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Insurance Producer Broker Jobs (NOW HIRING)

BASABA V LLC

Insurance producer broker

New Brunswick, NJ · Remote

$77K - $102K/yr

Medicare Advantage Insurance Broker -- Description A Medicare Advantage (MA) Insurance Broker is a licensed insurance professional who helps Medicare-eligible individuals understand, compare, and ...

BASABA V LLC

Insurance producer broker

New Brunswick, NJ · Remote

$77K - $102K/yr

Medicare Advantage Insurance Broker -- Description A Medicare Advantage (MA) Insurance Broker is a licensed insurance professional who helps Medicare-eligible individuals understand, compare, and ...

Massachusetts Medical Society

The Insurance Producer/Broker will collaborate closely with the entire team to service new clients, identify their needs, and make impactful recommendations that enhance our relationships and service ...

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Insurance Producer Broker information

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How much do insurance producer broker jobs pay per year?

As of Sep 9, 2026, the average yearly pay for insurance producer broker in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What is an insurance producer broker?

Insurance Producer Brokers are licensed professionals who help clients find and purchase insurance policies that best fit their needs. They act as intermediaries between insurance companies and customers, providing expert advice and comparing different coverage options. Unlike agents who may represent a single insurer, brokers typically work with multiple insurance companies to offer clients a wider range of products. Their goal is to ensure clients have adequate protection while securing the best value. Insurance Producer Brokers must adhere to state licensing requirements and ethical standards.

How do insurance producer brokers balance client acquisition with ongoing account management responsibilities?

Insurance Producer Brokers often split their time between seeking out new clients and maintaining relationships with existing ones. A typical week may involve prospecting, networking, and conducting client meetings, while also managing renewals, policy changes, and claims support. Balancing these responsibilities requires strong organizational skills and the ability to prioritize tasks. Many brokers work closely with account managers, underwriters, and customer service representatives to ensure clients' needs are met efficiently. This collaborative environment helps brokers grow their book of business while providing high-quality service to current clients.

What are the key skills and qualifications needed to thrive as an insurance producer broker, and why are they important?

To thrive as an Insurance Producer Broker, you need a solid understanding of insurance products, risk assessment, sales acumen, and must typically hold a state-specific insurance license. Familiarity with customer relationship management (CRM) software, quoting systems, and industry compliance tools is essential. Strong interpersonal skills, negotiation abilities, and persistence help build client relationships and close sales. These skills ensure brokers can effectively match clients with appropriate policies, maintain regulatory compliance, and sustain a successful book of business.

What is the difference between Insurance Producer Broker vs Insurance Agent?

FeatureInsurance Producer BrokerInsurance Agent
CertificationsState licensing, possibly broker-specific licensesState licensing, agent-specific licenses
Work EnvironmentIndependent or agency-based, advising clients on multiple insurersTypically employed by a single insurance company or agency
Employer & Industry UsageUsed across independent agencies and brokeragesUsed within specific insurance companies or agencies
Primary RoleAdvising clients and selling policies from multiple insurersSelling policies for a specific insurer

Insurance Producer Brokers and Insurance Agents both require state licensing and work in the insurance industry. However, brokers typically offer policies from multiple insurers and work independently or with multiple agencies, while agents usually represent a single insurer. Understanding these differences helps clients choose the right professional for their insurance needs.

How much do insurance producer brokers get paid?

Insurance producer brokers typically earn a combination of base salary and commissions, with total compensation ranging from $40,000 to over $100,000 annually depending on experience, location, and sales performance. Successful brokers often rely heavily on commissions from policies sold, and additional income may come from bonuses or incentives for meeting sales targets.

What does an insurance producer broker at an insurance brokerage do?

An insurance producer broker at an insurance brokerage sells and services insurance policies to clients, helping them select coverage options that meet their needs. They assess client risks, explain policy details, and often work to develop new business through prospecting and networking, typically requiring licensing and strong communication skills.

Why do most insurance producer brokers quit?

Insurance producer brokers often leave the profession due to high competition, challenging sales targets, and the pressure to build a client base. The job requires strong sales skills, persistence, and often involves irregular income, which can lead to burnout and turnover.

What cities are hiring for Insurance Producer Broker jobs?

Cities with the most Insurance Producer Broker job openings:

What states have the most Insurance Producer Broker jobs?

States with the most job openings for Insurance Producer Broker jobs include:

What are popular job titles related to Insurance Producer Broker jobs?

For Insurance Producer Broker jobs, the most frequently searched job titles are:

Insurance producer broker

New Brunswick, NJ • Remote

BASABA V LLC
See more jobs at BASABA V LLCexternal

$77K - $102K/yr

Full-time

Re-posted 4 days ago

Job description

Medicare Advantage Insurance Broker — Description

A Medicare Advantage (MA) Insurance Broker is a licensed insurance professional who helps Medicare-eligible individuals understand, compare, and enroll in Medicare Advantage plans that may best fit their healthcare needs, financial situation, and personal preferences.

Primary Role

The broker acts as a professional resource and advisor, helping beneficiaries navigate Medicare Advantage options while following Medicare, carrier, and agency compliance requirements.

Key Responsibilities

  • Educate beneficiaries about Medicare Advantage and how it differs from Original Medicare.
  • Assess client needs, including doctors, hospitals, prescription medications, specialists, benefits, premiums, copays, and geographic availability.
  • Compare available Medicare Advantage plans from the insurance carriers the broker is authorized to represent.
  • Explain plan benefits and costs accurately and in a manner the beneficiary can understand.
  • Verify provider and prescription information when appropriate and using available carrier resources.
  • Assist with enrollment when the beneficiary decides to apply for a plan.
  • Follow Medicare marketing and enrollment regulations, carrier policies, and agency procedures.
  • Document client interactions and enrollments according to compliance requirements.
  • Protect beneficiary information and maintain confidentiality.
  • Provide appropriate follow-up service after enrollment, while understanding the distinction between sales, service, and agency responsibilities.
  • Maintain required licenses, certifications, annual training, and carrier appointments.

Team-Oriented Role Within an Agency

A Medicare Advantage broker should work as part of the agency team rather than operating independently of established procedures. The broker should:

  • Respect the agency’s leadership and operational structure.
  • Communicate effectively with LOAs, administrative staff, and other brokers.
  • Follow established lead, appointment, CRM, documentation, and compliance procedures.
  • Avoid making commitments or representations on behalf of the agency without authorization.
  • Share information and best practices that help the entire team succeed.
  • Refer administrative, enrollment, carrier, or compliance issues to the appropriate team member when necessary.

Professional Standards

A successful Medicare Advantage broker should demonstrate:

Integrity • Compliance • Accuracy • Professionalism • Accountability • Customer Service • Teamwork • Product Knowledge

The broker’s objective should not simply be to make a sale, but to help the beneficiary make an informed decision while maintaining the highest standards of ethical and regulatory conduct.