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Home Insurance Adjuster Jobs (NOW HIRING)

Geico

Multi-Line Adjuster

New York, NY

... auto insurers in the United States. When you join our company, we want you to feel valued ... home or in a virtual estimating environment. You will be responsible for inspecting damage ...

GEICO

Multi-Line Adjuster

New York, NY · On-site +1

... auto insurers in the United States. When you join our company, we want you to feel valued ... home or in a virtual estimating environment. You will be responsible for inspecting damage ...

Reserv, Inc.

Inland Marine Adjuster

Atlanta, GA · On-site +1

Active insurance adjuster's license by way of a designated home state, or home state * Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)

Reserv, Inc.

Total Loss Adjuster

Atlanta, GA · On-site

Active insurance adjuster's license by way of a designated home state, or home state * Willing to obtain all licenses within 60 days, including completing state required testing * Knowledge of state ...

Reserv, Inc.

Bodily Injury Claims Adjuster

Atlanta, GA · On-site +1

Active insurance adjuster's license by way of a designated home state, or home state * Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)

Reserv, Inc.

Bodily Injury Claims Adjuster

Atlanta, GA · On-site +1

Active insurance adjuster's license by way of a designated home state, or home state * Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)

Loyalty MGA LLC

Metal Adjuster

Miami, FL · On-site

$47K - $61K/yr

Loyalty MGA is looking for experienced Bilingual Auto Insurance Adjusters to join our team onsite ... home, life, and commercial insurance solutions built around each client's needs.We are not your ...

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Home Insurance Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do home insurance adjuster jobs pay per year?

As of Sep 10, 2026, the average yearly pay for home insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does a home insurance adjuster do?

A Home Insurance Adjuster is a professional who investigates insurance claims related to property damage or loss in homes. They assess the extent of damage, determine the cause, and estimate the cost of repairs or replacements. The adjuster works closely with homeowners, contractors, and insurance companies to ensure claims are processed accurately and fairly. Their main goal is to help settle claims efficiently while making sure all parties understand the process and outcomes.

What are the key skills and qualifications needed to thrive as a home insurance adjuster?

To thrive as a Home Insurance Adjuster, you need a solid understanding of property insurance policies, claims investigation, and damage assessment, often supported by a relevant license or certification. Familiarity with claims management software, estimating tools like Xactimate, and industry-specific databases is crucial. Strong communication, negotiation skills, and emotional intelligence set top performers apart when interacting with claimants and stakeholders. These skills ensure fair, efficient claim resolution and maintain customer trust during stressful situations.

What are some common challenges faced by home insurance adjusters in the field?

Home Insurance Adjusters often encounter challenges such as managing a high volume of claims, balancing customer expectations with policy limitations, and accurately assessing damages under tight deadlines. The role requires strong communication skills, as adjusters must clearly explain coverage decisions to policyholders and coordinate with contractors, inspectors, and other stakeholders. Adapting to new technologies and changes in regulatory requirements is also common, making ongoing professional development important for success.

What is the difference between Home Insurance Adjuster vs Property Claims Examiner?

AspectHome Insurance AdjusterProperty Claims Examiner
Required CredentialsLicensing, insurance adjuster certificationInsurance licensing, claims examination certification
Work EnvironmentOn-site inspections, fieldwork, officeOffice-based, review of claims and documentation
Employer & IndustryInsurance companies, public adjusting firmsInsurance companies, third-party claims organizations
Common Search/ComparisonYesYes

The main difference is that Home Insurance Adjusters primarily inspect properties and assess damages on-site, while Property Claims Examiners review claims and documentation in an office setting. Both roles require insurance licensing and focus on property insurance claims, but their daily tasks and work environments differ.

Is it worth becoming a home insurance adjuster?

A home insurance adjuster evaluates property damage claims and typically requires strong communication skills, attention to detail, and knowledge of insurance policies. The role offers a stable career with opportunities for advancement and often involves fieldwork and claim documentation. Certification or licensing may be required depending on the region, and the job can involve irregular hours during claim surges.

Which home insurance adjuster makes the most money?

Senior or specialized home insurance adjusters, such as those handling complex or high-value claims, tend to earn the highest salaries in the field. Factors like experience, certifications, and geographic location can also influence earning potential, with adjusters in high-cost areas or with advanced skills typically earning more.
More about Home Insurance Adjuster jobs

What cities are hiring for Home Insurance Adjuster jobs?

Cities with the most Home Insurance Adjuster job openings:

What states have the most Home Insurance Adjuster jobs?

States with the most job openings for Home Insurance Adjuster jobs include:

What are popular job titles related to Home Insurance Adjuster jobs?

For Home Insurance Adjuster jobs, the most frequently searched job titles are:

Home Insurance Adjuster jobs near you
Infographic showing various Home Insurance Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Lead Litigation Adjuster

Hopkins, MN • On-site, Remote

American Family Mutual Insurance Company Si
Insurance Services • 5 - 10K employees
Learn more about American Family Mutual Insurance Company Siexternal

$88K - $145K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 9 days ago

American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 136 frontline employees who took The Breakroom Quiz

226th of 315 rated insurance

Job description

You will investigate and maintains highly complex property/casualty claims. You will determine liability, secure information, review coverages, arrange appraisals, and settles claims. You will report to a senior manager, litigation.
Internal candidates are encouraged to apply and should review the internal mobility guidelines in the hybrid policy reference guide for more information on potential relocation.
In this primarily home-based role, you will spend 80% of your time (4+ days per week) working from home, proximate to one of our office locations (within approximately 35-50 miles). On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events. Locations are: Madison, WI; Boston, MA; Denver, CO; Hopkins, MN; Keene, NH; St. Joseph; Phoenix, AZ.
#LI-remote

Position Compensation Range:

$88,000.00 - $145,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Why Choose American Family Insurance?

  • Purpose-Driven Work:Help real people navigate complex legal challenges. Your expertise will make a difference in their lives and communities

  • Career Growth:Build a long-term career with us. Gain valuable litigation experience, sharpen your trial skills, and develop specialty expertise in areas like auto, property, workers' compensation, and more

  • Supportive Team Culture:Collaborate with talented colleagues and report directly to a Senior Manager in our Legal department. We're committed to your professional development and success

  • Commitment to Excellence:Join a company recognized for integrity, innovation, and service. Be part of a team that sets the standard for legal representation in the insurance industry

What You'll Do:

  • Investigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Check for prior claims and recognizes environmental exposures.

  • Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis

  • Handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements

  • Conduct on-site inspections when needed, evaluate damages and handle claim negotiations with insureds, claimants, attorneys, public adjusters

  • Respond to customer inquiries, make appropriate decisions, and close file as needed

  • Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interpret claim history coverages

  • Make independent decisions but recognize when assistance is needed

  • Proactively provide all parties with claim process and status as appropriate; answer questions or redirect to other areas

  • Serve as a mentor and subject matter expert for less experienced adjusters

  • May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience

Who We're Looking For:

  • Professionals eager to grow, learn, and contribute to a dynamic legal team

  • Individuals committed to excellence, integrity, and collaboration

What we need from you:

  • Coverage experience preferred

  • Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories

  • Demonstrated experience providing customer-driven solutions, support or service

  • Demonstrated ability to efficiently and effectively handle complex claims

  • Extensive knowledge of policies and endorsements coverages

  • Successfully applied knowledge of each phase of the claim handling process

Licenses

  • Obtain state specific property casualty claims licensing as required

Travel Requirements

  • Up to 10%.

  • Catastrophe travel up to 75% as applicable


Physical Requirements

  • Work that primarily involves sitting/standing

Additional Information
  • To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

#LI-MN2

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