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Heloc Jobs (NOW HIRING)

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Mortgage Loan Specialist The Loan Specialist primarily supports inbound loan and customer care call queues, assisting customers with HELOC inquiries, consumer lending solutions, account servicing ...

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Customer Service Representative - Home Equity

San Antonio, TX ยท On-site

$14.50 - $19.50/hr

Representatives will educate members on available options as they approach the end of their HELOC draw period, coordinate transfers to the appropriate specialists, and maintain accurate account ...

Mortgage Loan Originator (HELOC Brokerage) Location: (Hybrid-Atlanta, GA) 5565 Glenridge Connector Atlanta, GA 30342 This role requires unrestricted work authorization now and, in the future, as visa ...

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Heloc information

What is a HELOC?

A HELOC, or Home Equity Line of Credit, is a revolving line of credit secured by your home. It allows homeowners to borrow against the equity they've built up in their property, typically for home improvements, debt consolidation, or other major expenses. Unlike a traditional loan, you can draw funds as needed up to a certain limit, and you pay interest only on the amount you use. HELOCs usually have variable interest rates and a draw period followed by a repayment period.

What skills and qualifications are needed to thrive as a Home Equity Line of Credit (HELOC) loan officer?

To thrive as a HELOC Loan Officer, you need a solid understanding of mortgage lending, credit analysis, and financial regulations, typically supported by experience in banking or finance and, in some cases, state licensing. Familiarity with loan origination software, credit reporting systems, and customer relationship management (CRM) platforms is essential. Exceptional communication, attention to detail, and problem-solving abilities help build trust and ensure accurate processing of loan applications. These skills and qualities are crucial for delivering excellent customer service, ensuring compliance, and closing loans efficiently in a competitive financial services market.

What are common challenges faced by professionals working in HELOC roles, and how can they overcome them?

Professionals in HELOC roles often encounter challenges such as staying up-to-date with changing lending regulations, accurately assessing client eligibility, and managing fluctuating application volumes. To overcome these, it is crucial to maintain ongoing education about compliance requirements, utilize robust financial analysis tools, and communicate clearly with clients and team members. Building strong collaborative relationships with underwriters and loan processors also helps streamline the approval process and ensures a positive customer experience.

What is the difference between Heloc vs Mortgage Loan Officer?

FeatureHelocMortgage Loan Officer
CredentialsTypically no specific licensing required, but some states may have regulationsRequires licensing, such as NMLS registration
Work EnvironmentFinancial institutions, online platforms, or direct lendersMortgage brokerages, banks, or lending companies
Industry UsageUsed for home equity access, flexible borrowingFacilitates mortgage loan applications and approvals
Search & Comparison IntentUnderstanding HELOC options, borrowing limits, ratesComparing mortgage products, loan processes, eligibility

While a Heloc (Home Equity Line of Credit) is a revolving credit line secured by your home, a Mortgage Loan Officer helps clients secure mortgage loans. Both roles are connected to home financing but serve different purposes and require different credentials. Understanding these differences can help you choose the right financial product or professional for your needs.

More about Heloc jobs

What cities are hiring for Heloc jobs?

Cities with the most Heloc job openings:

What states have the most Heloc jobs?

States with the most job openings for Heloc jobs include:

Infographic showing various Heloc job openings in the United States as of August 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Contract. Highlights an 86% Physical, 3% Hybrid, and 11% Remote job distribution.

Commercial RE/HELOC Centralized Loan Processor II

CITIZENS BANK

Lafayette, TN โ€ข On-site

$16.75 - $22.50/hr

Full-time

This job post hasย expired 1 day ago.ย Applications are no longer accepted.


Job description

JOB SUMMARY AND OBJECTIVE

As a Centralized Loan Processor this employee will work with other members of the loan processor group to prepare commercial real estate loans and HELOCโ€™s for multiple lenders at various branches.

ESSENTIAL FUNCTIONS

This position performs the following duties, including but not limited to:

  • Monitors BankManager for loan requests.
  • Reviews loan requests for required documentation.
  • Enters loan requests into OnBoard to prepare loan documents in accordance with bank policies and ensures compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program.
  • Communicates with lender and loan assistants as necessary.
  • Requests appraisals from appraisal department.
  • Orders flood certificates, title opinions, title insurance, and trust deeds/mortgages as needed.
  • Assembles loan documents in a timely manner for multiple lenders.
  • Ensures that loan documents have proper signatures, dates, legal descriptions, and other relevant data.
  • Exports loans from OnBoard to Silverlake.
  • Archives documents to Synergy.
  • Prepares Cross Application.
  • Promotes the bankโ€™s products and services whenever possible; participates in bank-sponsored events and volunteer opportunities when they arise.
  • May assist non real estate processors as needed.
  • Performs other duties as assigned by supervisor.
MINIMUM REQUIREMENTS
  • High school diploma or equivalent.
  • Six months to one year experience in a financial institution preferred.
  • Knowledge of current loan compliance regulations and familiarity with current loan software preferred.
  • Excellent organizational skills including the ability to prioritize tasks while maintaining excellent attention to detail.
  • Good oral and written communication.
  • Above average interpersonal skills including ability to work with multiple lenders in various offices.
  • Ability to read, comprehend and follow training materials, bank communications and related loan manuals.
  • Must be able to work extended hours, if needed.
  • Proficient in Microsoft Word, Excel, Outlook and other common PC-based software.

Wellworth Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of otherwise qualified disabled applicants and employees.ย  Please contact the bankโ€™s Human Resources Director should you have questions about this policy or these job duties.