Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Gather underwriting information and documentation Systems & Workflow Management * Maintain accurate ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
Licensed Personal Lines Insurance Agent
$40K - $60K/yr
Submit client's claims and follow-up * Collaborate with underwriters, adjusters, and other ... We are planning to offer a health and dental insurance plan on the NYS Marketplace for our ...
Quick apply
Licensed Personal Lines Insurance Agent
$40K - $60K/yr
Submit client's claims and follow-up * Collaborate with underwriters, adjusters, and other ... We are planning to offer a health and dental insurance plan on the NYS Marketplace for our ...
Premium Insurance Auditor
Batavia, NY · On-site
Benefit package with health, dental, vision, 401k and more * Exceptional training program ... Underwriting #PolicyCompliance #AuditProfessionals #Oakfield #Stafford #LeRoy #BethanyCenter ...
Quick apply
Premium Insurance Auditor
Batavia, NY · On-site
Benefit package with health, dental, vision, 401k and more * Exceptional training program ... Underwriting #PolicyCompliance #AuditProfessionals #Oakfield #Stafford #LeRoy #BethanyCenter ...
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Knowledge of underwriting, manual rating methodologies, funding arrangements, healthcare pricing ... Company-paid health insurance * Paid holidays, vacations, and sick time * 401K with employer match
New
Insurance License Tutor
Rochester, NY · Remote
$28 - $40/hr
Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...
Insurance License Tutor
Rochester, NY · Remote
$28 - $40/hr
Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...
Insurance Licensed Producer (Sales)
Pittsford, NY · On-site
$37K - $100K/yr
Develops long-term relationships with team-members, clients and underwriters. * Develops referrals ... Property and Casualty + Life, Accident and Health licenses a must. * Experience: 3-5 years of ...
Quick apply
Insurance Licensed Producer (Sales)
Pittsford, NY · On-site
$37K - $100K/yr
Develops long-term relationships with team-members, clients and underwriters. * Develops referrals ... Property and Casualty + Life, Accident and Health licenses a must. * Experience: 3-5 years of ...
Insurance Licensed Producer (Sales)
Pittsford, NY · On-site
$37K - $100K/yr
Develops long-term relationships with team-members, clients and underwriters. * Develops referrals ... Property and Casualty + Life, Accident and Health licenses a must. * Experience: 3-5 years of ...
Quick apply
Insurance Licensed Producer (Sales)
Pittsford, NY · On-site
$37K - $100K/yr
Develops long-term relationships with team-members, clients and underwriters. * Develops referrals ... Property and Casualty + Life, Accident and Health licenses a must. * Experience: 3-5 years of ...
Premium Insurance Auditor
Batavia, NY · On-site
$300K/yr
Benefit package with health, dental, vision, 401k and more * Exceptional training program ... Underwriting #PolicyCompliance #AuditProfessionals #Oakfield #Stafford #LeRoy #BethanyCenter ...
Premium Insurance Auditor
Batavia, NY · On-site
$300K/yr
Benefit package with health, dental, vision, 401k and more * Exceptional training program ... Underwriting #PolicyCompliance #AuditProfessionals #Oakfield #Stafford #LeRoy #BethanyCenter ...
Account Services Representative
Rochester, NY · On-site
$22 - $24/hr
... Underwriting Departments to resolve identified issues. • Assures that all account data is ... health insurance, account management, Customer service, Benefits administration, Benefits ...
Account Services Representative
Rochester, NY · On-site
$22 - $24/hr
... Underwriting Departments to resolve identified issues. • Assures that all account data is ... health insurance, account management, Customer service, Benefits administration, Benefits ...
Agency Business Development Program Manager (Health & Benefits)
Rochester, NY · On-site +1
$81K - $128K/yr
Active Life & Health insurance license, or ability to obtain within 90 days of hire - Preferred * Carrier Relationship Management - Preferred * Underwriting and Renewal Negotiation - Preferred
Agency Business Development Program Manager (Health & Benefits)
Rochester, NY · On-site +1
$81K - $128K/yr
Active Life & Health insurance license, or ability to obtain within 90 days of hire - Preferred * Carrier Relationship Management - Preferred * Underwriting and Renewal Negotiation - Preferred
Health Insurance Underwriter information
See Rochester, NY salary details
$32.1K - $41.7K
5% of jobs
$41.7K - $51.3K
9% of jobs
$59.8K is the 25th percentile. Wages below this are outliers.
$51.3K - $60.9K
12% of jobs
$60.9K - $70.5K
20% of jobs
The median wage is $73.5K / yr.
$70.5K - $80.1K
12% of jobs
$86.6K is the 75th percentile. Wages above this are outliers.
$80.1K - $89.7K
25% of jobs
$89.7K - $99.3K
7% of jobs
$99.3K - $108.8K
3% of jobs
$108.8K - $118.4K
2% of jobs
$118.4K - $128K
2% of jobs
$128K - $137.6K
2% of jobs
$32.1K
$77.8K
$137.6K
How much do health insurance underwriter jobs pay per year?
As of Aug 20, 2026, the average yearly pay for health insurance underwriter in Rochester, NY is $77,827.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,800.00 per year, depending on experience, location, and employer.
What does a health insurance underwriter do?
A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.
What are the key skills and qualifications needed to thrive as a health insurance underwriter?
To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.
What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?
Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.
What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?
| Aspect | Health Insurance Underwriter | Health Insurance Claims Adjuster |
|---|---|---|
| Primary Role | Assess risk and determine policy eligibility and premiums | Evaluate insurance claims to determine coverage and payout |
| Required Credentials | Typically requires a bachelor's degree; certifications like CPCU or ARM are common | High school diploma or equivalent; certifications like AIC or CPCU are beneficial |
| Work Environment | Office-based, working with underwriting software and risk data | Office or remote, reviewing claims and interacting with policyholders |
| Industry Usage | Commonly employed by insurance companies during policy issuance | Employed by insurance companies or third-party administrators during claims processing |
While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.
How do you become a health insurance underwriter?
To become a health insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment, along with developing skills in data analysis and understanding insurance policies, is important. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
What are popular job titles related to Health Insurance Underwriter jobs in Rochester, NY?
For Health Insurance Underwriter jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Health Insurance Underwriter jobs in Rochester, NY look for?
The top searched job categories for Health Insurance Underwriter jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Health Insurance Underwriter jobs?
Cities near Rochester, NY with the most Health Insurance Underwriter job openings:
Full-time
Medical, Retirement
Re-posted 7 days ago
Insurance Office Of America rating
8.8
Based on 18 frontline employees who took The Breakroom Quiz
56th of 310 rated insurance
Job description
Job Description:
Commercial Insurance Account Manager
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace.Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours.To view our branch locations, please visit: ioausa.com/locations
About the Role:
We are seeking insurance professionals with 2 to 5 years of commercial insurance experience and an active P&C license, for current and future opportunities within our Account Management career path based on experience and licensing. Multiple experience levels considered, including Account Associate, Senior Account Associate and Account Manager Associate opportunities.
Provide administrative, technical, and customer service support to the account team and assigned clients. This role ensures accurate policy processing, supports new and renewal business, and maintains high service standards while minimizing risk exposure.
The scope, autonomy, and complexity of responsibilities increase by level, ranging from task execution (Account Associate) to independent account management and technical advisory (Account Manager Associate).
Core Responsibilities (All Levels)
Client Service & Support
- Deliver proactive, responsive service to clients and internal teams
- Communicate workload status and resolve service requests efficiently
- Support strong client and team relationships
Policy Administration
- Process endorsements, audits, cancellations, reinstatements
- Manage certificates, ID cards, binders, invoices, and related documents
- Support policy issuance and documentation accuracy
Business & Renewal Support
- Assist or lead new and renewal business processes
- Prepare submissions and proposals
- Gather underwriting information and documentation
Systems & Workflow Management
- Maintain accurate client and policy data in systems
- Monitor activities and ensure timely task completion
Billing & Compliance
- Resolve billing discrepancies and support collections
- Ensure adherence to policies and minimize errors & omissions exposure
Level Differentiation
Account Associate (AA) (Non-Exempt)- Foundational
- Executes transactional and administrative tasks
- Supports workflows under close supervision
- Assists with submissions and policy processing
- Focused on accuracy, timeliness, and task completion
Senior Account Associate (SAA) (Non-Exempt)- Intermediate
- Independently manage small or low-complexity accounts
- Tracks renewals and ensures timely processing
- Performs underwriting preparation and loss run analysis
- Evaluates and negotiates coverage/pricing
- Prepares proposals and binds coverage
- Provides guidance to junior staff
Account Manager Associate (AMA) (Exempt) - Advanced
- Operates with minimal supervision and increased autonomy
- Manages full customer service lifecycle (billing, claims, coverage)
- Leads renewal strategy, negotiation, and execution
- Performs in-depth coverage analysis and advisory support
- Handles more complex accounts and escalations
- Demonstrates advanced technical expertise and leadership
Differences Summary
- Account Associate: Task-driven, execution-focused, entry-level support
- Senior Account Associate: Independent contributor, analytical, manages smaller accounts
- Account Manager Associate: Advanced expertise, owns client experience, near Account Manager level
What We Offer:
- Competitive salaries and bonus potential
- Company-paid health insurance
- Paid holidays, vacations, and sick time
- 401K with employer match
- Professional growth and career progression opportunities
- Respectful culture and work/family life balance
- Community service commitment
- Supportive teammates and a rewarding work environment
What to Expect(Application Process):
- 30-Minute Phone Screen, Online Assessments, and Interview(s)
Salary Range
The expected pay range for this position is 45-75K annually, depending on role, experience, relevant skills, and geographic location.
Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
What Insurance Office Of America employees say
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About Insurance Office of America
Sourced by ZipRecruiter
Industry
Insurance services
Company size
1,001 - 5,000 Employees
Headquarters location
Longwood, FL, US
Year founded
1988