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Insurance Field Underwriter Jobs in Iowa (NOW HIRING)

Senior Bond Underwriter

Des Moines, IA ยท On-site

$93 - $141/hr

Communicates with agents proactively and anticipates agents and insured's needs. * Plans and ... Bachelor's degree, preferably in accounting, finance, or business, or related field, or equivalent ...

$150K - $300K/yr

We are looking for a Field Underwriter / Sales Representative whom I can train to become a Manager ... This sales system has revolutionized the insurance industry and that is what allows our agents with ...

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Insurance Inspector

Des Moines, IA ยท On-site

$18.25 - $22.50/hr

Our company is Information Providers, Inc and we are a field service company that conducts underwriting surveys of residential and commercial properties for insurance companies throughout 28 states.

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Insurance Inspector

Sioux City, IA ยท On-site

$18.50 - $22.75/hr

Our company is Information Providers, Inc and we are a field service company that conducts underwriting surveys of residential and commercial properties for insurance companies throughout 28 states.

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Collaborate with underwriters and carriers to secure competitive quotes * Ensure compliance with ... Proven experience in sales or a related field * Strong communication and organizational skills ...

Are you a current college student eager to explore the dynamic world of insurance and underwriting ... This program is ideal for individuals looking to learn more about the underwriting field and jump ...

Showing results 21-40

Insurance Field Underwriter information

See Iowa salary details

$68.6K

$94.1K

$112.7K

How much do insurance field underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance field underwriter in Iowa is $94,145.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,900.00 and $102,800.00 per year, depending on experience, location, and employer.

What is an insurance field underwriter?

An Insurance Field Underwriter is a professional who evaluates insurance applications by collecting information directly from clients and assessing risks in-person or remotely. They often work outside of the main office, meeting with potential policyholders to gather detailed information about their backgrounds, health, and other factors that might affect eligibility and premium rates. Field underwriters play a crucial role in determining whether an applicant qualifies for insurance and under what terms. Their work helps ensure that insurers provide appropriate coverage while minimizing risk. This position requires strong interpersonal skills, analytical abilities, and knowledge of insurance products and regulations.

What are some common challenges faced by insurance field underwriters when assessing risk on-site?

Insurance Field Underwriters often encounter challenges such as incomplete or inconsistent information from clients, rapidly changing property or business conditions, and time constraints when conducting site visits. Additionally, they must balance thorough risk assessment with maintaining positive client relationships. Effective communication, keen attention to detail, and adaptability are essential for overcoming these challenges while ensuring accurate underwriting decisions.

What are the key skills and qualifications needed to thrive as an insurance field underwriter, and why are they important?

To thrive as an Insurance Field Underwriter, you need strong analytical skills, risk assessment abilities, and a background in finance or insurance, often supported by a bachelor's degree and industry certifications like CPCU or LOMA. Familiarity with underwriting software, CRM systems, and industry-specific databases is typically required. Excellent communication, negotiation, and decision-making skills help build client relationships and make sound judgments under pressure. These skills ensure accurate risk evaluations, compliance with regulations, and the ability to grow and retain a profitable client portfolio.

What is the difference between Insurance Field Underwriter vs Insurance Underwriter?

AspectInsurance Field UnderwriterInsurance Underwriter
CredentialsTypically requires insurance licenses, certifications, and a bachelor's degreeSimilar credentials, often with additional certifications for specialized lines
Work EnvironmentField-based, visiting agents and clientsOffice-based, reviewing applications and policies
Employer & Industry UsageUsed by insurance companies, agents, and brokers in various linesPrimarily employed by insurance companies, focusing on policy approval
Search & Comparison IntentOften compared for field sales and underwriting rolesCompared for underwriting and risk assessment roles

The main difference is that Insurance Field Underwriters work in the field, visiting clients and agents, while Insurance Underwriters typically work in an office reviewing applications. Both roles require similar credentials and are integral to the insurance industry, but their work environments and daily tasks differ significantly.

Is insurance field underwriting a good career?

Insurance field underwriters evaluate insurance applications and assess risk in the field, often requiring strong analytical skills and knowledge of insurance policies. It can be a stable career with opportunities for advancement, but success depends on industry experience, certifications, and the ability to work independently in various environments.
Infographic showing various Insurance Field Underwriter job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, 4% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $94,145 per year, or $45.3 per hour.

Commercial Underwriter

Farm Bureau Financial Services

West Des Moines, IA โ€ข On-site

$70 - $95/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Key responsibilities

  • Review and process new application submissions, policy changes, premium audits, and prepare policy renewals.

  • Assist agents with preparing presentations and quotes for prospects or client members, and support field agents with education and presentations.

  • Ensure compliance with underwriting guidelines and assist in developing and modifying existing guidelines to achieve desired results.


Job description

Commercial Underwriter

Do you have experience underwriting renewals, policy changes, and audits? Can you review underwriting guidelines and process to ensure compliance with regulations? If so, this Sr. Commercial Underwriter I position could be a fit for you!

Who we are:

With Farm Bureau Financial Services, our clients/members can feel confident knowing their family, home, cars, and other property are protected. We value a culture where integrity, teamwork, passion, service, leadership, and accountability are at the heart of every decision we make and every action we take. We are proud of our more than 80-year commitment to protecting the livelihoods and futures of our clients/members and creating an atmosphere where our employees thrive.

What youโ€™ll do:
  • Respond and resolve customer service requests in a prompt, efficient and courteous manner for external customers, departmental staff, and other FBL personnel always.
  • Accept, modify, or reject new application submissions as well as policy changes, review premium audits, and prepare policy renewals.
  • Assist agents in preparing presentations and quotes for prospects or client members.
  • Assist in developing and modifying existing guidelines to ensure they produce desired results.
  • Assist in making presentations and recommendations for updating procedure guidelines and new markets.
  • Be available to support agents in the field with education for agents and client/members and presentations when needed for information gathering and closing presentations.
  • Attendance required at all company or departmental meetings.
  • Other duties as assigned.
What it takes to join our team:
  • College degree or equivalent is required plus at least seven years relevant work experience required.
  • Strong organizational, analytical, problem solving, and presentation skills are required.
  • Computer/keyboard skills as appropriate to this position.
  • Knowledge of all Farm Bureau inquiry systems, automated rating systems, underwriting manuals, valuation software for buildings and vehicles, and industry specific websites to support underwriting activities.
  • Excellent oral and written communication skills as appropriate to this position.
  • A valid driverโ€™s license and satisfactory Motor Vehicle Records are required due to travel.
  • Ability to read, write and speak the English language.
  • Reasonably regular and predictable attendance.
What We Offer You:
  • enhanced 401K with a match
  • low-cost health benefits
  • dental and vision benefits
  • life and disability insurance options
  • paid time off, including holidays and volunteer time
  • teams who know how to have fun

Farm Bureau....where the grass really IS greener!

Work Authorization/Sponsorship:

Currently, we are not considering candidates that need any type of immigration sponsorship now or in the future, such as additional or permanent work authorization. Applicants must be currently authorized to work in the United States on a full-time, permanent basis. We are not able to sponsor now or in the future, or take over sponsorship of, an employment visa or work authorization for this role. For example, we are not considering candidates with OPT status.

* Will fill this position at appropriate level.

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