Cleveland, OH · Hybrid
$96K - $181K/yr
Demonstrate a deep understanding of risk rating models. * Ensure accurate and timely risk rating of ... Monitor approved credit exposures, proactively identifying and escalating potential issues or ...
New
Cleveland, OH · Hybrid
$96K - $181K/yr
Demonstrate a deep understanding of risk rating models. * Ensure accurate and timely risk rating of ... Monitor approved credit exposures, proactively identifying and escalating potential issues or ...
New
Cleveland, OH · On-site
... risk ratings for a portfolio of commercial credits. * Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
Cleveland, OH · On-site
... risk ratings for a portfolio of commercial credits. * Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
Cleveland, OH · On-site
$96K - $181K/yr
Senior Credit Officer for Payments Products Location: 66 South Pearl Street, Albany New York The ... Demonstrate a deep understanding of risk rating models. * Ensure accurate and timely risk rating of ...
New
Cleveland, OH · On-site
$96K - $181K/yr
Senior Credit Officer for Payments Products Location: 66 South Pearl Street, Albany New York The ... Demonstrate a deep understanding of risk rating models. * Ensure accurate and timely risk rating of ...
New
... risk ratings for a portfolio of commercial credits. * Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
... risk ratings for a portfolio of commercial credits. * Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
Cleveland, OH · On-site
... risk ratings for a portfolio of commercial credits. * Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
Cleveland, OH · On-site
... risk ratings for a portfolio of commercial credits. * Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction.
Knowledge of various model types, including credit risk, market risk, and liquidity risk models. * Knowledge of regulatory guidelines and industry standards for model risk management, such as AB 2013 ...
New
Knowledge of various model types, including credit risk, market risk, and liquidity risk models. * Knowledge of regulatory guidelines and industry standards for model risk management, such as AB 2013 ...
New
Cleveland, OH · Hybrid
$68K - $103K/yr
... OFAC), Credit Risk (such as CECL), Market Risk/Treasury/Liquidity Risk, etc. ESSENTIAL JOB ... One year of relevant analytics or modeling experience, or a graduate degree in a related field
Cleveland, OH · Hybrid
$68K - $103K/yr
... OFAC), Credit Risk (such as CECL), Market Risk/Treasury/Liquidity Risk, etc. ESSENTIAL JOB ... One year of relevant analytics or modeling experience, or a graduate degree in a related field
Facilitate proactive and rigorous credit risk management practice of the Home Lending portfolio by ... May include the development of analytical methods/models to assess market, credit and/or ...
Facilitate proactive and rigorous credit risk management practice of the Home Lending portfolio by ... May include the development of analytical methods/models to assess market, credit and/or ...
Hilliard, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Hilliard, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Akron, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Akron, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Hilliard, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Hilliard, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Akron, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Akron, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Akron, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Akron, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Hilliard, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Hilliard, OH · On-site
... risk management. * In collaboration with the Senior Credit Officer, helps model, project and track ... actual versus potential charge-offs, NPL's, criticized and classified assets and overall credit ...
Strongsville, OH · On-site
$45K - $98K/yr
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. * Leverages business / product expertise to ...
Strongsville, OH · On-site
$45K - $98K/yr
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. * Leverages business / product expertise to ...
Cleveland, OH · On-site
$60K - $90K/yr
... risk, credit risk, capital planning, forecasting and liquidity management) through active ... Maintain model documentation for Empyrean and sub-models * Conduct assumption change analysis and ...
Cleveland, OH · On-site
$60K - $90K/yr
... risk, credit risk, capital planning, forecasting and liquidity management) through active ... Maintain model documentation for Empyrean and sub-models * Conduct assumption change analysis and ...
Cleveland, OH · On-site
$83K - $105K/yr
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using ... Experience across related fields including consumer lending, credit risk analytics, loss ...
Cleveland, OH · On-site
$83K - $105K/yr
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using ... Experience across related fields including consumer lending, credit risk analytics, loss ...
Delaware, OH · On-site
$81K - $103K/yr
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using ... Experience across related fields including consumer lending, credit risk analytics, loss ...
Delaware, OH · On-site
$81K - $103K/yr
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using ... Experience across related fields including consumer lending, credit risk analytics, loss ...
Ensures the market and credit risk on non-traditional transactions is captured appropriately ... Prepares and runs econometric models for fundamental commodity forecasting and analysis.
Ensures the market and credit risk on non-traditional transactions is captured appropriately ... Prepares and runs econometric models for fundamental commodity forecasting and analysis.
Canton, OH · On-site
... modeling & data mining techniques to generate strategic, actionable credit insights. * Demonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges ...
Canton, OH · On-site
... modeling & data mining techniques to generate strategic, actionable credit insights. * Demonstrated intellectual curiosity and a proactive approach to exploring complex credit risk challenges ...
| Aspect | Hourly Credit Risk Modeling | Credit Analyst |
|---|---|---|
| Primary Focus | Developing and implementing credit risk models to assess borrower risk | Analyzing credit data to evaluate creditworthiness of individuals or companies |
| Required Skills | Statistical analysis, modeling, programming, financial analysis | Financial analysis, credit report review, communication skills |
| Work Environment | Financial institutions, consulting firms, often project-based | Banks, lending institutions, credit departments |
| Certifications | Often requires CFA, FRM, or similar certifications | Typically requires finance or accounting degrees; certifications like CFA are common |
Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.
$96K - $181K/yr
Full-time
Posted yesterday
8.3
Based on 95 frontline employees who took The Breakroom Quiz
30th of 145 rated banks
Location:
66 South Pearl Street, Albany New YorkJob Description:
The Senior Credit Officer for Payments Products is a key member of the risk management team, responsible for adjudicating credit requests for Payments-Only client relationships. This role focuses on evaluating and approving higher-risk credit exposures, specifically those that are considered higher risk and / or exceed $10 million in exposure. SCOs are required to support profitable revenue growth while maintaining portfolio asset quality within Key's moderate credit risk appetite. They must execute against the defined credit process; ensuring consistency with Credit Policy and established underwriting guidelines.
Key Responsibilities:
Review, analyze, and adjudicate complex credit requests for Payments-Only relationships, with a primary focus on higher-risk profiles and large exposures (over $10 million). Target client profile may change as business needs change.
Conduct in-depth risk assessments, including evaluation of financial statements, payment flows, transaction structures, and overall counterparty risk.
Participate in overall portfolio monitoring, including quarterly risk assessments, asset quality reviews
Demonstrate a deep understanding of risk rating models.
Ensure accurate and timely risk rating of assigned portfolio.
Collaborate with product, relationship management, and risk teams to ensure credit decisions support business growth while maintaining prudent risk standards.
Monitor approved credit exposures, proactively identifying and escalating potential issues or deteriorating credit quality.
Participate in Asset Quality Review (AQR) process with clients who have adverse risk ratings.
Provide regular coverage of ACH exceedance approvals, will include some evening "on call" hours.
Stay current with industry trends, regulatory developments, and best practices related to payments products and credit risk management.
Advocate a positive risk culture amongst credit and underwriting staff and foster a sense of urgency in support of the Bank's focus on client centricity.
Periodic project assignments related to the constantly changing risk management environments.
Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned periodically.
Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key.
Credit Approval Authority will be based on experience level and size and/or type of credit treatment.
Occasional travel to include overnight stay.
Qualifications:
Bachelor's degree in Finance, Accounting, Business, or a related field;
Minimum of 5 years' experience in commercial credit underwriting, credit approval or other risk area, with a background in payments or transaction banking products preferred.
Demonstrated experience in evaluating or adjudicating high-value and higher-risk credit exposures.
Excellent analytical, communication, and decision-making skills.
Strong understanding of regulatory requirements and industry best practices in payments and credit risk.
Location: Albany, NY; Cleveland, OH; Buffalo, NY; Hybrid (minimum 3 days per week in office, may be subject to change).
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $96,000.00 - $181,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 08/23/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Key is one of the nation's largest bank-based financial services companies. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name.
Banking and credit intermediation
10,000+ Employees
Cleveland, OH, US
1849
