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Insurance Estimator Remote Jobs in Colorado (NOW HIRING)

Lochner - learn more about us Multiple opportunities available with hybrid and remote options. Can ... Company Paid Disability (includes paid Maternity Leave), and Life Insurance * Health Savings ...

Base salary: $32,500 + productivity bonus structure ( estimated annual earning potential between ... Employer-paid life insurance and AD&D coverage* * Employee Assistance Program (EAP) with ...

USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with ... Demonstrates advanced knowledge of P&C insurance industry products, services, contracts, and ...

Manager - National Tax Office

Loveland, CO · Remote

$114K - $149K/yr

A reasonable estimate of the current range is $100,000 to $175,000. Remote Eligibility: This ... and disability insurance, 401k/profit-sharing, paid time off and holidays, flexible work ...

Future Interest

Boulder, CO · On-site +1

$66K - $89K/yr

Strong comfort with remote work tools, specifically Google Workspace (G-Suite) and Zoom ... Willingness to engage in continuous learning and training Compensation Estimated Salary Ranges (by ...

Future Interest

Boulder, CO · Remote

$66K - $89K/yr

Strong comfort with remote work tools, specifically Google Workspace (G-Suite) and Zoom ... Willingness to engage in continuous learning and training Compensation Estimated Salary Ranges (by ...

Future Interest

Boulder, CO · Remote

$50K - $63K/yr

Strong comfort with remote work tools, specifically Google Workspace (G-Suite) and Zoom ... Willingness to engage in continuous learning and training Compensation Estimated Salary Ranges (by ...

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Insurance Estimator Remote information

What is the difference between Insurance Estimator Remote vs Insurance Adjuster?

AspectInsurance Estimator RemoteInsurance Adjuster
CredentialsTypically requires insurance licensing, estimating certificationsRequires licensing, claims handling certifications
Work EnvironmentRemote, office-based or hybridFieldwork, office, or remote depending on employer
Industry UsageUsed mainly in property/casualty insurance for estimating damagesHandles claims, investigates damages, assesses coverage
Common Search/ComparisonOften compared for roles in claims processing and damage assessmentRelated but more field-focused role in claims adjustment

Insurance Estimator Remote and Insurance Adjuster roles share overlapping credentials and industry usage, but differ mainly in work environment and specific job functions. Estimators focus on creating damage estimates remotely, while Adjusters often conduct field investigations. Both roles are essential in the insurance claims process and may require similar certifications.

How does an insurance estimator working remotely typically collaborate with adjusters and clients during the claims process?

As a remote Insurance Estimator, effective collaboration with adjusters and clients is primarily done through digital channels such as video calls, phone, and email. Estimators often review documentation, photos, and sometimes live video from the scene to assess damages and create accurate estimates. Regular communication with field adjusters ensures all necessary information is gathered, while clear explanations to clients help set expectations about coverage and claim timelines. Building strong remote relationships and staying organized are key to success in this role.

What does an insurance estimator do when working remotely?

A remote Insurance Estimator evaluates claims and determines the cost of repairing or replacing damaged property, vehicles, or other insured items without needing to work from a central office. They review photos, videos, and documentation submitted online, communicate with clients and adjusters via email or phone, and use specialized software to prepare detailed estimates. This role requires strong analytical skills, attention to detail, and the ability to work independently while meeting deadlines.

What are the key skills and qualifications needed to thrive as an insurance estimator remote?

To thrive as a remote Insurance Estimator, you need strong analytical skills, attention to detail, and a background in insurance, construction, or a related field, often supported by industry certifications. Proficiency with estimating software such as Xactimate, Symbility, and digital claims management systems is essential. Excellent communication, organization, and self-motivation are vital soft skills for collaborating virtually and managing workloads independently. These skills ensure accurate, timely estimates and effective remote collaboration with clients and colleagues, which are critical for customer satisfaction and business success.

What are the most commonly searched types of Insurance Estimator jobs in Colorado?

The most popular types of Insurance Estimator jobs in Colorado are:

What job categories do people searching Insurance Estimator Remote jobs in Colorado look for?

The top searched job categories for Insurance Estimator Remote jobs in Colorado are:

What cities in Colorado are hiring for Insurance Estimator Remote jobs?

Cities in Colorado with the most Insurance Estimator Remote job openings:

Infographic showing various Insurance Estimator Remote job openings in Colorado as of August 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 100% Remote job distribution.

Senior Cost Estimator

Lochner

Denver, CO • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 14 days ago


Job description

About Lochner

Lochner, an Egis company is recruiting for a Senior Cost Estimator with 10+ years of diverse estimating experience.  Transit agency and transportation project experience with a focus in rail, highway and aviation. 

Lochner joined Egis, a global infrastructure consulting, engineering, and operations firm, expanding our capabilities while preserving the values and culture that define who we are. Egis is a global leader in Transportation (all modes), Cities (vertical and horizontal infrastructure), and Community Resources (energy, water, and Environmental).

Are you ready to join us on this journey?

As a people-centric company, Lochner’s purpose is to empower our team to put their knowledge to work, enhancing communities across the US. To achieve this, we hire candidates of all experiences and skillsets because amazing things happen when people with diverse backgrounds come together to solve problems. We believe collaboration is more than a buzz word — it is a guiding principle in which every point of view is valued and heard and is the driving force in delivering our best work. At all levels of the organization, we foster an entrepreneurial spirit and culture of autonomy to advance our strategic vision and continually seek our next success story.  Lochner – learn more about us

Multiple opportunities available with hybrid and remote options. Can be based out of any of our U.S. offices with preferred locations in: Denver, CO. Los Angeles, CA or Seattle, WA.

Your impact: 

  • Prepare detailed cost estimates at the preliminary, intermediate, final, and release-for-construction stages of design.
  • Review estimates prepared by consultants and contractors.
  • Prepare cost estimates for analyzing value engineering studies.
  • Assist in constructability reviews.
  • Support negotiations for settling contract change modifications and potential claims.

Who you are: 

  • Bachelor ‘s Degree in Engineering, Construction Management, or related field
  • 10 or more years of estimating experience
  • Diversified experience in transportation projects with emphasis on rail, highway and aviation
  • Transit agency owner costs experience preferred
  • Experience with estimating software (HCSS Heavybid preferred)
  • Professional Certifications preferred
  • Familiarity with FTA (Federal Transit Administration) guidelines and funding requirements

Proficiency in industry-standard estimating software (such as:

  • HCSS HeavyBid
  • Bluebeam or similar tools
  • Agtek

Strong understanding of:

  • Construction methods and materials
  • Project delivery methods (Design-Bid-Build, Design-Build, CM/GC, PDB)
  • Transit project components and systems

Joining Lochner means gaining access to a comprehensive suite of benefits designed to support your health and financial well-being throughout your career.

Lochner provides an extensive total rewards package that includes:

  • Competitive Premiums for Medical, Dental, and Vision
  • Paid Time Off and Flexible Holiday Program
  • Company Paid Disability (includes paid Maternity Leave), and Life Insurance
  • Health Savings Accounts (HSA) with Employer Contribution
  • Flexible Spending Accounts (FSA) for Medical Expenses and/or Dependent Care
  • Paid Family Leave
  • Retirement Plan with Employer Match 
  • Flexible Work Schedules (Hybrid or Remote, when possible)
  • Wellness Program for Physical and Mental Health
  • Lochner Cares Non-Profit 501c3
  • Education and Training Assistance
  • Employee Assistance Program
  • Employee Discounts
  • Paid Time Off for Charitable Acts of Service

What we offer – Learn more

Work Environment

The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually loud. 

Physical Requirements

The physical requirements must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Intermittent sitting, walking, standing, bending, squatting, climbing, kneeling, twisting, stoop, crawl, and lifting. The employee must frequently lift and/or move light equipment up to 20 pounds. Must be alert to equipment in the field, occasional need to work near hazardous equipment and machinery, occasional need to walk on uneven ground, exposure to dust, gas or fumes, exposure to noise, extremes in temperature or humidity, and potential work at heights. 

Equal Employer

Lochner is proudly committed to recruiting and retaining a diverse and inclusive workforce.  Lochner provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

All positions at Lochner require an applicant who has accepted an employment offer to undergo pre-employment screening. Background checks include SSN/SIN validation, motor vehicle verification, education verification, employment verification, a criminal check, search against global sanctions and government watch lists, and drug test. All employment offers are contingent upon successful results of the pre-employment screening.

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