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Insurance Appraiser Jobs in Texas (NOW HIRING)

Demonstrates advanced knowledge of P&C insurance industry products, services, contracts, and ... appraisal process and procedures. * Advanced working knowledge of estimating losses using CCC or ...

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Insurance Appraiser information

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$36.8K

$46.6K

$54.5K

How much do insurance appraiser jobs pay per year?

As of Aug 10, 2026, the average yearly pay for insurance appraiser in Texas is $46,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,900.00 and $51,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an insurance appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do insurance appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What does an insurance appraiser do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

What are popular job titles related to Insurance Appraiser jobs in Texas? For Insurance Appraiser jobs in Texas, the most frequently searched job titles are:
What cities in Texas are hiring for Insurance Appraiser jobs? Cities in Texas with the most Insurance Appraiser job openings:
What are popular job titles related to Insurance Appraiser jobs in TX? For Insurance Appraiser jobs in TX, the most frequently searched job titles are:
Infographic showing various Insurance Appraiser job openings in Texas as of August 2026, with employment types broken down into 85% Full Time, 11% Part Time, and 4% Contract. Highlights an 100% In-person job distribution, with an average salary of $46,582 per year, or $22.4 per hour.

Senior Commercial Appraiser-Special Properties Section

TAD

Fort Worth, TX โ€ข On-site

$59K - $103K/yr

Full-time

Posted 13 days ago


Job description

Description:

To collect and analyze physical, locational, legal and economic characteristics for commercial property accounts in Tarrant county and use TAD-specific mass appraisal software and generally accepted appraisal techniques to develop and defend estimates of market value determinations for given appraisal cycle. To have knowledge of the principals, practices, and approaches to property appraisal, including mass appraisal and have knowledge of the Texas Property Tax Code and its provisions applicable to commercial property appraisals



KEY DUTIES AND RESPONSIBILITIES

  1. Locates/ discovers (using building permits and other means), performs on-site inspections, measures, collects and/or verifies previously collected data, and classifies improved and unimproved commercial properties for valuation purposes
  2. Performs accurate data entry to update and maintain commercial account data using TAD-specific mass appraisal system and utilizes other ancillary software including MS Office, Marshall Valuation Services, and Pictometry.
  3. Applies cost, market, and income approaches and appropriate rate tables, depreciation schedules, and other pertinent factors in arriving at commercial property market values
  4. Adhere to established policies, procedures, and statutory requirements in performing appraisal task and determining market values
  5. Add, delete, and correct inaccurate commercial property account information
  6. Utilize a computer workstation and available applications software to retrieve, manipulate, and input data
  7. Responds to inquiries, complaints, and informational request from property owners or their authorized agents over the telephone, in person, and/or via written correspondence
  8. Represents the district in informal value protest sessions
  9. Prepares and presents information and defends appraisal district values before the Appraisal Review Board
  10. Performs other duties as assigned commensurate with the job level



Reports To: Commercial Division Manager


Supervises: None


Requirements:

Skills/Abilities:

  • To attend a required series of TDLR-mandated appraisal courses and successfully pass all examinations within a designated timeframe
  • To demonstrate strong written and interpersonal or public communication skills
  • To thoroughly and accurately perform basic research, mathematical and statistical computations and data analysis
  • To attain a proficient working knowledge of key portions of the Texas Property Tax Code
  • To attain a proficient working knowledge of IAAO and USPAP Standards
  • To work cooperatively and productively with managers, co-workers, property owners or property tax consultants in a courteous and professional manner


Education/Experience:

  • Bachelor’s degree in real estate, business, finance, accounting, or a related field plus at least two years of relevant experience or an equivalent combination of pertinent education, and/or professional/technical training, including at least three years of relevant property appraisal experience (recognized professional appraisal designations may be substituted for experience)
  • If applicant is a current Texas Department of Licensing and Registration (TDLR) Property Tax Professional registrant, a minimum of 2 years of commercial appraisal experience, and working toward a Level III classification or RPA is preferred.
  • Valid driver’s license, vehicle with current safety inspection and registration status and minimum state-mandated liability insurance is required
  • Intermediate level computer and keyboard competence required


Other Aspects of the Job:

  • Commitment to teamwork and in providing exceptional public service
  • Must successfully pass a criminal background investigation and other job-related pre-employment screening and assessment measures
  • Must be willing to work some weekends and/or nights on a limited basis from May-July




WORK ENVIRONMENT


Working Conditions:

  • Positions in this class typically require repetitive motions, walking, talking and hearing, sitting or standing for prolonged periods of time in an office setting.
  • Work may, on occasion, entail light lifting and use of personal vehicle for property inspections
  • General work hours are 8 am to 5 pm with the option to select an alternative daytime work schedule upon completion of a six-month probationary period.
  • A blended schedule of work from office/work from home may be offered periodically throughout the year, depending on work cycles and work assignments


Physical and Mental Requirements:

  • Position requires mental dexterity to operate a computer keyboard and standard office equipment with the ability to effectively communicate by phone, e-mail, writing and face to face. The position requires considerable concentration and ability to manage time effectively. The position is subject to stress caused by mandatory deadlines and workload. Requires the ability to ask questions that will bring forth the information needed to make sound decisions.


Other Requirements:

Regular attendance is essential. Incumbent must arrive at work on time, prepared to perform assigned duties and work assigned schedule. Incumbent must have the ability to work well with others. Incumbent must be able to perform the essential functions of the position without posing a direct threat to the health or safety of themselves or others.