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Insurance Negotiator Jobs in Texas (NOW HIRING)

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Licensed Insurance Sales Producer

Deer Park, TX · On-site

$36K - $60K/yr (+ commission)

The Licensed Insurance Sales Producer plays a crucial role in driving new business development by ... negotiation skills to ensure customer retention and regulatory compliance. Sales targets and ...

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Licensed Insurance Sales Producer

Deer Park, TX · On-site

$36K - $60K/yr (+ commission)

The Licensed Insurance Sales Producer plays a crucial role in driving new business development by ... negotiation skills to ensure customer retention and regulatory compliance. Sales targets and ...

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Life Insurance Sales Agent

Mckinney, TX · On-site

$100K - $125K/yr (+ commission)

We are seeking an Insurance Agent to join our team! You will be responsible for expanding the ... Strong negotiation skills * Excellent written and verbal communication skills * Ability to ...

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Insurance Negotiator information

See Texas salary details

$8

$35

$65

How much do insurance negotiator jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for insurance negotiator in Texas is $35.49, according to ZipRecruiter salary data. Most workers in this role earn between $22.16 and $42.12 per hour, depending on experience, location, and employer.

What does an insurance negotiator do?

An Insurance Negotiator works to secure favorable terms for insurance policies, settlements, or claims on behalf of clients or companies. They analyze policy details, assess risks, and negotiate with insurers to get the best possible coverage or settlement. Strong communication, analytical skills, and industry knowledge are essential for success in this role.

What are the key skills and qualifications needed to thrive as an insurance negotiator?

To excel as an Insurance Negotiator, you need strong analytical abilities, knowledge of insurance policies and industry regulations, and a background in business, finance, or a related field. Familiarity with claims management systems, negotiation software, and certifications such as AIC (Associate in Claims) can be valuable. Outstanding communication, persuasion, and conflict-resolution skills set top performers apart. Mastering these skills is critical to effectively representing clients or companies, securing favorable settlements, and maintaining positive relationships with stakeholders.

What does a typical day look like for an insurance negotiator?

A typical day for an Insurance Negotiator involves reviewing claim files, gathering and analyzing supporting documentation, and directly communicating with claimants, insurers, or adjusters to negotiate settlements. You'll participate in meetings, prepare reports on negotiations, and keep detailed records of agreements reached. Collaboration with legal teams, underwriters, and other departments is common, ensuring the best possible outcome for your organization or clients. Expect a combination of desk work, phone or video negotiations, and occasional site visits, depending on the complexity and nature of the cases.

Do insurance negotiators make a lot of money?

Insurance negotiators typically earn a median annual salary that varies based on experience, location, and employer, with many earning between $50,000 and $80,000. Higher salaries are possible with advanced skills, certifications, and experience in the field.

What are popular job titles related to Insurance Negotiator jobs in Texas?

For Insurance Negotiator jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Insurance Negotiator jobs in Texas look for?

The top searched job categories for Insurance Negotiator jobs in Texas are:

Infographic showing various Insurance Negotiator job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $73,827 per year, or $35.5 per hour.

Commercial Lines Insurance Producer (B2B)

Dagley Insurance

Bellaire, TX • On-site

Full-time

Medical, Dental, Vision, PTO

Re-posted 11 days ago


Job description

We are seeking a driven and relationship-focused Commercial Lines Insurance Producer to grow and manage a portfolio of business-to-business clients. This role is ideal for a consultative sales professional who understands commercial risk, enjoys developing long-term client partnerships, and thrives in a performance-based environment.

You will be responsible for identifying prospects, evaluating risk exposures, designing tailored insurance solutions, and collaborating with internal service teams to deliver exceptional client experiences.


Key Responsibilities
  • Prospect, develop, and close new B2B commercial insurance accounts
  • Build and maintain a strong pipeline through networking, referrals, and outbound sales activity
  • Conduct risk assessments and client needs analyses across commercial coverages
  • Design and present insurance solutions including:
    • General Liability
    • Property
    • Workers' Compensation
    • Commercial Auto
    • Umbrella/Excess
    • Industry-specific coverages
  • Negotiate pricing, terms, and coverage with carriers
  • Develop long-term client relationships through proactive service and renewal strategies
  • Collaborate with account managers and underwriting teams to ensure smooth onboarding and renewals
  • Stay current on market conditions, carrier appetites, and regulatory changes
  • Maintain accurate documentation and activity tracking in agency management systems and CRM tools

Qualifications
  • Active Property & Casualty insurance license (required)
  • 3+ years of experience producing in B2B sales
  • Proven track record of new business development and retention
  • Strong understanding of commercial insurance products and risk management principles
  • Excellent communication, presentation, and negotiation skills
  • Self-motivated, goal-oriented, and comfortable working in a commission-based environment

Preferred Experience
  • Industry specialization (construction, manufacturing, professional services, hospitality, etc.)

Compensation & Benefits
  • Competitive base salary plus uncapped commission
  • New business and renewal commissions
  • Health, dental, and vision insurance
  • Paid time off and holidays
  • Continuing education and licensing support
  • Career advancement opportunities within a growing organization

Why Join Us?
  • Entrepreneurial culture with strong carrier relationships
  • Transparent compensation structure with high earning potential
  • Supportive service team so you can focus on production
  • Technology-forward agency with streamlined workflows
  • Long-term growth and leadership opportunities

Applicants must be willing to consent to a background check, including a criminal record check, employment, and education verification.