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Insurance Field Underwriter Jobs in Iowa (NOW HIRING)

VGM Group Inc

Surety Bond Underwriter

Waterloo, IA · On-site

Why this role matters As a Surety Bond Underwriter at VGM Insurance, you'll underwrite all new and ... related field, or equivalent education and/or experience * Knowledge and experience in insurance ...

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All JobsInsurance Field Underwriter JobsInsurance Field Underwriter Jobs in Iowa

Insurance Field Underwriter information

See Iowa salary details

$68.6K

$94.1K

$112.7K

How much do insurance field underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for insurance field underwriter in Iowa is $94,145.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,900.00 and $102,800.00 per year, depending on experience, location, and employer.

What is an insurance field underwriter?

An Insurance Field Underwriter is a professional who evaluates insurance applications by collecting information directly from clients and assessing risks in-person or remotely. They often work outside of the main office, meeting with potential policyholders to gather detailed information about their backgrounds, health, and other factors that might affect eligibility and premium rates. Field underwriters play a crucial role in determining whether an applicant qualifies for insurance and under what terms. Their work helps ensure that insurers provide appropriate coverage while minimizing risk. This position requires strong interpersonal skills, analytical abilities, and knowledge of insurance products and regulations.

What are some common challenges faced by insurance field underwriters when assessing risk on-site?

Insurance Field Underwriters often encounter challenges such as incomplete or inconsistent information from clients, rapidly changing property or business conditions, and time constraints when conducting site visits. Additionally, they must balance thorough risk assessment with maintaining positive client relationships. Effective communication, keen attention to detail, and adaptability are essential for overcoming these challenges while ensuring accurate underwriting decisions.

What are the key skills and qualifications needed to thrive as an insurance field underwriter, and why are they important?

To thrive as an Insurance Field Underwriter, you need strong analytical skills, risk assessment abilities, and a background in finance or insurance, often supported by a bachelor's degree and industry certifications like CPCU or LOMA. Familiarity with underwriting software, CRM systems, and industry-specific databases is typically required. Excellent communication, negotiation, and decision-making skills help build client relationships and make sound judgments under pressure. These skills ensure accurate risk evaluations, compliance with regulations, and the ability to grow and retain a profitable client portfolio.

What is the difference between Insurance Field Underwriter vs Insurance Underwriter?

AspectInsurance Field UnderwriterInsurance Underwriter
CredentialsTypically requires insurance licenses, certifications, and a bachelor's degreeSimilar credentials, often with additional certifications for specialized lines
Work EnvironmentField-based, visiting agents and clientsOffice-based, reviewing applications and policies
Employer & Industry UsageUsed by insurance companies, agents, and brokers in various linesPrimarily employed by insurance companies, focusing on policy approval
Search & Comparison IntentOften compared for field sales and underwriting rolesCompared for underwriting and risk assessment roles

The main difference is that Insurance Field Underwriters work in the field, visiting clients and agents, while Insurance Underwriters typically work in an office reviewing applications. Both roles require similar credentials and are integral to the insurance industry, but their work environments and daily tasks differ significantly.

Is insurance field underwriting a good career?

Insurance field underwriters evaluate insurance applications and assess risk in the field, often requiring strong analytical skills and knowledge of insurance policies. It can be a stable career with opportunities for advancement, but success depends on industry experience, certifications, and the ability to work independently in various environments.

What are popular job titles related to Insurance Field Underwriter jobs in Iowa?

For Insurance Field Underwriter jobs in Iowa, the most frequently searched job titles are:

What job categories do people searching Insurance Field Underwriter jobs in Iowa look for?

The top searched job categories for Insurance Field Underwriter jobs in Iowa are:

Insurance Field Underwriter jobs near you
Infographic showing various Insurance Field Underwriter job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, 4% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $94,145 per year, or $45.3 per hour.

Field Underwriter

Spieldenner Financial Group

Des Moines, IA • On-site

Full-time

Re-posted 11 days ago

Job description

Spieldenner Financial Group is looking for our next business partner to help us revolutionize the Mortgage Protection Industry!
The Day-To-Day:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
  • Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
  • Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
  • Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting

Requirements:
Skill set isn't everything: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset
Passion for people is a MUST.
What We Do:
  • We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
  • We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
  • We grow: We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!

If you feel this might be the home you have been looking for. Click APPLY!
*Equal opportunity, not equal outcome.
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Apply