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Insurance Field Underwriter Jobs in Iowa (NOW HIRING)

Examines insurance documents such as applications, production reports, acreage reports, and applies ... Communicates by phone and by letter with agents, FSA county offices, field personnel, and ...

$150K - $300K/yr

We are looking for a Field Underwriter / Sales Representative whom I can train to become a Manager ... This sales system has revolutionized the insurance industry and that is what allows our agents with ...

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Showing results 1-20

Insurance Field Underwriter information

See Iowa salary details

$68.6K

$94.1K

$112.7K

How much do insurance field underwriter jobs pay per year?

As of Jul 28, 2026, the average yearly pay for insurance field underwriter in Iowa is $94,145.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,900.00 and $102,800.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Field Underwriter vs Insurance Underwriter?

AspectInsurance Field UnderwriterInsurance Underwriter
CredentialsTypically requires insurance licenses, certifications, and a bachelor's degreeSimilar credentials, often with additional certifications for specialized lines
Work EnvironmentField-based, visiting agents and clientsOffice-based, reviewing applications and policies
Employer & Industry UsageUsed by insurance companies, agents, and brokers in various linesPrimarily employed by insurance companies, focusing on policy approval
Search & Comparison IntentOften compared for field sales and underwriting rolesCompared for underwriting and risk assessment roles

The main difference is that Insurance Field Underwriters work in the field, visiting clients and agents, while Insurance Underwriters typically work in an office reviewing applications. Both roles require similar credentials and are integral to the insurance industry, but their work environments and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as an Insurance Field Underwriter, and why are they important?

To thrive as an Insurance Field Underwriter, you need strong analytical skills, risk assessment abilities, and a background in finance or insurance, often supported by a bachelor's degree and industry certifications like CPCU or LOMA. Familiarity with underwriting software, CRM systems, and industry-specific databases is typically required. Excellent communication, negotiation, and decision-making skills help build client relationships and make sound judgments under pressure. These skills ensure accurate risk evaluations, compliance with regulations, and the ability to grow and retain a profitable client portfolio.

What is an Insurance Field Underwriter?

An Insurance Field Underwriter is a professional who evaluates insurance applications by collecting information directly from clients and assessing risks in-person or remotely. They often work outside of the main office, meeting with potential policyholders to gather detailed information about their backgrounds, health, and other factors that might affect eligibility and premium rates. Field underwriters play a crucial role in determining whether an applicant qualifies for insurance and under what terms. Their work helps ensure that insurers provide appropriate coverage while minimizing risk. This position requires strong interpersonal skills, analytical abilities, and knowledge of insurance products and regulations.

What are some common challenges faced by Insurance Field Underwriters when assessing risk on-site?

Insurance Field Underwriters often encounter challenges such as incomplete or inconsistent information from clients, rapidly changing property or business conditions, and time constraints when conducting site visits. Additionally, they must balance thorough risk assessment with maintaining positive client relationships. Effective communication, keen attention to detail, and adaptability are essential for overcoming these challenges while ensuring accurate underwriting decisions.
Infographic showing various Insurance Field Underwriter job openings in Iowa as of July 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $94,145 per year, or $45.3 per hour.
Underwriting Center Underwriter

Underwriting Center Underwriter

United Fire Group

Cedar Rapids, IA โ€ข On-site, Remote

Full-time

Posted 29 days ago


Job description

The Underwriting Center Underwriter will underwrite Middle Market and Construction renewal business, deploying effective account management while fostering strong relationships with agency partners. ย This role is responsible for providing technical underwriting expertise through timely and streamlined processes to best serve agents and policyholders. This role underwrites renewals and services accounts to primarily manage UFGโ€™s Middle Market and Construction business.

Responsibilities:ย 

  • Profitably underwrite renewal business through risk selection, pricing, contractual integrity, and account management, in accordance with delegated authority, and ensuring regulatory compliance.
    • Develop, analyze, and evaluate information and exposure to loss.ย 
    • Document assigned files with underwriting thought process.
    • Properly classify and price risk commensurate with exposures and controls.
  • Proactively identify and execute opportunities to up sell and cross-sell UFG coverages and products.
  • Provide exceptional service to agency partners with timely execution of policy services such as endorsement requests and other agent inquiries.
  • Collaborate with Business Unit, Line of Business and Field Underwriting, Underwriting Support, Sales and Distribution, Risk Control, Legal, Claims, and other internal partners to ensure optimal stakeholder management.
  • Actively assists with the review and analysis of the portfolio to ensure progress toward key business objectives.

Qualifications:ย 

Education:ย 

  • 4-year college degree preferred.
  • Completion of or working towards AU, CIC, or CPCU designation preferred.

Experience:ย 

  • 1-2 years of commercial lines insurance underwriting experience preferred.

Knowledge, skills & abilities:ย 

  • Risk evaluation skills and solid insurance contract knowledge.
  • Fluently comprehend, identify, and determine appropriate coverage forms.
  • Ability to work in a fast-paced environment while prioritizing and completing work efficiently and effectively.
  • Capability to execute current underwriting strategy for assigned territory to make effective underwriting decisions.ย 
  • Ability to establish a high degree of trust for internal and external customers.
  • Strong analytical and problem-solving skills with an affinity for detailed accuracy.
  • Effective communication skills, both written and verbal.
  • Strong time management skills with the ability to meet deadlines and effective dates.
  • Ability to provide excellent customer service.

Working Conditions: ย 

  • General office environment; remote, in-office, and hybrid options determined by manager.
  • Occasional travel required.

Disclaimer

The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this job. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and skills required. Additional tasks and requirements may be assigned, as necessitated by business need. UFG retains the right to modify the description of this job at any time.

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