner cross-functionally with IT to define business requirements, support implementation efforts, and perform User Acceptance Testing (UAT).
  • Collaborate with actuarial partners on rate reviews, pricing analyses, loss ratio performance, and profit and loss evaluations.

Qualifications (Education/Experience)
  • Bachelor's degree in Risk Management, Business, Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related quantitative field.
  • Demonstrated analytical and problem-solving abilities.
  • Internship or prior experience in insurance, actuarial, underwriting, or a related analytical field preferred.
  • Progress toward professional designations such as CPCU, AINS, ARM, or actuarial credentials (ACAS/FCAS) preferred.

Skills Required
  • Strong written and verbal communication skills.
  • Excellent organizational skills with high attention to detail and accuracy.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
  • Strong critical thinking and sound judgment in evaluating complex issues.
  • Ability to work both independently and collaboratively across departments.
  • Capability to prepare clear, concise, and well-supported analytical reports and presentations.
  • Adaptability in a dynamic and evolving business environment.
  • Advanced proficiency in Microsoft Office Suite, particularly Excel.

Skills Preferred
  • Intermediate SQL proficiency.
  • Experience conducting competitive intelligence and market analysis.
  • Knowledge of the Florida residential property insurance market.
  • Experience with data visualization tools such as Power BI or Tableau.

EEO Compliance
Olympus Insurance Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace. We prohibit discrimination and harassment of any kind based on race, color, religion, national origin, sex (including pregnancy, childbirth, and related medical conditions), age, disability, genetic information, marital status, sexual orientation, gender identity or expression, veteran or military status, or any other protected characteristic under federal, state, or local law.
This position will remain open until July 15, 2026, or until a sufficient pool of qualified candidates has been identified.
Agency Disclaimer:
This job posting is not intended to solicit resumes from staffing agencies. Any unsolicited resumes sent to this posting, to employees, or to the Company without a valid written and signed agreement from Human Resources will be considered the property of the Company, and no fees will be paid.

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