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Funeral Insurance Jobs in Texas (NOW HIRING)

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Funeral Insurance information

See Texas salary details

$24.2K

$49.5K

$98.3K

How much do funeral insurance jobs pay per year?

As of Aug 22, 2026, the average yearly pay for funeral insurance in Texas is $49,537.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,500.00 and $54,000.00 per year, depending on experience, location, and employer.

What is funeral insurance?

Funeral insurance, also known as burial or final expense insurance, is a type of life insurance policy designed to cover the costs associated with a person's funeral and related expenses. This insurance provides a lump-sum payment to your beneficiaries upon your death, helping them pay for funeral services, burial or cremation, and other end-of-life expenses. Funeral insurance policies typically offer lower coverage amounts than traditional life insurance and may have simplified application processes, making them accessible to older adults or those with health issues.

What are some common challenges faced by funeral insurance agents, and how can they be managed effectively?

Funeral insurance agents often navigate sensitive conversations with clients who may be experiencing grief or anxiety about end-of-life planning. Building trust and demonstrating empathy are crucial skills for overcoming these challenges. Additionally, agents must stay organized to manage policy documentation and regulatory compliance. Collaborating closely with funeral homes, insurance carriers, and families helps ensure a smooth process and positive client experience.

What are the key skills and qualifications needed to thrive as a funeral insurance agent, and why are they important?

To thrive as a Funeral Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with customer relationship management (CRM) software, electronic application systems, and industry-specific compliance tools is typically required. Outstanding interpersonal skills, empathy, and ethical integrity help build trust with clients during sensitive conversations about end-of-life planning. These skills and qualities are crucial for effectively guiding clients, ensuring regulatory compliance, and achieving sales goals in a compassionate and professional manner.

What is the difference between Funeral Insurance vs Funeral Director?

AspectFuneral InsuranceFuneral Director
Required CredentialsNone or basic insurance licensingLicensing, certifications, and funeral service education
Work EnvironmentPrimarily administrative, sales, and customer serviceFuneral homes, embalming rooms, and memorial services
Employer & Industry UsageInsurance companies, brokers, online platformsFuneral homes, mortuaries, and memorial service providers

Funeral Insurance focuses on providing financial coverage for funeral expenses, often through policies sold by insurance providers. Funeral Directors, on the other hand, are licensed professionals who manage funeral arrangements, embalming, and memorial services. While Funeral Insurance helps families plan financially, Funeral Directors handle the operational and emotional aspects of funeral services.

How to become a funeral insurance agent?

To become a funeral insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, gaining knowledge of insurance products, strong sales skills, and understanding of funeral planning are important for success in this role.

What job categories do people searching Funeral Insurance jobs in Texas look for?

The top searched job categories for Funeral Insurance jobs in Texas are:

Infographic showing various Funeral Insurance job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $49,537 per year, or $23.8 per hour.

Full-time

Life

Re-posted 17 days ago


Service Corporation International rating

6.6

Company rating: 6.6 out of 10

Based on 96 frontline employees who took The Breakroom Quiz

5th of 9 rated funeral services


Job description

Our associates celebrate lives. We celebrate our associates.

Compassionately facilitates funeral arrangement discussions with deceased next of kin and presides over visitation, funeral, and graveside services in accordance with family's wishes; company expectations; and local, state, or federal laws. As the licensed Funeral Director, responsible for the compliance with all mortuary, health, and vital statistics regulation compliance within the funeral establishment(s).

Arrangements Conference

  • Receives or initiates call to deceased next of kin. Exhibiting concern and empathy, obtains or confirms deceased and family contact information, briefly discusses needs (including languages), schedules Arrangement appointment, and emails appointment confirmation.
  • May perform removals or transfers adhering to company standards and processes. Cares for deceased in a respectful manner. Updates removal status in proprietary software.
  • Greets next of kin and escorts to meeting space. Initiates and facilitates Arrangements Conference while assessing needs and summarizing desired outcomes. Discusses available life insurance and available benefits, such as Veteran. Promotes funeral, cemetery, and crematory services and merchandise such as catering, flowers, music, and Ever Lasting Memory products.
  • Transitions Arrangement Conference to Funeral Services Counselor/Advisor to present cemetery property and merchandise options, pricing, and contract completion. In absence of an FSA/FSC, may perform FSA/FSC responsibilities.
  • Responsible for reviewing and authorizing merchandise and service contract revisions.

Directing Services

  • Confirms authorization to proceed with service Arrangements. Presides as Master of Ceremonies (MC) for visitation, funeral, or graveside services in a professional, organized, and caring manner consistent with Company standards. Shall be present for graveside services included in the purchase agreement. Shall be present when the casket containing a human body is placed in a grave, crypt, or burial vault and verifies that any personal belongings are removed from the deceased prior to burial per the Arrangements.
  • Visually inspects deceased, adjusts casket dressing, deceased attire or makeup, or communicates concerns to preparation staff. Visually inspects Services Arrangements (visitation, funeral, or graveside) against contractual arrangements and the next of kin expectations; initiates corrective action as appropriate; may provide instruction or guidance to services team members.
  • Interacts with the family to fulfill the death care requests. While interacting with family and guests, obtains leads for pre-need services.

Event Planning

  • Perform a variety of event planning responsibilities including but not limited to resource planning and ordering of music, flowers, or catering to fulfill Arrangement requests. Produces MeM products that may include scanning photos, ordering of memorabilia or stationary, creating electronic presentations, writing obituaries, and creating on-line memorials. Prior to event, prepares event room including but not limited to set-up chairs, tables, flowers, guest books, and appropriate decor. Post event cleans chairs, tables, floors, proper storage of items, identifies property in need of repair, and courier/deliver family memorabilia to home.
  • May perform a variety of attendant duties including but not limited to parking lot attendant, driver, usher, pallbearer, or courier.
  • May attend community or charity events to represent and promote the location or market.

General

  • Works under general guidance. New associates are learning to apply licensure to business environment complying with regulations, policies, and procedures; work may be peer reviewed for accuracy, quality, and education; collaborates with peers or manager for assistance and guidance. Exhibits accountability for behaviors. Ensures compliance with local, state, and federal regulations.
  • Takes the initiative to discuss assignments, expectations, priorities and deadlines as well as seek guidance and coaching from manager. Notifies manager when workload is light and volunteers for additional work. Adjusts effectively to work within new work structures, processes, requirements or cultures. Additional responsibilities as requested or assigned.

Minimum requirements

Education & Licenses

  • Graduated from an accredited school or college of mortuary science
  • Current Funeral Director license within the practicing state
  • Valid state driver's license with an acceptable driving record required to operate company owned vehicles

Experience

  • Industry experience is preferred

Knowledge, Skills & Abilities

  • Cognitive Ability including reason, plan, identify problems, learn quickly, learn from experience, and appropriately apply learning to new situations.
  • Process and results oriented, motivated to keep projects moving ahead by removing obstacles and exploring alternatives
  • Must have a positive attitude, a drive to continually advance your understanding of the industry and business, and is highly self-motivated
  • Ability to build professional and trusting business relations
  • Professional written and verbal communication skills
  • Public speaking skills with the ability to influence and gain consensus
  • Proficient using databases in automated processes
  • Proficient MS Office skills

Work conditions

  • Environment - Work is both indoors and outdoors during all seasons and weather
  • Attire - professional business attire required when in contact with families
  • Postures - Frequent continuous period of time sitting or standing up to 6 hours per day; frequently climbing stairs to access buildings
  • Physical Demands - Physical effort requiring manual dexterity is required, includes paperwork, calculators, computers and phone usage
  • Ability to push and pull up to 150 pounds on flat and inclined flooring or ramps
  • Hours: Flexibility of availability may be necessary as services may occur outside of normal business hours and working nights and weekends is frequently necessary
Postal Code: 77494Category (Portal Searching): OperationsJob Location: US-TX - Katy

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