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Home Insurance Adjuster Jobs (NOW HIRING)

$80 - $100/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Our team is seeking an experienced Adjuster with a background in both Bodily Injury and Homeowners ...

$80 - $100/hr

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Our team is seeking an experienced Adjuster with a background in both Bodily Injury and Homeowners ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Our team is seeking an experienced Adjuster with a background in both Bodily Injury and Homeowners ...

Showing results 41-60

Home Insurance Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do home insurance adjuster jobs pay per year?

As of Sep 9, 2026, the average yearly pay for home insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does a home insurance adjuster do?

A Home Insurance Adjuster is a professional who investigates insurance claims related to property damage or loss in homes. They assess the extent of damage, determine the cause, and estimate the cost of repairs or replacements. The adjuster works closely with homeowners, contractors, and insurance companies to ensure claims are processed accurately and fairly. Their main goal is to help settle claims efficiently while making sure all parties understand the process and outcomes.

What are the key skills and qualifications needed to thrive as a home insurance adjuster?

To thrive as a Home Insurance Adjuster, you need a solid understanding of property insurance policies, claims investigation, and damage assessment, often supported by a relevant license or certification. Familiarity with claims management software, estimating tools like Xactimate, and industry-specific databases is crucial. Strong communication, negotiation skills, and emotional intelligence set top performers apart when interacting with claimants and stakeholders. These skills ensure fair, efficient claim resolution and maintain customer trust during stressful situations.

What are some common challenges faced by home insurance adjusters in the field?

Home Insurance Adjusters often encounter challenges such as managing a high volume of claims, balancing customer expectations with policy limitations, and accurately assessing damages under tight deadlines. The role requires strong communication skills, as adjusters must clearly explain coverage decisions to policyholders and coordinate with contractors, inspectors, and other stakeholders. Adapting to new technologies and changes in regulatory requirements is also common, making ongoing professional development important for success.

What is the difference between Home Insurance Adjuster vs Property Claims Examiner?

AspectHome Insurance AdjusterProperty Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationInsurance licensing, claims examination certification
Work EnvironmentOn-site inspections, fieldwork, officeOffice-based, review of claims and documentation
Employer & IndustryInsurance companies, public adjusting firmsInsurance companies, third-party claims organizations
Common Search/ComparisonYesYes

The main difference is that Home Insurance Adjusters primarily inspect properties and assess damages on-site, while Property Claims Examiners review claims and documentation in an office setting. Both roles require insurance licensing and focus on property insurance claims, but their daily tasks and work environments differ.

Is it worth becoming a home insurance adjuster?

A home insurance adjuster evaluates property damage claims and typically requires strong communication skills, attention to detail, and knowledge of insurance policies. The role offers a stable career with opportunities for advancement and often involves fieldwork and claim documentation. Certification or licensing may be required depending on the region, and the job can involve irregular hours during claim surges.

Which home insurance adjuster makes the most money?

Senior or specialized home insurance adjusters, such as those handling complex or high-value claims, tend to earn the highest salaries in the field. Factors like experience, certifications, and geographic location can also influence earning potential, with adjusters in high-cost areas or with advanced skills typically earning more.
More about Home Insurance Adjuster jobs

What cities are hiring for Home Insurance Adjuster jobs?

Cities with the most Home Insurance Adjuster job openings:

What states have the most Home Insurance Adjuster jobs?

States with the most job openings for Home Insurance Adjuster jobs include:

What are popular job titles related to Home Insurance Adjuster jobs?

For Home Insurance Adjuster jobs, the most frequently searched job titles are:

Infographic showing various Home Insurance Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Bodily Injury & Homeowners Liability Adjuster

On-site

Allstate Insurance Company
Insurance Services • 10K+ employees

$80 - $100/hr

Other

Posted 8 days ago


Key responsibilities

  • Determine subrogation or fraud potential and decide how to handle complex cases.

  • Handle investigation of all aspects of complex auto claims, including coverage, liability, and damages.

  • Learn to review, evaluate, and negotiate moderate to complex injury claims involving injuries.


Allstate Insurance rating

7.4

Company rating: 7.4 out of 10

Based on 571 frontline employees who took The Breakroom Quiz

235th of 315 rated insurance


Job description

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

This opportunity is part of a team development program designed to support evolving business needs across Bodily Injury and Homeowners Liability claims. Team members may have the opportunity to gain exposure to a variety of claim types and handling responsibilities, including extended handling, litigation, and homeowners liability claims, based on business needs, performance, and development goals.

Our team is seeking an experienced Adjuster with a background in both Bodily Injury and Homeowners Liability claims. In this unique position, you'll handle a variety of complex claims, collaborate with knowledgeable professionals, and play a key role in supporting customers through challenging situations. Litigation experience preferred but not required.

Key Responsibilities
  • Determines subrogation or fraud potential and how to handle for complex cases
  • Applies advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
  • Handles investigation regarding all aspects of complex auto claims (coverage, liability and damages) with the exercise discretion and independence within increased level of authority
  • For claims involving injuries (if handled), learns how to review, evaluate, and negotiate moderate to complex injury claims
  • Recognizes and identifies body parts of a vehicle and understanding other potential property damage
  • Identifies customer needs and works to meet those needs using appropriate customer service skills
Supervisory Responsibilities
  • This job does not have supervisory duties.

As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

Skills

Auto Insurance Claims, Case Management, Casualty Insurance, Casualty Management, Claims Administration, Claims Resolution, Claims Review, Commercial Liability, De-Escalation, Home Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Insurance Policies, Liability Insurance, Liability Management, Litigation, Multitasking, Personal Injury Claims, Property & Casualty Insurance, Relationship Management, Tort Liability

Compensation

Base compensation offered for this role is:

  • BI Auto Adjuster Cons I: $53,500 - $86,400
  • BI Auto Adjuster Cons II: $56,000 - $93,250
  • BI Auto Adjuster Sr Cons I: $68,500 - $117,700
  • BI Auto Adjuster Sr Cons II: $70,100 - $124,500

Annually and is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click here for information regarding the San Francisco Fair Chance Ordinance.

For jobs in Los Angeles, please click here for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the “EEO Know Your Rights” poster click here. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

To view the FMLA poster, click here. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A– (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.

Companies & Partners

Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.

Benefits

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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What Allstate Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


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About Allstate Insurance

Sourced by ZipRecruiter

We're a purpose-driven company powered by purpose-driven people. We're reinventing protection and transforming the company for our customers, communities and each other. You could play a role in our transformation. Join a 90-year-old, Fortune 100 insurance company as we challenge the status quo, champion inclusion and strengthen our communities. If being a part of that future gives you goosebumps, you've come to the right place. Reinventing the future of protection means rethinking how we work together. From marketing to claims, our employees have flexibility in how, when and where they work — whether at home, the office or both. We're creating an inclusive, diverse and equitable workplace. We encourage collaboration, support taking chances and foster a strong sense of community. Let's build a new kind of Allstate together.

Industry

Insurance services, real estate, finance and insurance and insurance agencies and brokerages

Company size

10,000+ Employees

Headquarters location

Northbrook, IL, US