ZipRecruiter

Log In

1

Independent Contractor Life Insurance Agent Jobs in Kentucky

ISN Corp

$80 - $100/hr

Company-Paid Basic Life Insurance * 401(k) Retirement Plan * Paid Time Off beginning on your first ... Manage and oversee the Independent Contractor workforce nationwide. * Identify geographic coverage ...

previous pagenext page

Showing results 21-40

All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Kentucky

Independent Contractor Life Insurance Agent information

See Kentucky salary details

$15.6K

$77.3K

$125.9K

How much do independent contractor life insurance agent jobs pay per year?

As of Sep 7, 2026, the average yearly pay for independent contractor life insurance agent in Kentucky is $77,271.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,900.00 and $106,000.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are the most commonly searched types of Life Insurance Agent jobs in Kentucky?

The most popular types of Life Insurance Agent jobs in Kentucky are:

What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Kentucky?

For Independent Contractor Life Insurance Agent jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Independent Contractor Life Insurance Agent jobs in Kentucky look for?

The top searched job categories for Independent Contractor Life Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Independent Contractor Life Insurance Agent jobs?

Cities in Kentucky with the most Independent Contractor Life Insurance Agent job openings:

Independent Contractor Life Insurance Agent jobs near you

Life Insurance Sales Agent

Larsen Life Group

Bowling Green, KY • On-site, Remote

$30K - $160K/yr

Full-time

Re-posted 24 days ago

Job description

Agencies within Symmetry Financial Group continue to grow, and we need driven individuals looking to learn, build, and inspire others while helping families live life and protect their loved ones. Take control of your future and launch your agent career today.

Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and countless others to build a career aligned with our shared purpose, values, and financial wellbeing.

According to a 2024 study conducted by LIMRA there are an estimated 102 million uninsured and underinsured adults in the U.S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact.

No prior experience in sales or insurance is required.

Core Responsibilities:

  • Consult with potential and current clients to secure life insurance coverage based on their needs
  • Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
  • Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
  • Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:

  • Willingness to obtain a life insurance license (with our help)
  • A strong, coachable work ethic
  • High character and integrity
  • A familiarity with CRM platforms is helpful
  • An ability to build and nurture internal and external relationships
  • Must be 18+ and legally authorized to work in the U.S.

What you’ll get:

  • The ability to work when and where you choose
  • Guided mentorship throughout your development
  • Game-changing technology and support
  • The industry’s only value-based leads program
  • World class culture and leadership development

Benefits: Work from home, flexible schedule, bonus eligible, incentive trips, equity opportunities

 

Pay:

  • 1099 contractor; commissions only
  • Part-Time Uncapped Potential: estimated $30,000–$60,000+ / first year (15–20 hrs/week)
  • Full-Time Uncapped Potential: estimated $84,000–$160,000+ / first year (35–45 hrs/week)

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.


By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.

Apply