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Insurance Inspector Jobs in Miami, FL (NOW HIRING)

Home Inspection Services

Home Inspector-Miami

Miami, FL · On-site

This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing ...

DJ&A

CEI Inspector

Hialeah, FL · On-site

$28 - $32/hr

CEI Inspector with Creative Engineering, Strategic Partner with DJ&A Location: St. Lucie County and ... Health Insurance: United Healthcare (medical, dental, vision) * GAP Insurance: APL supplemental ...

KEITH

Building Inspector

Fort Lauderdale, FL · On-site

Building Inspector Position Overview KEITH is seeking an experienced Building Inspector to support ... Paid parental leave and life insurance * PTO, holidays, and more

KEITH

Building Inspector

Fort Lauderdale, FL · On-site

Building Inspector Position Overview KEITH is seeking an experienced Building Inspector to support ... Paid parental leave and life insurance * PTO, holidays, and more Powered by JazzHR SCwoj7xUlr

Sun Hospitality Resort Services

Inspector

Hollywood, FL · On-site

$16 - $17/hr

As an Inspector, you'll play a crucial role in maintaining our commitment to customer-centricity ... You will receive great benefits such as Medical, Dental, Vision, Life Insurance, Health Savings ...

Sun Hospitality Resort Services

Inspector

Hollywood, FL · On-site

$16 - $17/hr

As an Inspector, you'll play a crucial role in maintaining our commitment to customer-centricity ... You will receive great benefits such as Medical, Dental, Vision, Life Insurance, Health Savings ...

Dayton Granger

Quality Inspector

Fort Lauderdale, FL · On-site

Quality Inspector Company: Dayton-Granger, Inc. Industry: Aviation and Aerospace Component ... Complimentary life insurance with the option for supplemental coverage. * Paid parental leave

Sun Hospitality Resort Services

Inspector

Hollywood, FL · On-site

$16 - $17/hr

As an Inspector, you'll play a crucial role in maintaining our commitment to customer-centricity ... You will receive great benefits such as Medical, Dental, Vision, Life Insurance, Health Savings ...

Bond OpCo, LLC

Chief Inspector

Fort Lauderdale, FL · On-site

Role Overview The Chief Inspector is one of the most consequential roles in BOND's Maintenance ... Comprehensive health, dental, and vision insurance with supplemental coverage options and company ...

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All JobsInsurance Inspector JobsInsurance Inspector Jobs in Miami, FL

Insurance Inspector information

See Miami, FL salary details

$5

$19

$22

How much do insurance inspector jobs pay per hour?

As of Jul 11, 2026, the average hourly pay for insurance inspector in Miami, FL is $19.05, according to ZipRecruiter salary data. Most workers in this role earn between $17.26 and $21.15 per hour, depending on experience, location, and employer.

What kind of inspectors make the most money?

Insurance inspectors who specialize in high-value or complex policies, such as commercial or industrial property inspectors, tend to earn higher salaries. Those with advanced certifications, extensive experience, or who work in high-risk or specialized fields generally have higher earning potential within the inspection industry.

What do insurance inspectors do?

Insurance inspectors evaluate properties, vehicles, or businesses to determine insurance risks and verify the accuracy of applications. They conduct on-site inspections, take photographs, and prepare reports to help insurance companies decide on coverage and premiums. Strong attention to detail and knowledge of safety standards are essential for this role.

How do I become an insurance inspector?

To become an insurance inspector, you typically need a high school diploma or equivalent, and some roles may require post-secondary education or relevant experience in insurance, construction, or risk assessment. Certification or licensing is not always required but can improve job prospects, and inspectors often need good communication skills and attention to detail to evaluate properties and report findings.

What are insurance inspectors?

Insurance inspectors are professionals who assess properties, vehicles, or businesses to evaluate risks and determine the appropriate insurance coverage or premiums. They conduct on-site inspections, review safety measures, and document their findings to help insurance companies make informed decisions about issuing or renewing policies. Insurance inspectors may specialize in areas such as property, casualty, or health insurance, and their work helps prevent fraud and ensures clients meet policy requirements.

How much do car insurance inspectors make?

Car insurance inspectors typically earn between $40,000 and $70,000 annually, depending on experience, location, and employer. They often work full-time, inspecting vehicles and assessing damage, sometimes requiring certifications or specialized training.

What Do Insurance Inspectors Do?

As an insurance inspector, your responsibilities and duties at an insurance company include examining and assessing a potential new client request and recommending whether or not their situation is worth the risk to your employer. You may specialize in a specific type of insurance, like home, business, auto, or life insurance. Insurance inspectors may visit the potential client and collect information regarding the person, structure, or another subject to be insured; this may include interviews and photos. Your job is to accurately gather and present information so that the insurance company can decide if the risk is work taking or not.

What are some common challenges faced by Insurance Inspectors in the field?

Insurance Inspectors often encounter challenges such as assessing properties in adverse weather, keeping up with evolving industry regulations, and managing a high volume of inspections efficiently. They must also balance thorough documentation with time constraints and sometimes deal with uncooperative property owners. Strong communication skills, adaptability, and attention to detail are crucial for overcoming these challenges and ensuring accurate risk assessments.

What is the difference between Insurance Inspector vs Claims Adjuster?

AspectInsurance InspectorClaims Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like the Certified Insurance Inspector (CII) are commonRequires a high school diploma; often holds certifications such as the Chartered Property Casualty Underwriter (CPCU)
Work EnvironmentFieldwork inspecting properties, vehicles, or damages on-siteField and office work assessing claims, interviewing claimants, and inspecting damages
Industry UsageCommonly employed by insurance companies, independent agencies, or inspection firmsEmployed by insurance companies, adjusting firms, or as independent adjusters

Insurance Inspectors focus on evaluating property or vehicle conditions to determine insurance risks, while Claims Adjusters assess damages and process claims after an incident. Both roles require fieldwork and industry-specific knowledge, but their primary responsibilities differ in the claims process.

What are the key skills and qualifications needed to thrive as an Insurance Inspector, and why are they important?

To thrive as an Insurance Inspector, you need a strong understanding of risk assessment, property evaluation, and industry regulations, typically supported by a background in insurance or related fields. Familiarity with specialized inspection software, digital reporting tools, and sometimes relevant certifications like AINS (Associate in General Insurance) is important. Attention to detail, analytical thinking, and effective communication skills help inspectors accurately report findings and interact with clients. These competencies ensure thorough, reliable inspections that minimize risk for insurance providers and build client trust.
More about Insurance Inspector jobs
What are the most commonly searched types of Insurance Inspector jobs in Miami, FL? The most popular types of Insurance Inspector jobs in Miami, FL are:
What are popular job titles related to Insurance Inspector jobs in Miami, FL? For Insurance Inspector jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Insurance Inspector jobs in Miami, FL look for? The top searched job categories for Insurance Inspector jobs in Miami, FL are:
What cities near Miami, FL are hiring for Insurance Inspector jobs? Cities near Miami, FL with the most Insurance Inspector job openings:
Insurance Inspector jobs near you
Home Inspector-Miami

Home Inspector-Miami

Home Inspection Services

Miami, FL • On-site

Contractor

Re-posted 26 days ago

Job description

JOB TITLE: Contractor Home Inspector
DEPARTMENT: Inspections
REPORTS TO: Field Team Leads
FLSA STATUS: 1099 - Independent Contractor
SUMMARY
We are seeking experienced, licensed Home Inspectors to perform on-site residential inspections across Florida. This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing inspection reports with accurate notes and clear photo documentation.
This is a contract position ideal for dependable professionals who can meet deadlines, follow inspection protocols, and maintain professional interactions with homeowners.
ESSENTIAL DUTIES amp; RESPONSIBILITIES
  • Perform thorough residential inspections in accordance with Florida standards and company protocols
  • Accurately complete inspection forms, checklists, and photo documentation for each property
  • Identify risks, deficiencies, or safety concerns and note them clearly in the report
  • Communicate as needed with dispatchers, auditors, and Field Team Leads
  • Maintain professionalism and clarity when interacting with homeowners
  • Follow routing and inspection timelines as scheduled by the dispatch team
  • Additional inspection-related duties as assigned
REQUIRED QUALIFICATIONS
  • Active Florida Home Inspector License
  • Valid Wind Mitigation Certificate
  • Minimum of 3 years of experience in the inspection, construction, or related field
  • High school diploma or GED required; 4-year degree preferred
  • Clean driving record, valid driver’s license, and reliable transportation
  • Strong written and verbal communication skills
  • Attention to detail and ability to follow procedural standards
  • Comfort using inspection software and submitting documentation electronically
EQUIPMENT amp; INSURANCE REQUIREMENTS
  • Device: Windows-based laptop only (no tablets or Apple products), with minimum 16 GB RAM
  • Tools Required:
    • Digital camera (weather-resistant preferred, e.g., Olympus TG series)
    • Camera pole
    • Moisture meter
    • FLIR (infrared) camera
  • Internet: Consistent access to upload reports and receive job updates
  • Insurance: Active Certificate of Liability Insurance required before assignments begin
AVAILABILITY amp; SCHEDULING
  • Contractors provide their preferred availability (e.g., days per week, number of inspections per day)
  • The dispatch team handles all scheduling based on the availability provided
  • Inspectors are expected to be available during the timeframes they commit to
PAY STRUCTURE
  • This is a 1099 independent contractor position
  • Paid per inspection completed
  • Compensation is disbursed twice per month (semi-monthly)

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