ZipRecruiter

Log In

1

Head Of Credit Risk Jobs (NOW HIRING)

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY

$160K - $190K/yr

Automation of Customer Journey, Underwriting, and Credit Risk Framework. * Collaborate with technology, data engineering, and product teams to continuously optimize workflows. Risk Strategy ...

Atlas

Head of Credit & Underwriting

New York, NY · On-site

Head of Credit New York or San Francisco • In-office • Reports to VP of Finance About Atlas ... Members pay in full every month, so the risk profile is fundamentally different and the strategy ...

PSECU

Credit Risk Analyst

Harrisburg, PA

Analyzes effectiveness of credit risk models and strategies and provides insights and ... recommendations to leadership. Participates in projects impacting Credit Risk Management.

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY · On-site

$160K - $190K/yr

Automation of Customer Journey, Underwriting, and Credit Risk Framework. * Collaborate with technology, data engineering, and product teams to continuously optimize workflows. Risk Strategy ...

Biz2Credit Inc

Director of Credit Risk

Manhattan, NY · On-site

$160K - $190K/yr

Automation of Customer Journey, Underwriting, and Credit Risk Framework. * Collaborate with technology, data engineering, and product teams to continuously optimize workflows. Risk Strategy ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

Analyzes effectiveness of credit risk models and strategies and provides insights and ... recommendations to leadership. Participates in projects impacting Credit Risk Management.

Suncoast Credit Union

VP Credit Risk Management

Tampa, FL · Hybrid

$180K - $260K/yr

Hybrid, a flexible work model blending in-office and remote working Position Type: Full Time The Vice President of Credit Risk Management is responsible for leading the enterprise credit risk ...

Pillar

Head of Risk

New York, NY · On-site

Head of Risk * Location: New York, NY (5 days/week in-office) * Base Salary: $175,000-$250,000 ... Credit Risk and Counterparty Management: Design and own Pillar's credit risk framework, including ...

Pillar

Head of Risk

New York, NY · Hybrid

Head of Risk * Location: New York, NY (5 days/week in-office) * Base Salary: $175,000-$250,000 ... Credit Risk and Counterparty Management: Design and own Pillar's credit risk framework, including ...

YouLend

Credit Risk Lead

Atlanta, GA · On-site

Whilst the role is US market focused, like most of our functions, it is based out of our global headquarters in London. In this role, you will lead the US credit risk and underwriting team, owning ...

next page

Showing results 1-20

All JobsHead Of Credit Risk Jobs

Head Of Credit Risk information

See salary details

$86.5K

$158.3K

$239.5K

How much do head of credit risk jobs pay per year?

As of Jul 19, 2026, the average yearly pay for head of credit risk in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Head of Credit Risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the salary of VP credit risk?

The salary of a VP of Credit Risk typically ranges from $100,000 to $150,000 annually, depending on experience, location, and the company's size. In large financial institutions like JP Morgan, total compensation may also include bonuses and benefits. This role often requires strong analytical skills and relevant certifications such as CFA or FRM.

What are the 5 C's of credit risk?

The 5 C's of credit risk—character, capacity, collateral, capital, and conditions—are key factors used by credit risk professionals, including Heads of Credit Risk, to evaluate a borrower's creditworthiness. These criteria help assess the likelihood of repayment and inform lending decisions, often supported by financial analysis and credit scoring tools.

What does a head of credit risk do?

A head of credit risk oversees an organization's credit risk management strategies, assessing and mitigating potential losses from borrower defaults. They analyze credit data, develop risk policies, and ensure compliance with regulations, often using tools like credit scoring models and risk assessment software. This role requires strong analytical skills and industry knowledge to maintain financial stability.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Head of Credit Risk, with salaries often exceeding $150,000 annually, especially in large financial institutions. These positions require extensive experience, advanced risk management skills, and often relevant certifications like CFA or FRM.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a Head of Credit Risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
More about Head Of Credit Risk jobs
What cities are hiring for Head Of Credit Risk jobs? Cities with the most Head Of Credit Risk job openings:
What states have the most Head Of Credit Risk jobs? States with the most job openings for Head Of Credit Risk jobs include:
What job categories do people searching Head Of Credit Risk jobs look for? The top searched job categories for Head Of Credit Risk jobs are:
Head Of Credit Risk jobs near you
Infographic showing various Head Of Credit Risk job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Director of Credit Risk

Director of Credit Risk

Biz2Credit Inc

Manhattan, NY

$160K - $190K/yr

Other

Re-posted 27 days ago

Job description

Description


About US


At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.


As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.


But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.


So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit. 


About the Role


In this leadership role reporting directly to the Chief Risk Officer, you will oversee a team of high-performing Risk and Data Science Analysts, both onshore and offshore, to develop and implement credit risk models and AI-driven underwriting and credit decision processes, optimize strategies related to risk management, pricing, and business growth, and shape and enhance lending products and processes to ensure they are grounded in robust risk management principles, driving both innovation and stability.


Responsibilities


Credit Decisioning Model Development

  • Develop and implement advanced credit risk models (rule-based, heuristic, and machine learning) to support underwriting and portfolio management.
  • Automation of Customer Journey, Underwriting, and Credit Risk Framework.
  • Collaborate with technology, data engineering, and product teams to continuously optimize workflows.

Risk Strategy Development

  • Design, execute, and monitor risk strategies across credit underwriting, credit limit assessments, pricing, and collections.

Team Leadership & Development

  • Mentor and develop junior team members, fostering a high-performing credit risk team.

Research and Publications

  • Contribute to in-house research by publishing articles and whitepapers on topics related to small business, AI, and macroeconomics.

Requirements

  • Hands-on expertise in developing and implementing machine learning-based statistical models. 
  • 10+ years of experience in banking or Fintech, specializing in Modeling for underwriting, fraud detection, risk management, or collections for either consumer or small business. Hands on Experience in Statistical Models such as Logistics regression, XGBoost, Decision trees, or other ensembles. 
  • Proven track record in risk management within the fintech or financial services industry.
  • Strong understanding of fintech products, lending solutions, Embedded finance and industry regulations.
  • Exceptional analytical and problem-solving skills with the ability to evaluate complex scenarios and drive data-driven decisions.
  • 5+ years of experience in managing a high-performing risk management team.
  • Advanced analytical and data science skills to support decision-making and risk strategy optimization.
  • Exposure to LLM/Generative AI/Agentic AI is preferred


Salary Range


$160k-$190k

Apply