Heloc Underwriter Jobs (NOW HIRING)

About GreenSky

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. GreenSky’s highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky’s technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSky's inception, nearly 6 million consumers have financed more than $60 billion of commerce using GreenSky’s real time “apply and buy” technology. 

Position:   

Mortgage Loan Originator (HELOC Brokerage) 

Location:   

Atlanta, GA (Hybrid – 3 days a week in-office)

This role requires unrestricted work authorization now and, in the future, as visa sponsorship and sponsorship transfers are not available.

Overview:

Builds and scales a modern AI-enabled HELOC brokerage delivering fast, low-friction loan origination at the point of sale. Operates in a high-performance fintech environment leveraging automation, data, and intelligent workflows. Converts inbound merchant-sourced leads into funded HELOCs, provides hands-on operations support across the loan lifecycle, ensures compliance, and drives a seamless borrower experience.

• Owns end-to-end origination of HELOC loans sourced from inbound merchant-channel leads
• Provides operations support across the loan lifecycle, including application intake, document collection, conditions clearing, and pipeline coordination 
• Manages high-volume pipeline with speed accuracy and disciplined follow-through 
• Leverages AI-enabled tools to enhance borrower engagement and conversion 
• Executes within automated digital workflows minimizing manual intervention 
• Ensures compliance with regulatory investor and internal standards 
• Identifies and escalates risks exceptions and compliance concerns 
• Collaborates cross-functionally to progress loans and resolve blockers

• Holds active NMLS Mortgage Loan Originator license and expands licensing footprint as required
• Demonstrates 1-2 years of mortgage origination experience in brokerage, fintech, or loan operations environment
• Balances loan origination with hands-on operationl support and thrives in a fast-paced, high-volume environment
• Applies strong knowledge of HELOC products borrower qualification and loan structuring 
• Drives results with urgency accountability and consistent conversion of inbound opportunities 
• Collaborates effectively with operations compliance and partners to achieve results 
• Communicates clearly and translates complex financial concepts for borrowers and stakeholders 
• Integrates data guidelines and risk factors to make sound decisions and anticipate downstream impacts 
• Maintains knowledge of loan origination systems digital platforms and automated workflows 

Preferred Skills (if applicable): 

• Operates in AI-forward digital lending or fintech environments 
• Uses automated underwriting systems and API-based lending platforms 
• Works within multi-state mortgage brokerage operations 
• Handles high-volume inbound or point-of-sale lead flow

Core Competencies:

Results Focused / High-Ownership Execution

• Consistently delivers against conversion, quality, and cycle-time expectations
• Prioritizes effectively in high-volume environments and drives work to completion without drop-off
• Demonstrates urgency, resilience, and accountability in achieving outcomes

Teamwork & Collaboration

• Works seamlessly across operations, compliance, and vendor partners to advance loans
• Operates with a “one team” mindset, aligning individual output to broader business goals
• Seeks feedback and contributes to a high-performance, low-ego team culture

Communication

• Communicates clearly, concisely, and professionally with borrowers and internal stakeholders
• Translates complex financial and regulatory concepts into simple, actionable guidance
• Proactively flags risks, delays, or blockers with transparency and solutions-oriented thinking

Integrative Thinking & Judgment

• Synthesizes borrower data, documentation, and underwriting requirements to make sound decisions
• Connects individual loan decisions to broader business outcomes, risk posture, and customer experience
• Anticipates downstream implications (processing delays, compliance exposure, fallout risk) and adjusts approach accordingly
• Exercises strong judgment in escalations and exception handling

Job-Specific Knowledge

• Deep understanding of HELOC products, borrower profiles, and structuring considerations
• Working knowledge of federal/state regulatory frameworks and disclosure requirements
• Proficiency in loan origination systems, digital lending platforms, and automated workflows
• Familiarity with brokered loan lifecycle: submission, conditions, approval, and funding

Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. The base salary for this role ranges from $70,000 per year to $100,000 per year. Compensation will be determined by several factors, including relevant knowledge, skills, and experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package, alongside a full suite of medical, dental, vision, disability insurance, life insurance, 401k retirement benefits, paid time off, paid holidays, and paid personal/sick time. For further details, please visit https://www.greensky.com/benefits.

We anticipate that this position will remain open for at least 5 days, and candidates are encouraged to apply through our internal or external career sites.

If you have any questions about this job posting, please contact recruiting@greensky.com.

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.