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Independent Financial Advisor Jobs (NOW HIRING)

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Independent Financial Advisor

Rocklin, CA · On-site

$60K - $255K/yr

Position Summary We are seeking an experienced, licensed Financial Advisor to join our team as an independent advisor. This opportunity is ideal for professionals who want the flexibility of running ...

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Independent Financial Advisor

Rocklin, CA · On-site

$60K - $255K/yr

Position Summary We are seeking an experienced, licensed Financial Advisor to join our team as an independent advisor. This opportunity is ideal for professionals who want the flexibility of running ...

$120K/yr

Hunt Valley, MD, US Seeking a skilled Financial Advisor in Baltimore, MD We are seeking an experienced, fully licensed Independent Financial Advisor to affiliate with our established Baltimore firm.

Wealth Advisor

Philadelphia, PA · On-site

$200K/yr

Independent Financial Advisor Benefits: * Competitive compensation package. (80 to 90% payouts) * Backed by one of the largest broker-dealers in the USA. * Supportive and collaborative team ...

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Mainstay Capital Management is an independent, fee-only, Registered Investment Advisor with over $4 ... Mainstay has been ranked by Barron's as one of the "Top 100 Independent Financial Advisors" in the ...

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Mainstay Capital Management is an independent, fee-only, Registered Investment Advisor with over $4 ... Mainstay has been ranked by Barron's as one of the "Top 100 Independent Financial Advisors" in the ...

Associate Financial Advisor

Seattle, WA · On-site +1

$100K - $140K/yr

Afton Union Financial Group in Seattle, WA is an independent financial services practice of ... We are growing and adding an Associate Financial Advisor to our team. In this role you will be ...

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Independent Financial Advisor information

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$36K

$102.1K

$144K

How much do independent financial advisor jobs pay per year?

As of Jul 26, 2026, the average yearly pay for independent financial advisor in the United States is $102,134.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $131,000.00 per year, depending on experience, location, and employer.

Can you work independently as a financial advisor?

Yes, independent financial advisors operate their own businesses or work as freelancers, providing financial planning and investment advice without being tied to a specific employer. They often need relevant certifications such as the Series 7 or Series 65 and must comply with industry regulations, managing their own client relationships and schedules.

What is the difference between Independent Financial Advisor vs Financial Planner?

AspectIndependent Financial AdvisorFinancial Planner
CredentialsCFP, CFA, or similar certifications often requiredCFP, ChFC, or similar certifications often required
Work EnvironmentTypically self-employed or with independent firmsEmployed by firms, banks, or as independent consultants
Services OfferedPersonalized investment advice, financial planning, estate planningComprehensive financial planning, including investments, retirement, estate
Client FocusIndividual clients seeking tailored adviceIndividuals and families needing holistic financial plans

While both roles involve providing financial advice, Independent Financial Advisors often operate independently and may offer more personalized, flexible services. Financial Planners typically work within firms or organizations, focusing on comprehensive financial plans. The choice depends on your specific financial needs and preferred working relationship.

How much can you make as an independent financial advisor?

Independent financial advisors typically earn a combination of fees and commissions, with annual incomes ranging from $50,000 to over $200,000 depending on experience, client base, and location. Successful advisors with established client portfolios and certifications like the CFP can earn higher incomes, especially if they operate their own firms or have a strong referral network.

How much do independent financial advisers make?

Independent financial advisers typically earn a median annual salary of around $89,000, with earnings varying based on experience, client base, and location. Many advisers also earn commissions or fees for services provided, which can significantly impact total income.

What are Independent Financial Advisors?

Independent Financial Advisors (IFAs) are professionals who provide impartial financial advice to clients. Unlike advisors tied to a single provider or company, IFAs can recommend products from across the entire market, ensuring that their advice is unbiased and tailored to the client's individual needs and circumstances. They help with areas such as investments, pensions, insurance, and retirement planning. To operate, IFAs must be appropriately qualified and authorized by relevant regulatory bodies in their country. Working with an IFA can help clients make informed financial decisions and achieve their long-term financial goals.

What are some common challenges Independent Financial Advisors face when building their client base?

Independent Financial Advisors often encounter challenges related to establishing credibility and trust with potential clients, especially when starting out or transitioning from a larger firm. Building a client base requires effective networking, proactive outreach, and ongoing relationship management. Advisors must also differentiate their services in a competitive market, comply with regulatory requirements, and stay updated on financial products to provide tailored advice. Success in this role depends on persistence, strong communication skills, and a commitment to delivering value to clients.

How many financial advisors make $500,000 a year?

While a small percentage of independent financial advisors earn $500,000 or more annually, such high earnings typically require extensive experience, a large client base, and strong sales skills. Most financial advisors earn between $60,000 and $150,000 per year, with top performers reaching higher income levels through commissions and fees. Achieving this income level often involves advanced certifications like the CFP and a focus on high-net-worth clients.

What are the key skills and qualifications needed to thrive as an Independent Financial Advisor, and why are they important?

To thrive as an Independent Financial Advisor, you need a strong grasp of financial planning, investment strategies, and regulatory compliance, typically backed by a relevant degree and certifications such as CFP or Series 65. Familiarity with financial planning software, portfolio management tools, and CRM systems is essential for effective client management. Strong interpersonal skills, active listening, and ethical judgment help build trust and long-term client relationships. These skills are crucial for delivering tailored financial solutions, maintaining client confidence, and ensuring regulatory adherence.
More about Independent Financial Advisor jobs
What cities are hiring for Independent Financial Advisor jobs? Cities with the most Independent Financial Advisor job openings:
What states have the most Independent Financial Advisor jobs? States with the most job openings for Independent Financial Advisor jobs include:
Infographic showing various Independent Financial Advisor job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $102,134 per year, or $49.1 per hour.

Full-time

Posted 19 days ago


Job description

Description
At Cambridge Financial Network, you'll have the unique opportunity to empower families by providing the financial stability they need to navigate life's ups and downs. As an Independent Financial Advisor, you'll play a central role in this mission, helping clients confidently plan their futures. We equip you with comprehensive support, training, and resources to establish and grow your practice, and to forge meaningful relationships with clients. With the right tools at your disposal, you'll offer tailored financial solutions that truly make a difference.
We're seeking driven professionals eager to build a successful career in financial services. If you're passionate about helping clients reach their financial objectives and want a role with structured support and abundant professional growth opportunities, we'd love to connect. Join us in our commitment to doing good for the families we serve. Together, we'll build a brighter financial future.
Responsibilities
• Develop personalized financial plans that align with clients' unique goals and aspirations.
• Conduct regular reviews to ensure clients' financial strategies remain effective and relevant.
• Educate clients on financial products and services to empower informed decision-making.
• Build and nurture long-term relationships with clients, fostering trust and transparency.
• Stay updated on industry trends and regulatory changes to provide the best advice.
• Collaborate with our team to refine strategies and share insights for continuous improvement.
• Utilize our comprehensive resources to enhance your practice and client offerings.
Qualifications
• Experience in financial planning and advisory roles, with a focus on personalized client solutions.
• Ability to develop and maintain long-term client relationships, fostering trust and transparency.
• Proven track record of educating clients on financial products and services to empower informed decision-making.
• Strong understanding of industry trends and regulatory changes to provide up-to-date advice.
• Excellent communication skills to effectively convey complex financial concepts to clients.
• Ability to work independently and collaboratively, utilizing team resources to enhance client offerings.
• Proficiency in using financial planning software and tools to create comprehensive client plans.