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Freelance Insurance Product Manager Jobs (NOW HIRING)

PURE Insurance

Senior Product Manager

White Plains, NY

$131K - $172K/yr

Leverage understanding of insurance business, product, local markets and regulatory environments to develop and lead comprehensive state strategies that influence decisions across the organization.

Geico

Senior Insurance Product Analyst I

Lakeland, FL · On-site

$52K - $157K/yr

Insurance Product Management is essential to GEICO's continued success. The duties consist of analyzing complex business problems and key performance measures, understanding the drivers of ...

Allstate

Insurance Product Management Consultant I

IL · Remote

Insurance Product Management Consultant I Help Shape the Future of Car Buying Are you analytical, curious, and excited about making an impact? Join our Product Management team and play a key role in ...

GEICO

Senior Insurance Product Analyst I

$52K - $157K/yr

Insurance Product Management is essential to GEICO's continued success. The duties consist of analyzing complex business problems and key performance measures, understanding the drivers of ...

Geico

Senior Insurance Product Analyst I

Bethesda, MD

$52K - $157K/yr

Insurance Product Management is essential to GEICO's continued success. The duties consist of analyzing complex business problems and key performance measures, understanding the drivers of ...

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Freelance Insurance Product Manager information

See salary details

$51.5K

$159.4K

$197K

How much do freelance insurance product manager jobs pay per year?

As of Aug 8, 2026, the average yearly pay for freelance insurance product manager in the United States is $159,405.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,000.00 and $197,000.00 per year, depending on experience, location, and employer.

What is the difference between Freelance Insurance Product Manager vs Insurance Underwriter?

AspectFreelance Insurance Product ManagerInsurance Underwriter
CredentialsRelevant industry experience, certifications like CPCU or AINS beneficialLicenses and certifications depending on the insurance type, such as state licensing
Work EnvironmentRemote or freelance, project-basedOffice-based or remote, underwriting teams within insurance companies
Industry UsageUsed across insurance companies, consulting firms, and startupsPrimarily within insurance carriers and underwriting agencies

Freelance Insurance Product Managers focus on developing and managing insurance products on a project basis, often working remotely. Insurance Underwriters evaluate risks and determine policy terms within established guidelines. While both roles require industry knowledge and certifications, their work environments and responsibilities differ significantly.

More about Freelance Insurance Product Manager jobs
What cities are hiring for Freelance Insurance Product Manager jobs? Cities with the most Freelance Insurance Product Manager job openings:
What are the most commonly searched types of Insurance Product Manager jobs? The most popular types of Insurance Product Manager jobs are:
What states have the most Freelance Insurance Product Manager jobs? States with the most job openings for Freelance Insurance Product Manager jobs include:
What job categories do people searching Freelance Insurance Product Manager jobs look for? The top searched job categories for Freelance Insurance Product Manager jobs are:
Freelance Insurance Product Manager jobs near you
Infographic showing various Freelance Insurance Product Manager job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $159,405 per year, or $76.6 per hour.

Senior Manager, Insurance Product Intelligence

Oscar Health

New York, NY • Remote

$134K - $176K/yr

Full-time

Re-posted 12 days ago

Oscar Health rating

6.9

Company rating: 6.9 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

251st of 303 rated insurance

Job description

Hi, we're Oscar. We're hiring a Senior Manager, Insurance Product Intelligence to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Senior Manager, Insurance Product Competitive Intelligence will lead intelligence programs focused on Oscar's operating geographies, segments served, and products available in the market. You will monitor market trends, competitor strategies, product positioning, regulatory developments, and emerging market dynamics to support strategic decision-making across the Insurance Product organization.

You will be an important strategic partner to product leadership and market teams, helping translate market intelligence into relevant recommendations that improve product retention, growth, and portfolio performance.

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $149,040- $195,615 per year. The base pay for this role in all other locations is:: $134,136- $176,053 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program company equity grants and annual performance bonuses.

Responsibilities:

  • Monitor competitor product strategies, benefits, network positioning, and market activity
  • Develop competitor profiles, market summaries, strategic insights, and executive ready presentations
  • Conduct market and competitive analysis using regulatory filings, enrollment data, financial reports, consumer insights, and industry research
  • Support development of product and market recommendations tied to growth, retention, and portfolio optimization goals
  • Partner with product, actuarial, network, clinical, sales, and market leadership teams to evaluate market opportunities, growth, and risks
  • Produce recurring reporting and ad hoc analyses related to product positioning and market dynamics
  • Identify emerging trends, disruptive market shifts, and new ideas across the healthcare landscape
  • Support strategic planning programs and market-specific business case development
  • Contribute to development of standardized product specific intelligence frameworks and processes
  • Compliance with all applicable laws and regulations
  • Other duties as assigned

Requirements:

  • Bachelor's degree in business, healthcare administration, marketing, economics, public health, or related field
  • 6+ years of experience in healthcare strategy, market intelligence, insurance product, analytics, or consulting
  • In-depth knowledge of the ACA, QHP plans, and health insurance market dynamics
  • Experience developing executive-level presentations and recommendations
  • Willingness to travel up to 25% of the time.

Bonus points:

  • Experience within a multi-state health plan, consulting firm, or healthcare strategy organization
  • Experience using market intelligence tools, dashboards, or visualization platforms
  • Proficiency with Excel and SQL required to manipulate and analyze data, (R, and/or Python)
  • Demonstrated ability to navigate ambiguity to guide outcomes, work with large datasets and distill analyses into relevant business insights with a structured and systematic thought process
  • Experience mentoring junior team members cross-functionally

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

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