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Guaranteed Rate Jobs (NOW HIRING)

Guaranteed Rate Affinity

Mortgage LO

Queens, NY · On-site

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and some of the most recognized real estate brands in the market. Through this ...

Guaranteed Rate Affinity

NY · On-site

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and some of the most recognized real estate brands in the market. Through this ...

Guaranteed Rate Affinity

Mortgage LO

Brooklyn, NY · On-site

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and some of the most recognized real estate brands in the market. Through this ...

Guaranteed Rate Affinity

Mortgage LO

Bronx, NY · On-site

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and some of the most recognized real estate brands in the market. Through this ...

Guaranteed Rate Affinity

Mortgage LO

Hempstead, NY

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and some of the most recognized real estate brands in the market. Through this ...

Guaranteed Rate Affinity

Mortgage LO

Westchester, NY

Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and some of the most recognized real estate brands in the market. Through this ...

Guaranteed Rate Affinity

Mortgage Loan Officer

Islip, NY · On-site

$60K/yr

About Guaranteed Rate Affinity Guaranteed Rate Affinity, LLC is a joint venture between Guaranteed Rate, Inc. (NMLS: 2611) and some of the most recognized real estate brands in the market. We provide ...

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Guaranteed Rate information

See salary details

$62.5K

$210.1K

$363K

How much do guaranteed rate jobs pay per year?

As of Sep 5, 2026, the average yearly pay for guaranteed rate in the United States is $210,137.00, according to ZipRecruiter salary data. Most workers in this role earn between $155,000.00 and $250,500.00 per year, depending on experience, location, and employer.

What is a Guaranteed Rate loan officer?

A Guaranteed Rate loan officer is a licensed mortgage professional who works for Guaranteed Rate, a mortgage lending company. Their primary role is to help clients find and secure home loans that best fit their financial situation. They guide borrowers through the mortgage application process, explain different loan options, and ensure all necessary documentation is completed. Loan officers also work closely with real estate agents, underwriters, and clients to facilitate smooth and timely closings.

What are the key skills and qualifications needed to thrive as a mortgage loan officer at Guaranteed Rate?

To thrive as a Mortgage Loan Officer at Guaranteed Rate, you need strong knowledge of mortgage lending practices, financial analysis, and regulatory compliance, typically supported by a state-issued Mortgage Loan Originator (MLO) license. Familiarity with loan origination systems (LOS), customer relationship management (CRM) tools, and industry software like Encompass is essential. Exceptional interpersonal skills, attention to detail, and the ability to build trust with clients set top performers apart. These skills ensure accurate loan processing, regulatory adherence, and high client satisfaction in a competitive lending environment.

What are some common challenges faced by loan officers at Guaranteed Rate, and how can new hires effectively overcome them?

Loan officers at Guaranteed Rate often face challenges such as meeting ambitious sales targets, staying compliant with evolving lending regulations, and managing a high volume of client inquiries. To succeed, new hires should focus on building strong relationships with clients, staying organized through effective use of CRM tools, and regularly participating in ongoing training sessions offered by the company. Collaboration with underwriters, processors, and other team members is key to ensuring smooth loan processing and a positive client experience.

What is the difference between Guaranteed Rate vs Mortgage Broker?

AspectGuaranteed RateMortgage Broker
CredentialsLoan officer license, NMLS registrationLoan officer license, NMLS registration
Work EnvironmentEmployed by a direct lender, corporate office or remoteIndependent or affiliated with multiple lenders, brokerage firm
Employer & Industry UsageDirect lender offering mortgage productsIntermediary connecting borrowers with multiple lenders
Search & Comparison IntentCompare direct lender options, rates, servicesCompare different lenders, rates, and loan options through brokers

Guaranteed Rate is a direct lender providing mortgage loans, while a mortgage broker acts as an intermediary connecting borrowers with various lenders. Both require similar licensing and work in the mortgage industry, but their roles differ in employment structure and how they serve clients.

What cities are hiring for Guaranteed Rate jobs?

Cities with the most Guaranteed Rate job openings:

What states have the most Guaranteed Rate jobs?

States with the most job openings for Guaranteed Rate jobs include:

What job categories do people searching Guaranteed Rate jobs look for?

The top searched job categories for Guaranteed Rate jobs are:

Guaranteed Rate jobs near you
Infographic showing various Guaranteed Rate job openings in the United States as of August 2026, with employment types broken down into 75% Full Time, 18% Part Time, and 7% Contract. Highlights an 100% In-person job distribution, with an average salary of $210,137 per year, or $101 per hour.

Mortgage Loan Officer

Guaranteed Rate Affinity

Brooklyn, NY

$60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 15 days ago

Job description

About Guaranteed Rate Affinity Guaranteed Rate Affinity, LLC is a joint venture between Guaranteed Rate, Inc. (NMLS: 2611) and some of the most recognized real estate brands in the market. We provide mortgage origination services to the clients of these well-known brands, providing our Loan Officers with greater alignment, stronger referral flow, and access to premium real estate channels.


What’s the Role? We are currently seeking a hard-working, dedicated Mortgage Loan Officer to join our innovative and passionate team. Internally, this role operates at an elevated level, and you are expected and incentivized to operate like a business owner.


Industry expertise, paired with effective delegation and auditing of files from origination through closing, will allow you to focus primarily on building relationships and growing your business. A 5-star customer experience and a successful proactive pipeline flow begin with you.


Core Responsibilities:

  1. Origination Consultation: Originate first or second purchase mortgages and refinance loans. Provide pre-qualifications, take full loan applications, and present the best financial products for each customer’s unique situation.
  2. Pipeline Management: Review active loan files and pipeline reports daily. Delegate and audit file responsibilities to ensure smooth processing, utilizing our POD Flow Checklist.
  3. Problem Solving: Actively resolve loan-level issues, restructure files as needed, and continuously monitor team turn times to minimize lock expirations and delays.
  4. Relationship Building: Aggressively promote Guaranteed Rate Affinity to real estate agents, builders, financial planners, and other referral sources to develop strong, long-term partnerships.
  5. Compliance Expectations: Conduct all operations in accordance with the CFPB, GRA policies, and local/federal regulations. Set proper expectations and provide timely status updates to borrowers and referral partners.


Minimum Qualifications:

  1. Licensing: Current state licensing and registration under the National Mortgage Licensing System and Registry (NMLS) is required.
  2. Experience: 3+ years of experience in the consumer loan industry with a strong track record of telephone sales and closing.
  3. Technical Knowledge: Expert knowledge of CFPB disclosure requirements, secondary market pricing scenarios, investor guidelines, and Conventional, FHA, VA, and USDA programs.
  4. Skills: Highly organized, self-motivated, and tech-savvy. Must be comfortable working in a paperless environment using modern lending software.


Compensation Benefits: This is a high-upside sales role. The Loan Officer is expected to sell the Company’s products and services by meeting with customers and referral partners, developing relationships, and performing work away from the office.

  1. Pay: $60,000 - 200,000+ per year, commission-based
  2. Structure: 100% commission-based, directly tied to individual sales performance. Eligible candidates may also qualify for a discretionary sign-on bonus.
  3. Benefits: We offer a comprehensive benefits program including a company-sponsored 401(k), medical/dental/vision/prescription drug benefits, flexible spending accounts, life insurance, commuter benefits, well-being resources, and more.


Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.