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Independent Contractor Life Insurance Agent Jobs in Springfield, MA

Loyal Benefit Group

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Life Insurance Agent- Free Leads + Elite Training

Hartford, CT · Remote

$80K - $150K/yr

Speaking with individuals who have requested life insurance information * Helping families review coverage options that fit their needs * Following a simple, structured process (no complex ...

The Atlantic District

Insurance Agent

Hartford, CT · On-site

$220K - $250K/yr

We are looking for an Insurance Agent who understands that their work has a real-world impact on ... Review existing client accounts to ensure protection levels remain adequate as life changes happen.

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All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Springfield, MA

Independent Contractor Life Insurance Agent information

See Springfield, MA salary details

$17.9K

$88.7K

$144.5K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 11, 2026, the average yearly pay for independent contractor life insurance agent in Springfield, MA is $88,657.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,300.00 and $121,600.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.
What are the most commonly searched types of Life Insurance Agent jobs in Springfield, MA? The most popular types of Life Insurance Agent jobs in Springfield, MA are:
What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Springfield, MA? For Independent Contractor Life Insurance Agent jobs in Springfield, MA, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Life Insurance Agent jobs in Springfield, MA look for? The top searched job categories for Independent Contractor Life Insurance Agent jobs in Springfield, MA are:
What cities near Springfield, MA are hiring for Independent Contractor Life Insurance Agent jobs? Cities near Springfield, MA with the most Independent Contractor Life Insurance Agent job openings:
Independent Contractor Life Insurance Agent jobs near you
Infographic showing various Independent Contractor Life Insurance Agent job openings in Springfield, MA as of August 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 73% In-person, and 27% Remote job distribution, with an average salary of $88,657 per year, or $42.6 per hour.

Customer Service Representative - State Farm Agent Team Member

Chris Wilder - State Farm Agent

Enfield, CT • On-site

$15/hr

Other

Re-posted yesterday

Job description

State Farm Agent Team Member

Are you outgoing and customer-focused? Do you enjoy working with the public? If you answered yes to these questions, working for a State Farm independent contractor agent may be the career for you! State Farm agents are independent contractors that market State Farm insurance and financial services products. This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs required by the agent.

Competencies Expected for This Role:

  • Enthusiastic and motivated to assist customers with insurance and financial services to help them manage the risks of everyday life, recover from the unexpected, and realize their dreams.
  • Sales experience (outside sales or inside sales representative, retail sales associate, or telemarketing) preferred
  • Interest in marketing products and services based on customer needs
  • Excellent communication skills - written, verbal and listening
  • Excellent interpersonal skills
  • People-oriented
  • Self-motivated
  • Proactive in problem solving
  • Dedicated to customer service
  • Ethical and Honest
  • Must have applicable license or must obtain applicable licensing requirements.
  • Ability to work in a team environment
  • Ability to multi-task
  • Ability to make presentations to potential customers
  • Ability to effectively relate to a customer
  • Maintain a strong work ethic with a total commitment to success each and every day.
  • Spanish preferred

This position will be with a State Farm independent contractor agent, not with State Farm Mutual Automobile Insurance Company ("State Farm"). Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs required for the position sought. State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. "State Farm Insurance is an equal opportunity employer". Compensation: $15.00 per hour.

My team's mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We are located in Enfield, CT and help customers with their insurance and financial services needs, including:

  • Auto insurance
  • Home insurance
  • Life insurance
  • Retirement planning

State Farm agents are independent contractors who hire their own employees. State Farm agents' employees are not employees of State Farm. Agents are responsible for and make all employment decisions regarding their employees.

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