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Insurance Medical Examiner Jobs in Michigan (NOW HIRING)

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Insurance Medical Examiner information

See Michigan salary details

$31.8K

$143.6K

$293.7K

How much do insurance medical examiner jobs pay per year?

As of Aug 19, 2026, the average yearly pay for insurance medical examiner in Michigan is $143,579.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,800.00 and $234,000.00 per year, depending on experience, location, and employer.

What does an insurance medical examiner do?

An Insurance Medical Examiner is a healthcare professional, often a physician or paramedic, responsible for conducting medical evaluations for life or health insurance applicants. They perform physical exams, collect medical histories, and obtain specimens like blood and urine for laboratory testing. Their findings help insurance companies assess an applicant's health risk and determine policy eligibility and premium rates.

What are the key skills and qualifications needed to thrive as an insurance medical examiner?

Succeeding as an Insurance Medical Examiner requires a medical degree, licensure, thorough knowledge of clinical assessment, and experience in performing detailed physical examinations. Familiarity with electronic medical record (EMR) systems, diagnostic tools, and industry-standard reporting formats is essential. Strong attention to detail, objective judgment, and excellent written and verbal communication skills distinguish top professionals in this field. These abilities ensure accurate evaluations, clear documentation, and effective communication with insurance companies, all vital for fair and efficient risk assessment.

Is there a demand for insurance medical examiners?

The demand for insurance medical examiners is steady and expected to grow as insurance companies require medical assessments for policy underwriting and claims. This role often requires medical licensing and certification, with employment opportunities available in insurance companies, third-party exam services, and healthcare facilities.

What qualifications do you need to be an insurance medical examiner?

To become an insurance medical examiner, candidates typically need a medical degree such as an MD or DO, along with a valid medical license. Experience in clinical practice, strong communication skills, and knowledge of medical record review are also important; some positions may require certification or training in insurance or forensic medicine. The role often involves working independently in a flexible schedule and using medical assessment tools.

What are popular job titles related to Insurance Medical Examiner jobs in Michigan?

For Insurance Medical Examiner jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Insurance Medical Examiner jobs in Michigan look for?

The top searched job categories for Insurance Medical Examiner jobs in Michigan are:

Insurance Medical Examiner jobs near you
Infographic showing various Insurance Medical Examiner job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 16% Part Time, 2% Temporary, 7% Contract, and 1% Nights. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $143,579 per year, or $69 per hour.

MEI - Medical Examiner/Investigator

Western Michigan University

Kalamazoo, MI • On-site

Full-time

Medical, Retirement, PTO

Re-posted 17 days ago

Western Michigan University rating

6.7

Company rating: 6.7 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

487th of 619 rated colleges and universities

Job description

Description
Western Michigan University Homer Stryker M.D. School of Medicine is seeking qualified (on-call) Medical Examiner Investigators for the Medical Examiner's Office. These individuals will investigate the medically relevant circumstances surrounding deaths reported to the Office of the Medical Examiner and prepare written reports documenting the investigative findings. We have position openings in the counties of Allegan, Barry, Berrien, Calhoun, Cass, Grand Traverse, Leelanau, Kalamazoo, Mason, Muskegon, St. Joseph, Van Buren, Branch, and Osceola.
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FULL-TIME EMPLOYEE BENEFITS
  • Wellness reimbursement.
  • Continuing education and tuition reimbursement.
  • Employer-funded retirement plan.
  • Two medical plan options: PPO and High Deductible Health Plan (HDHP) with employer HSA contribution.
  • Flexible work solutions based on position and department.
  • Up to four weeks of PTO accrual beginning in year one.
  • Paid holidays.
  • Paid volunteer time.
  • Paid preferred holiday.

DUTIES AND RESPONSIBILITIES:
  • Respond to scenes of reported deaths and perform a skilled investigation.
  • Determine whether a death is within the Medical Examiner's jurisdiction and requires an investigation, based on Michigan Law and Western Michigan University School of Medicine Forensic Pathology policies and procedures.
  • Maintain availability by pager or telephone during on-call hours.
  • Prepare human remains for transport.
  • Communicate effectively with emergency personnel and law enforcement investigators in order to obtain accurate and comprehensive information regarding the circumstances surrounding a death.
  • Communicate effectively and compassionately with the decedent's loved ones and other witnesses.
  • Obtain medical history from physicians, medical records, emergency personnel, relatives, witnesses, police and other involved persons.
  • Communicate effectively with Funeral Directors and funeral home personnel.
  • Speak and write in a professional manner; maintain a professional appearance.
  • Submit clear, accurate and objective reports, in a computerized web-based records management system, in a prescribed format in a timely manner for all death investigations.
  • Insure that the next-of-kin is notified of the death.
  • Maintain and upgrade professional knowledge and skills by attending continuing education seminars, training programs and appropriate courses.
  • Comply with policies and procedures established by the Medical Examiner.
  • Perform other duties as assigned by the Medical Examiner and/or Chief Medical Examiner Investigator.
  • At times may be responsible for cleaning up bodily fluids from cadavers outside of department.
  • Availability to work occasional overtime on weekends or evenings to complete time sensitive projects.
  • Acquires knowledge for new technology and policy/procedure revisions.
  • All other duties as assigned.
  • Must reside in one of the counties we serve.

Requirements
EDUCATION AND/OR EXPERIENCE:
  • An associate degree or equivalent from a two-year college, university or accredited technical school.
  • An equivalent combination of education and experience.
  • Law enforcement experience of at least three years, or Medical background, or Experience as a first-responder (e.g. Firefighter, EMT).

LICENSES, REGISTRATIONS, CERTIFICATIONS:
  • Achieve ABMDI Registry Certification (basic) within one year of hire, if applicant has previous experience as an investigator and meets minimum requirements to apply for ABMDI Registry Certification (basic), at the time of hire

OTHER SKILLS AND ABILITIES:
  • Preferably at least 24 years of age.
  • Must possess and maintain a valid State of Michigan Operator's License.
  • No prior felony convictions.
  • Ability to demonstrate a thorough knowledge of modern medical examiner principles, procedures, techniques and equipment.
  • Ability to maintain good physical condition and mobility in order to safely perform job duties.
  • Ability to walk or stand for extended periods of time while on-scene.
  • Ability to communicate effectively orally and in writing.
  • Ability to maintain effective working relationships with peers and supervisors.
  • Ability to exercise sound judgement in evaluating situations and making decisions.
  • Ability to follow and give verbal and written instructions.
  • Must be able to respond to a scene within the assigned county within 60 minutes of report.
  • Must be available to commit to at least 8-10 on-call shifts per month.
  • Internet access.
  • Demonstrates the ability to recognize priorities in organization of work flow.
  • Able to perform duties independently, with a minimal need for direct supervision.

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