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Full Time Cra Officer Jobs (NOW HIRING)

Merchants Bank

Compliance Officer

Rosemount, MN · On-site

$80K - $100K/yr

This role will serve as the company CRA Officer, work on annual risk assessment, and oversee the ... Merchants Bank offers competitive wages and benefits for our full-time employees including health ...

TrustBank

AML/CFT and Compliance/CRA Associate

Olney, IL · On-site

$60K - $65K/yr

AVP/AML/CFT and Compliance/CRA Officer FLSA Status: Exempt Type of Position: Full-time, Hybrid Optional JOB SUMMARY As AML/CFT Associate (fka BSA), this person will assist in the oversight, authority ...

TrustBank

AML/CFT and Compliance/CRA Associate

Olney, IL · On-site

$60K - $65K/yr

AVP/AML/CFT and Compliance/CRA Officer FLSA Status: Exempt Type of Position: Full-time, Hybrid Optional JOB SUMMARY As AML/CFT Associate (fka BSA), this person will assist in the oversight, authority ...

TrustBank

AML/CFT and Compliance/CRA Associate

Olney, IL · Hybrid

$60K - $65K/yr

AVP/AML/CFT and Compliance/CRA Officer FLSA Status: Exempt Type of Position: Full-time, Hybrid Optional JOB SUMMARY As AML/CFT Associate (fka BSA), this person will assist in the oversight, authority ...

Cathay Bank

CRA Administration Officer (NE)

El Monte, CA · On-site

$33.65 - $48.08/hr

Perform secondary reviews and ensure accuracy of CRA data as necessary for the three CRA ... Cathay Bank offers its full-time employees a competitive benefits package which is a significant ...

Luana Savings Bank

Compliance Officer

Norwalk, IA

Oversees enterprise-wide consumer compliance, Community Reinvestment Act (CRA), regulatory ... At-Will, Full-Time position based on 40 hours per week * Schedule is 8AM-4:30PM M-F * Travel:

Luana Savings Bank

Compliance Officer

Norwalk, IA · On-site

Oversees enterprise-wide consumer compliance, Community Reinvestment Act (CRA), regulatory ... At-Will, Full-Time position based on 40 hours per week * Schedule is 8AM-4:30PM M-F * Travel:

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Full Time Cra Officer information

What is the difference between Full Time Cra Officer vs Part Time Cra Officer?

AspectFull Time Cra OfficerPart Time Cra Officer
Work HoursTypically 35-40 hours/weekLess than 30 hours/week
CredentialsUsually requires similar certifications and experienceSame credentials but fewer hours
Work EnvironmentFull-time employment, consistent scheduleFlexible schedule, part-time basis
Employer UsageCommon in organizations needing full coverageUsed for supplementary or flexible roles

Full Time Cra Officers work standard hours with consistent employment, while Part Time Cra Officers have flexible schedules with fewer hours. Both roles often require similar credentials and are used in different employment contexts based on organizational needs.

What cities are hiring for Full Time Cra Officer jobs? Cities with the most Full Time Cra Officer job openings:
What are the most commonly searched types of Cra Officer jobs? The most popular types of Cra Officer jobs are:
Full Time Cra Officer jobs near you

Community Reinvestment Act (CRA) Officer

First Farmers Bank and Trust Company

Carmel, IN • On-site

$77K - $95K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

Job Type
Full-time
Description
Community Reinvestment Act (CRA) Officer
Carmel, IN
$77,000-$95,500/year - compensation may be adjusted based on the skills, experience, and expertise of the chosen candidate
About First Farmers Bank & Trust
First Farmers Bank & Trust has been proudly serving families, farms, and businesses since 1885, building relationships rooted in trust and community. With over 140 years of experience, we've grown to become one of the largest community banks in Indiana and Illinois, offering a full range of financial services-from personal and business banking to agricultural lending and mortgage solutions.
Our mission is simple: deliver personalized financial services while fostering strong relationships that help our communities thrive. We believe in combining today's digital banking convenience with the traditional values of integrity, perseverance, and customer care.
With 37 branches in Indiana and Illinois, we remain deeply committed to the communities we serve. Through initiatives like financial education programs, scholarships, volunteerism, and local partnerships, we invest in what matters most-people.
At First Farmers, we also invest in our employees. We offer competitive benefits, opportunities for professional growth, and a culture that values collaboration and community engagement. When you join our team, you're not just starting a job-you're joining a company built on heart and grit.
Position Summary:
The CRA Officer is responsible for overseeing and administering First Farmers Bank & Trust's Community Reinvestment Act (CRA) Program in accordance with Regulation BB (12 CFR Part 228). This role ensures the Bank effectively meets the credit needs of its assessment areas, including low- and moderate-income (LMI) individuals and geographies, while maintaining compliance with applicable laws and regulations and supporting safe and sound operations. The CRA Officer serves as the primary advisor to management and business lines on CRA performance, exam readiness, and community development opportunities.
Program Oversight & Governance
  • Administer and maintain the Bank's CRA program, including policies, procedures, and internal controls.
  • Provide regular reporting to executive management and the Board/Audit Committee on CRA performance, trends, and risk.
  • Ensure alignment with related regulatory areas, including Fair Lending (ECOA/Reg B) and HMDA, while maintaining clear program distinction.

Performance Monitoring & Assessment Area Management
  • Monitor CRA performance across lending, investment, and service activities.
  • Conduct periodic assessment area analysis and recommend changes as appropriate.
  • Identify performance gaps and partner with business lines to support improvement.

Data Analysis & Reporting
  • Oversee the collection, validation, and analysis of CRA-related data.
  • Utilize CRA systems and mapping tools (e.g., RATA) to monitor performance and identify opportunities.
  • Prepare management reports, dashboards, and exam support documentation.

Regulatory Exam & Audit Support
  • Serve as the primary point of contact for CRA examinations and regulatory inquiries.
  • Coordinate data requests, submissions, and documentation to ensure complete and accurate exam readiness.
  • Support internal audit and independent reviews; track and remediate findings.

Business Line Support & Training
  • Provide guidance to lending and retail teams on CRA expectations within the Bank's assessment areas.
  • Deliver targeted training on CRA requirements and performance objectives.
  • Supply market and demographic insights to help business lines identify opportunities within LMI areas.

Community Development Support
  • Support the Bank's efforts to develop and maintain relationships with nonprofit and community development organizations.
  • Assist in identifying and evaluating qualified CRA loans, investments, and services.
  • Represent the Bank in community meetings or initiatives, as needed.

All other job duties as assigned
Requirements
Minimum Qualifications
  • High school diploma or equivalent
  • 2 or more years of experience supporting CRA-related activities and iniciatives
  • Demonstrated experience partnering with nonprofit and community development organizations that serve low- and moderate-income (LMI) or underserved individuals, supporting CRA-related activities and outreach
  • Strong knowledge of CRA (Regulation BB - 12 CFR Part 228) and related regulations
  • Familiarity with HMDA, Fair Lending, and CRA data analysis tools

Preferred Qualifications
  • Bachelor's degree in business, finance, or related area of study
  • 3-5 years of experience in banking with a focus in compliance, ending, and/or community development programming
  • CRACP (Certified Community Reinvestment Act Professional) designation

Skills
  • Exceptional organizational skills with a strong attention to detail and accuracy
  • Excellent verbal, written, and presentation communication skills
  • Ability to analyze geographic, demographic, and lending data to identify trends, opportunities, and areas of risk
  • Skilled in preparing and delivering clear, data-driven reports and presentations to management, committees, and other stakeholders
  • Ability to communicate program performance, progress, and strategic insights effectively to a variety of audiences

Work Environment
  • Primarily office or branch-based environment with standard business hours. Occasional travel to other branch locations or community events will be required
  • Daily extended use of banking software, secure digital platforms, and standard office equipment
  • Repetitive hand and arm movements
  • Ability to sit or stand for extended periods of time
  • Ability to lift up to 25 pounds as needed
  • Moderate business traveling

Benefits Overview:
At First Farmers Bank & Trust, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance:
Health & Wellness
  • Medical Insurance (eligible on date of hire) with options for High Deductible Health Plan (HDHP) and Co-Pay Plan
  • Vision Coverage
  • Dental Coverage
  • Prescription Plan
  • Wellness Incentive - earn up to $25 per pay period toward premium reduction

Financial Security
  • Life & Accidental Death & Dismemberment Insurance - 100% employer-paid
  • Short & Long-Term Disability Insurance - 100% employer-paid
  • 401(k) Plan
  • Profit Sharing Stock Option
  • Health Savings Account (HSA) contributions for HDHP participants

Paid Time Off
  • Vacation time
  • Sick Time
  • Personal Day
  • 11 Paid Holidays
  • Paid Bereavement

Additional Benefits
  • Paid time to volunteer (when representing FFBT and supervisor approved)
  • Voluntary Donated PTO Program
  • Employee Assistance Program
  • Travel Assistance Program
  • Educational Assistance Program
  • Corporate Discounts
  • Employee Referral Program
  • Stock Purchase Loan Option
  • Retirement Plan Counseling
  • Wellness Program
  • Gym Reimbursement
  • Employee Quarterly Recognition Program
  • AFLAC supplemental benefits
  • Cincinnati Life supplemental coverage
  • Family Medical Leave
  • Paid Bereavement Leave
  • Maternity Leave Policy

Salary Description
$77,000-$95,500

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