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Insurance Inspector Jobs in Palm Coast, FL (NOW HIRING)

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Insurance Inspector information

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$5

$18

$21

How much do insurance inspector jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for insurance inspector in Palm Coast, FL is $18.14, according to ZipRecruiter salary data. Most workers in this role earn between $16.44 and $20.14 per hour, depending on experience, location, and employer.

What is an insurance inspector?

Insurance inspectors are professionals who assess properties, vehicles, or businesses to evaluate risks and determine the appropriate insurance coverage or premiums. They conduct on-site inspections, review safety measures, and document their findings to help insurance companies make informed decisions about issuing or renewing policies. Insurance inspectors may specialize in areas such as property, casualty, or health insurance, and their work helps prevent fraud and ensures clients meet policy requirements.

What does an insurance inspector do?

As an insurance inspector, your responsibilities and duties at an insurance company include examining and assessing a potential new client request and recommending whether or not their situation is worth the risk to your employer. You may specialize in a specific type of insurance, like home, business, auto, or life insurance. Insurance inspectors may visit the potential client and collect information regarding the person, structure, or another subject to be insured; this may include interviews and photos. Your job is to accurately gather and present information so that the insurance company can decide if the risk is work taking or not.

What are some common challenges faced by insurance inspectors in the field?

Insurance Inspectors often encounter challenges such as assessing properties in adverse weather, keeping up with evolving industry regulations, and managing a high volume of inspections efficiently. They must also balance thorough documentation with time constraints and sometimes deal with uncooperative property owners. Strong communication skills, adaptability, and attention to detail are crucial for overcoming these challenges and ensuring accurate risk assessments.

What is the difference between Insurance Inspector vs Claims Adjuster?

AspectInsurance InspectorClaims Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like the Certified Insurance Inspector (CII) are commonRequires a high school diploma; often holds certifications such as the Chartered Property Casualty Underwriter (CPCU)
Work EnvironmentFieldwork inspecting properties, vehicles, or damages on-siteField and office work assessing claims, interviewing claimants, and inspecting damages
Industry UsageCommonly employed by insurance companies, independent agencies, or inspection firmsEmployed by insurance companies, adjusting firms, or as independent adjusters

Insurance Inspectors focus on evaluating property or vehicle conditions to determine insurance risks, while Claims Adjusters assess damages and process claims after an incident. Both roles require fieldwork and industry-specific knowledge, but their primary responsibilities differ in the claims process.

What are the key skills and qualifications needed to thrive as an insurance inspector, and why are they important?

To thrive as an Insurance Inspector, you need a strong understanding of risk assessment, property evaluation, and industry regulations, typically supported by a background in insurance or related fields. Familiarity with specialized inspection software, digital reporting tools, and sometimes relevant certifications like AINS (Associate in General Insurance) is important. Attention to detail, analytical thinking, and effective communication skills help inspectors accurately report findings and interact with clients. These competencies ensure thorough, reliable inspections that minimize risk for insurance providers and build client trust.

How much do insurance inspectors make?

Insurance inspectors in Florida typically earn between $40,000 and $60,000 annually, depending on experience, certifications, and the complexity of inspections. Entry-level inspectors may start at lower wages, while experienced professionals or those with specialized skills can earn higher salaries. The job often requires travel and the use of inspection tools or software.
More about Insurance Inspector jobs
What are the most commonly searched types of Insurance Inspector jobs in Palm Coast, FL? The most popular types of Insurance Inspector jobs in Palm Coast, FL are:
What cities near Palm Coast, FL are hiring for Insurance Inspector jobs? Cities near Palm Coast, FL with the most Insurance Inspector job openings:
Insurance Inspector jobs near you
Infographic showing various Insurance Inspector job openings in Palm Coast, FL as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $37,740 per year, or $18.1 per hour.

HERS Rater/Rating Field Inspector/Home Energy Tester

TopBuild Corp.

Daytona Beach, FL

$13 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

TopBuild rating

6.8

Company rating: 6.8 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

29th of 54 rated home improvement suppliers and fitters

Job description

About Your Future with QXO


Are you looking for a career with an industry leader that drives the future of energy-efficient insulation and building material products? Look no further! At QXO, you will be part of a team that reflects our values of integrity and innovation by delivering solutions that make a difference in the communities we serve. Here, you are part of a company that rewards your contributions and encourages you to take ownership of your career.


Job Description

ABOUT TOPBUILD HOME SERVICES

TopBuild Home Services is a leading building science and energy performance partner to residential new construction builders, offering high-quality and cost-effective solutions for code compliance and home performance testing.

Your Responsibilities

Conduct a variety of energy efficiency testing and punch list inspections on new construction houses. HERS rater preferred, BPI certification or other relevant energy inspection experience welcome. Teachable individuals with any construction experience also welcome to apply as training can be provided.

  • Prepare new construction homes for inspection services

  • Conduct blower door testing

  • Conduct ventilation testing

  • Perform duct leakage testing

  • Conduct code - based energy inspections

  • Verify HERS, Energy Star or other specialized program rating

  • Work with local site superintendents on job scheduling, test troubleshooting

  • Communicate code and company standards to customers and local officials

  • Conduct infrared scans

  • Work within company software program to complete test results and log reporting and other vital information

  • Prepare home performance reports

  • Adhere to company communication standards, policies and procedures

  • Other duties as assigned.

Your Qualifications

  • Training will be provided by the company for teachable candidates who lack prior experience

  • Existing RESNET RFI / HERS Rater certification is strongly preferred

  • BPI, Building Science or other energy testing experience or knowledge is a plus

  • Candidate should be:

  • Able to learn new things and have the desire to gain more experience and new certifications over time

  • Dependable, energetic and have good speaking and interpersonal skills

  • Comfortable working independently on construction job sites

  • Comfortable with computers, smart phone / tablet and familiarity with Microsoft tools like Word, Excel and Outlook

  • Able to work independently

  • Able to read basic building plan/floor designs and perform area and volume calculations

Other Requirements

  • Must be 18 years old.

  • If operating a vehicle for company purposes, a valid driver's license is required.

THIS IS A SAFETY SENSITIVE POSITION

Travel Requirements

Daily travel to construction sites within the local regional location in company provided vehicle

Physical Requirements

This role requires prolonged standing and repetitive motions, including bending, stooping, pushing, and pulling. Role also requires good hand-eye coordination, hand dexterity, and physical strength. The position involves lifting up to 50 pounds, depending on the specific job duties.

Your Benefits

We care about the health and safety of all employees and provide a range of benefits to assist in prioritizing your wellbeing. Listed below are a few of our available benefits:

  • Base + Bonus & Benefit Package

  • Competitive Compensation

  • Medical, Dental and Vision

  • Strive Wellness Program

  • 401(k) Matching

  • Paid Holiday and Paid Time Off (PTO) for all positions

  • AssuredExcellence: minimal to no cost medical care and prescription drugs

  • Flexible Spending Accounts (FSA): Healthcare and Dependent care

  • Health Spending Account (HSA): with employer contribution

  • Life & Disability Insurance

  • Employee Assistance Program (EAP): in-person counseling, assistance and resources for family matters, legal and financial issues, etc.

  • Employee Referral Bonus

  • Paid Military Leave

  • Tuition Reimbursement

  • Length of Service Award

Compensation Range:

$13.00 - $30.00

Tocomply withPay Transparency laws, employers mustdisclosean annual salary range. Actual offers depend on factors such as location, experience, skills, and market data. This position may also offer variable compensation.


QXO is North America's largest distributor and installer of insulation; second-largest distributor of roofing products;second-largestpublicly traded distributor of lumber and building materials; and largest distributor of waterproofing products. QXO is the fastest growing company in the$800 billionbuilding products distribution industry and plans to become the tech-enabled leader by delivering best-in-class customer satisfaction and outsized returns for its shareholders. The company is targeting$50 billionin annual revenue within the next decade through accretive acquisitions and organic growth. VisitQXO.comformore information.


QXO is an Equal Opportunity Employer.We value diversity and do not discriminateon the basis ofrace, color, religion,gender or sexual orientation, national origin, age, disability, or any other protected status.

What TopBuild employees say

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About TopBuild

Sourced by ZipRecruiter

TopBuild’s diversified business model includes installation and specialty distribution in the residential, commercial and industrial end-markets. TopBuild has built a strong foundation for growth, driving operational excellence and great execution throughout our organization. We have also developed a core competency around acquisitions with a dedicated team to source and integrate deals. We are committed to operating in a manner which conserves our national resources for future generations. We also recognize that our people are the foundation of our success and we strive to foster a diverse and inclusive culture, one of collaboration, support and innovation.

Industry

Construction

Company size

10,000+ Employees

Headquarters location

Daytona Beach, FL, US

Year founded

2015

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