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Hourly Insurance Agent Jobs in Missouri (NOW HIRING)

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Hourly Insurance Agent information

What is an hourly insurance agent?

An Hourly Insurance Agent is a professional who sells and manages insurance policies, such as auto, home, life, or health insurance, and is compensated on an hourly wage rather than by commission. These agents assist clients in understanding coverage options, processing claims, and ensuring their insurance needs are met. Working hourly allows them to focus on customer service and unbiased advice, as their income does not depend on the number or size of policies sold. This role may be found in insurance agencies, call centers, or customer support teams.

What are the key skills and qualifications needed to thrive as an hourly insurance agent?

To thrive as an Hourly Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with customer relationship management (CRM) software, quoting systems, and digital communication tools is important for daily operations. Excellent interpersonal skills, active listening, and resilience in handling objections help you build client trust and close sales. These abilities are critical for meeting sales targets, maintaining compliance, and delivering quality customer service in a competitive market.

What are some common challenges faced by hourly insurance agents, and how can they be addressed?

Hourly insurance agents often face challenges such as meeting sales targets within limited working hours and managing a fluctuating client base. To address these, successful agents prioritize effective time management, focus on building strong client relationships, and stay updated on industry products and regulations. Collaborating closely with other team members, such as underwriters and customer service representatives, can also help resolve client issues efficiently. Additionally, ongoing training and mentorship programs offered by employers can support agents in improving their skills and achieving their goals.

What is the difference between Hourly Insurance Agent vs Commission-Based Insurance Agent?

AspectHourly Insurance AgentCommission-Based Insurance Agent
CompensationHourly wage regardless of salesCommission based on policies sold
Work EnvironmentTypically in retail or office settingsFieldwork and client meetings
Required CredentialsLicensing, insurance knowledgeLicensing, sales skills
Employer UsageInsurance agencies, brokeragesInsurance agencies, independent agents

Hourly Insurance Agents receive a fixed wage for their work hours, providing income stability. In contrast, Commission-Based Insurance Agents earn based on sales performance, which can lead to higher earnings but less income predictability. Both roles require licensing and industry knowledge, but their compensation structures and work environments differ significantly.

How much do hourly insurance agents get paid hourly?

Hourly insurance agents typically earn between $15 and $25 per hour, depending on experience, location, and the employer. Compensation may also include commissions or bonuses based on sales performance, and some agents work part-time or flexible schedules.

Why do most hourly insurance agents quit?

Many hourly insurance agents leave the job due to low pay, limited advancement opportunities, and high rejection rates that can lead to job dissatisfaction. The role often requires strong sales skills and resilience, and the compensation structure may not be sufficient to retain agents long-term.

What are the most commonly searched types of Insurance Agent jobs in Missouri?

The most popular types of Insurance Agent jobs in Missouri are:

What cities in Missouri are hiring for Hourly Insurance Agent jobs?

Cities in Missouri with the most Hourly Insurance Agent job openings:

Hourly Insurance Agent jobs near you
Infographic showing various Hourly Insurance Agent job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution.

Insurance Agent Apprentice

FX Insurance Agency LLC

Kansas City, MO

$36K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New

Job description

Job Description:

Salary base $36,000-$100,000 with bonuses


Paid Time Off, Health Insurance, Dental Insurance, Vision Insurance, life Insurance, Disability Insurance, Hands on Training, Mon-Fri Schedule, Unlimited Career Growth Opportunities, Retirement Plan


Are you looking for more than just a job? Do you want a clear pathway to professional growth, leadership development, and long-term career success?


Farmers Insurance is seeking motivated, ambitious individuals to join its Agent Apprentice Program, a unique opportunity designed to develop future insurance professionals and business leaders.



This is not a traditional insurance sales position. You'll train in an innovative training facility with access to Farmers industry-leading systems, proven processes, hands-on coaching, and the full support of one of the nation's most recognized insurance organizations.



Throughout the program, you'll receive direct mentorship from highly successful and experienced Farmers Insurance professionals who have built outstanding careers and understand what it takes to succeed at the highest levels.



Benefits

Paid Time Off (PTO)

Hands on Training

Mon-Fri Schedule

Career Growth Opportunities

Retirement Plan

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance


Responsibilities

WHAT YOU WILL DO:

Obtain your Property & Casualty Insurance License through the sponsored licensing program


Generate quotes and recommend insurance solutions


Sell Auto, Home, Renters, Umbrella Insurance products


Build and strengthen customer relationships


Deliver exceptional customer service


Learn key performance metrics and business fundamentals


Gain exposure to marketing, leadership, recruiting, sales management and growth strategies




CAREER GROWTH PATH:


Farmers Insurance has engaged Kelly OCG as its talent acquisition provider for this development program. Participants are employed by Kelly OCG while receiving Farmers-sponsored training, mentorship, licensing support and career development opportunities.




Year One - Employed by Kelly OCG on assignment with Farmers Insurance


Complete licensing requirements


Learn sales strategies and customer relationship management


Develop production skills through structured training and mentorship


Achieve performance goals while building a strong foundation for success




Year Two


Continue building your book of business


Strengthen leadership capabilities


Expand industry knowledge and professional expertise


Gain greater exposure to business operations and growth strategies




Future Advancement Opportunities


High-performing individuals may qualify for advanced business development and leadership opportunities within the Farmers agency network.




WHO WE'RE LOOKING FOR IN CANDIDATES


Ambitious and growth-oriented


Coachable and eager to learn


Strong communicators


Self-motivated and goal-driven


Reliable professionals



Requirements

QUALIFICATIONS

High School Diploma or GED required

Ability to pass a background check

Ability to obtain a Property & Casualty Insurance License

Strong work ethic and desire to succeed

WHY THIS OPPORTUNITY IS DIFFERENT

Most insurance positions focus on selling policies. This program develops well-rounded professionals through insurance sales, customer relationship management and leadership