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Full Time Subrogation Specialist Jobs (NOW HIRING)

CA Subrogation Specialist II

San Diego, CA · Remote

$21.10 - $31.56/hr

The Subrogation Specialist identifies subrogation potential within company standards and best ... A comprehensive benefits package is available for full-time regular employees and includes Medical ...

CA Subrogation Specialist II

San Diego, CA · On-site

$21.10 - $31.56/hr

The Subrogation Specialist identifies subrogation potential within company standards and best ... A comprehensive benefits package is available for full-time regular employees and includes Medical ...

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Full Time Subrogation Specialist information

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How much do full time subrogation specialist jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for full time subrogation specialist in the United States is $23.75, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $29.09 per hour, depending on experience, location, and employer.

What does a full time subrogation specialist do?

A Full Time Subrogation Specialist investigates and pursues the recovery of funds from third parties responsible for causing losses that an insurance company has paid out. Their responsibilities include reviewing claims, collecting evidence, negotiating settlements, and working closely with legal teams to recover costs. They play a vital role in minimizing the financial losses of insurance companies by ensuring that responsible parties reimburse the insurer. This role typically requires strong analytical, negotiation, and communication skills, along with knowledge of insurance laws and policies.

What are the key skills and qualifications needed to thrive as a full time subrogation specialist?

To thrive as a Full Time Subrogation Specialist, you need a strong understanding of insurance claims, legal principles of subrogation, and investigative skills, usually supported by a relevant degree or equivalent experience. Familiarity with claims management software, legal databases, and sometimes industry certifications like AIC (Associate in Claims) are typically required. Attention to detail, negotiation skills, and effective communication help in building strong cases and working with multiple stakeholders. These skills are crucial for successfully recovering financial losses for insurers while maintaining regulatory compliance and positive client relationships.

What are some common challenges full time subrogation specialists face when handling complex claims?

Full Time Subrogation Specialists often encounter challenges such as gathering sufficient documentation from multiple parties, navigating differing state laws, and negotiating with other insurers or legal representatives. Coordinating information across teams and ensuring timely communication can also be demanding, particularly when dealing with high volumes of claims. Staying organized and detail-oriented is crucial, as is maintaining positive relationships with both internal teams and external partners to facilitate successful recoveries.

What is the difference between Full Time Subrogation Specialist vs Claims Adjuster?

AspectFull Time Subrogation SpecialistClaims Adjuster
Required CredentialsInsurance-related certifications, such as AIC or CPCUAdjuster licenses, state-specific certifications
Work EnvironmentOffice setting, claims departments, legal teamsField and office, insurance companies, public or private sectors
Industry UsageInsurance companies, third-party administratorsInsurance companies, independent agencies
Common Search/ComparisonYesNo

While both roles involve insurance claims, a Full Time Subrogation Specialist focuses on recovering funds from third parties after a claim, requiring specialized subrogation knowledge. A Claims Adjuster handles the overall claims process, including investigation and settlement. The roles differ mainly in scope and focus but share industry credentials and work environments.

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Infographic showing various Full Time Subrogation Specialist job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $49,397 per year, or $23.7 per hour.

Property Damage Subrogation Specialist

Richardson, TX • On-site

Lonestar
51 - 200 employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago


Job description

We are seeking the ideal candidate for our Property Damage Subrogation Specialist opening for our growing insurance company!

Property Damage (PD) Subrogation Specialist

Recover What Matters. Make an Impact. Grow Your Career.

Are you an experienced auto insurance subrogation professional who enjoys investigating liability, negotiating successful recoveries, and achieving results? We're looking for a Property Damage (PD) Subrogation Specialist to join our Claims team. In this role, you'll take ownership of auto property damage subrogation files from start to finish, working with insurance carriers, attorneys, and uninsured motorists to maximize recoveries while delivering exceptional claim outcomes.

If you're a skilled negotiator with strong knowledge of auto liability and thrive in a fast-paced, collaborative environment, we'd love to hear from you.

The PD Subrogation Specialist will be responsible for the handling and resolution of all auto property damage subrogation claims. Must have the ability to determine, develop and negotiate the theory of liability with Third Party Carriers, attorneys and uninsured motorists, as well as resolve files in accordance with company objectives and applicable state regulations.

DUTIES & RESPONSIBILITIES:

  • Review evidence required supporting property damage subrogation activity on claims in accordance with policy contract, corporate claims policy and state regulations
  • Contact appropriate parties, insurance carriers, and attorneys, to negotiate settlements which are in compliance with company objectives and applicable state regulations
  • Evaluate all counter claims that present themselves and review with Claims management
  • Review settlement offers with Claims management to ensure they are in compliance with company objectives and applicable state regulations
  • Achieve/maintain company goals
  • Perform other duties as assigned

QUALIFICATIONS REQUIRED:

  • Minimum of 2-3 years of auto insurance company subrogation experience
  • Minimum of 8-10 years of non-standard auto carrier experience
  • Knowledge of liability law
  • Good interpersonal, organizational, and verbal/written communication skills
  • Ability to pass written examinations where required by state statutes to become a licensed claims adjuster
  • Ability to work on an on-line computer-based claims system
  • In-Office position

Preferred:

  • College degree

Lonestar provides a competitive benefits package to all full- time employees. Following are some of the perks Lonestar employees receive:

  • Competitive Salaries
  • Commitment to your Training & Development
  • Medical and Dental and Vision Reimbursement
  • Short Term Disability/Long Term Disability
  • Life Insurance
  • Flexible Spending Account
  • Telemedicine Benefit
  • 401k with a generous company match
  • Paid Time Off and Paid Holidays
  • Tuition Reimbursement
  • Wellness Program
  • Fun company sponsored events
  • And so much more!