A housing counselor generally refers to an individual that works for the Department of Housing and Urban Development and assists home-buyers in the process of buying a home. However, there are also opportunities for housing counselors in the private sector. Generally, your responsibilities in this career are to provide pre-purchase consoling to potential and first-time homeowners to advise them on what they need to know about the process. You help prepare a budget and determine what size mortgage they can afford, teach how to improve credit for obtaining a home loan, and fulfill any duties necessary to instruct the potential homeowners on purchasing a house.