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Insurance Operations Jobs in Detroit, MI (NOW HIRING)

Policies that govern personal life insurance operations. * Process flows within specific assigned functional area. * Regulations for specific assigned functional area. Advanced Skill in:

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Helpful but not required - a working knowledge of healthcare business office, insurance operations, ICD-9 and CPT * Experience in urgent care and occupational medicine helpful, but not required

New

Showing results 21-40

Insurance Operations information

See Detroit, MI salary details

$24.7K

$69.8K

$155K

How much do insurance operations jobs pay per year?

As of Aug 7, 2026, the average yearly pay for insurance operations in Detroit, MI is $69,767.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,487.00 and $87,393.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in insurance operations?

To excel in Insurance Operations, you typically need a background in insurance processes, strong analytical abilities, and attention to detail, often supported by a relevant degree or industry certifications such as AINS or CPCU. Familiarity with insurance management systems, claims processing software, and regulatory compliance tools is important. Excellent communication, organizational, and problem-solving skills help individuals collaborate across departments and handle complex tasks. These competencies ensure seamless policy administration, regulatory adherence, and effective service delivery in a dynamic insurance environment.

What does an insurance operations do?

Professionals in Insurance Operations are responsible for overseeing policy administration, managing claims processing, ensuring regulatory compliance, and coordinating workflow between underwriters, agents, and clients. Daily tasks can include reviewing insurance applications, updating policy information, reconciling data, generating reports, and resolving operational issues. The role often involves cross-department collaboration to streamline procedures and improve customer service standards. If you enjoy working in a process-driven environment and contributing to team efficiency, Insurance Operations offers a dynamic and rewarding career path.

What is an insurance operations?

An Insurance Operations job involves managing and optimizing the processes that support an insurance company's daily functions. This includes underwriting, claims processing, policy administration, compliance, and customer service. Professionals in this role ensure efficiency, accuracy, and regulatory adherence in handling policies and claims. They may also work on process improvements, technology integration, and risk management to enhance operational performance. Strong analytical, problem-solving, and communication skills are essential for success in this field.

What are the most commonly searched types of Insurance Operations jobs in Detroit, MI? The most popular types of Insurance Operations jobs in Detroit, MI are:
What are popular job titles related to Insurance Operations jobs in Detroit, MI? For Insurance Operations jobs in Detroit, MI, the most frequently searched job titles are:
What job categories do people searching Insurance Operations jobs in Detroit, MI look for? The top searched job categories for Insurance Operations jobs in Detroit, MI are:
What cities near Detroit, MI are hiring for Insurance Operations jobs? Cities near Detroit, MI with the most Insurance Operations job openings:
Infographic showing various Insurance Operations job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $69,767 per year, or $33.5 per hour.

Life Care Specialist

Raymondjames

Troy, MI โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago


Job description

Job Description Summary

Job Description

Under general supervision, facilitates underwriting process for life insurance applications submitted by financial advisors/agents. Specialist is responsible for coordinating requirements gathering on behalf of the insurance company, communicating with underwriter and financial advisor/agent as necessary throughout the process. Identifying issues and working to resolve favorably. Specialist works closely with Life Care Associate and other team members to ensure client satisfaction. All assigned job responsibilities and projects will be consistent with department policy guidelines and procedures.

Essential Duties and Responsibilities:

  • Provide assistance to financial advisors/agents in completing life insurance applications

  • Develop and maintain contacts at insurance carriers

  • Keep abreast of product updates and underwriting guidelines

  • Update life team on various issues related to underwriting

  • Work with licensing team on issues related to submitted business

  • Determine risk class quoted and review any medical information submitted with the application to ensure the PI currently qualifies for the quoted risk class

  • Communicate with insurance company regarding submitted applications

  • Update agency management system as case moves through underwriting process

  • Provide status updates via email or phone to financial advisors/agents

  • Review medical records to ensure all necessary items are received to avoid delay and to determine if quoted risk class will still apply based on information obtained in medical records

  • Forward medical records to the carrier to match to client file and reviewed by the underwriter.

  • Work with in-house underwriter to assess whether the risk class is appropriate based on information obtained and when cases are approved "other than as applied for"

  • Assist financial advisor/agent in managing offers "other than applied for"

  • Submission of informal applications for preliminary underwriting decision

  • Review of underwriting decision updating internal record to reflect final benefit and premium amounts

  • Back-up assistance for illustrations Second level review of submitted applications

  • Request updated illustrations for cases issued "other than applied for"

  • Performs other duties and responsibilities as assigned

Advanced Knowledge of:

  • Principles, practices, and procedures of general office concepts

  • Policies that govern personal life insurance operations.

  • Process flows within specific assigned functional area.

  • Regulations for specific assigned functional area.

Advanced Skill in:

  • Communicating detailed information provided by insurance company to clearly provide financial advisors/agents with status and course of action

  • Relaying information to insurance carriers to help ensure best offers are received for clients

  • Identifying potential issues related to life insurance underwriting

  • Operating standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases.

Ability to:

  • Organize, manage, and track multiple detailed tasks and assignments with frequently changing priorities and deadlines in a fast-paced work environment.

  • Use appropriate interpersonal styles and communicate effectively, both orally and writing, with internal associates and external contacts at all levels.

  • Effectively gather all relevant information in order to analyze, research, and resolve business issues in order to make decisions.

  • Analyzing data to identify discrepancies.

  • Problem solving.

Educational/Previous Experience Requirements:

  • High School Diploma and a minimum of five (5) years experience in the areas of annuities, life insurance, long-term care, and/or disability income products or financial services industry or customer service.

  • Bachelors Degree Preferred.

Licenses/Certifications:

  • Life, Health and Variable Annuities License is helpful but not required.

Education

Work Experience

General Experience - 13 months to 3 years

Certifications

Travel

Less than 25%

Workstyle

Hybrid

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm

At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

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