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Freelance Insurance Fraud Investigator Jobs (NOW HIRING)

SIU Investigator

Edison, NJ · On-site

$27 - $32/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Chicago, IL · On-site

$27 - $32/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Minneapolis, MN · On-site

$27 - $32/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Louisville, KY · On-site

$19.50 - $25/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Provo, UT · On-site

$21 - $27/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Lagrange, GA · On-site

$17.25 - $22/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Edison, NJ · On-site

$27 - $32/hr

Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ... Special Investigative Unit (SIU) Compliance knowledge * Ability to type 40+ words per minute with ...

SIU Investigator

Rockford, IL · On-site

$27 - $32/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

SIU Investigator

Rockford, IL · On-site

$27 - $32/hr

Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ... Special Investigative Unit (SIU) Compliance knowledge * Ability to type 40+ words per minute with ...

SIU Investigator

Los Angeles, CA · On-site

$30 - $38/hr

Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest ... Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance ...

Showing results 41-60

Freelance Insurance Fraud Investigator information

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$15

$30

$53

How much do freelance insurance fraud investigator jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for freelance insurance fraud investigator in the United States is $30.83, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $35.34 per hour, depending on experience, location, and employer.

Are freelance insurance fraud investigators in demand?

Freelance insurance fraud investigators are in moderate demand as insurance companies seek specialized professionals to detect and prevent fraud. Success in this field often requires strong analytical skills, industry knowledge, and experience with investigative tools, making it a viable option for those with relevant expertise. Demand can vary based on economic conditions and insurance industry trends.

How to become a freelance insurance fraud investigator?

To become a freelance insurance fraud investigator, you typically need a background in insurance, law enforcement, or forensic accounting, along with strong analytical and investigative skills. Gaining relevant certifications such as the Certified Fraud Examiner (CFE) can enhance credibility, and building a network of insurance companies or legal professionals can help secure freelance opportunities. Experience in claims investigation and familiarity with fraud detection tools are also valuable.

What is the difference between Freelance Insurance Fraud Investigator vs Insurance Claims Adjuster?

AspectFreelance Insurance Fraud InvestigatorInsurance Claims Adjuster
CredentialsRelevant certifications (e.g., CPCU, CFE), investigative experienceAdjuster licenses, certifications (e.g., AIC, CPCU)
Work EnvironmentIndependent, remote or on-site investigationsInsurance company offices, on-site inspections, remote work
Employer & IndustryInsurance companies, law firms, independent clientsInsurance companies, public agencies
Primary FocusDetecting insurance fraud, gathering evidenceEvaluating claims, determining coverage and settlement

While both roles involve insurance and investigative skills, Freelance Insurance Fraud Investigators focus on uncovering fraudulent claims independently, whereas Insurance Claims Adjusters handle claim evaluations and settlements for insurance companies. The former emphasizes fraud detection, often working freelance or contract-based, while the latter is employed directly by insurers to process claims.

What is the best certification for freelance insurance fraud investigation?

For freelance insurance fraud investigators, the Certified Fraud Examiner (CFE) credential from the Association of Certified Fraud Examiners is highly regarded and demonstrates expertise in fraud detection and investigation. Other relevant certifications include the Certified Insurance Fraud Investigator (CIFI) and specialized training in insurance claims and investigative techniques.

What are the key skills and qualifications needed to thrive as a freelance insurance fraud investigator?

To thrive as a Freelance Insurance Fraud Investigator, you need a solid background in investigative techniques, insurance policies, and legal compliance, often supported by a degree in criminal justice or relevant certification. Familiarity with case management software, surveillance equipment, and public records databases is typically required. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this field. These competencies are crucial for accurately identifying fraudulent claims, maintaining professional integrity, and delivering thorough, credible findings to clients.

How much do freelance insurance fraud investigators make in the US?

Freelance insurance fraud investigators in the US typically earn between $20 and $50 per hour, with annual earnings varying based on experience, case complexity, and workload. Many work independently, setting their own rates and schedules, and may supplement income through specialized skills or certifications in fraud detection and investigation tools.

What is a freelance insurance fraud investigator?

Freelance insurance fraud investigators are professionals who work independently to examine and verify insurance claims for potential fraud. They are hired by insurance companies, law firms, or private clients to gather evidence, conduct interviews, and analyze documents related to suspicious claims. Unlike investigators employed by a single company, freelancers take on assignments from multiple clients and have greater flexibility in their work. Their goal is to uncover fraudulent activities and help ensure that legitimate claims are paid appropriately.

What are some common challenges freelance insurance fraud investigators face when managing multiple cases independently?

Freelance insurance fraud investigators often juggle several cases at once, which can make time management and organization particularly challenging. Unlike investigators employed by a single firm, freelancers must independently coordinate with clients, manage documentation, and stay on top of legal compliance for each case. Additionally, freelancers are responsible for their own resources, such as surveillance equipment and secure data storage. Building reliable relationships with insurance companies and law enforcement agencies is also essential for effectively gathering information and concluding investigations.
More about Freelance Insurance Fraud Investigator jobs
What cities are hiring for Freelance Insurance Fraud Investigator jobs? Cities with the most Freelance Insurance Fraud Investigator job openings:
What are the most commonly searched types of Insurance Fraud Investigator jobs? The most popular types of Insurance Fraud Investigator jobs are:
What states have the most Freelance Insurance Fraud Investigator jobs? States with the most job openings for Freelance Insurance Fraud Investigator jobs include:
Infographic showing various Freelance Insurance Fraud Investigator job openings in the United States as of August 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $64,132 per year, or $30.8 per hour.

$27 - $32/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 hours ago


Allied Universal rating

5.6

Company rating: 5.6 out of 10

Based on 2,551 frontline employees who took The Breakroom Quiz

77th of 116 rated security


Job description

Overview

Company Overview:

Advance Your Career in Insurance Claims with Allied Universal® Compliance and Investigation Services. Allied Universal® Compliance and Investigation Services is the premier destination for a career in insurance claim investigation. As a global leader, we provide dynamic opportunities for claim investigators, SIU investigators, and surveillance investigators. Our team is committed to innovation and excellence, making a significant impact in the insurance industry. If you’re ready to grow with the best, explore a career with us and make a difference.


Job Description

Allied Universal® is hiring a Special Investigations Unit (SIU) Investigator. Special Investigations Unit (SIU) Specialists investigate claims with red flags that suggest fraudulent behavior In relation to an Insurance claim. The SIU Specialist must use their extensive knowledge of Insurance policies and the components of fraud to determine If claims warrant reporting to the appropriate state agency for prosecution.

  • Must possess a valid driver's license with at least one year of driving experience
  • Candidate must reside in state listed in job posting
  • Pay Rate: $27 - $32 / hr

RESPONSIBILITIES:

  • Independently investigate suspected fraudulent insurance claims for a variety of coverage to include workers’ compensation, general liability, property and casualty and disability
  • Acquire and gather information through use of own discretion, and guidance from clients and case managers, by means of data collection, interviews, research and collaboration with other SIU entities, law enforcement and state Departments of Insurance
  • Create and maintain detailed documentation for investigations, file reviews, audits, training tasks, consulting projects, and other assignments as directed
  • Produce professional and expert reports, memos, and letters that are clear, concise, and grammatically correct
  • Run appropriate database indices if necessary and verify the accuracy of results found
  • Independently develop a strategic plan to achieve assignment objectives, ensuring thorough documentation and effective communication with clients and their Special Investigation Unit Supervisor

QUALIFICATIONS (MUST HAVE):

  • Must possess one or more of the following:
    • Bachelor’s degree in Criminal Justice
    • High School diploma or higher with a minimum of five (5) years of demonstrated professional law enforcement experience with specific attention to investigations related to fraud
  • Ability to be properly licensed as a Private Investigator as required by the state where work Is completed
  • Post offer, must be able to successfully complete the Allied Universal Investigations training/orientation course
  • Minimum of five (5) years of demonstrated experience conducting complex insurance investigations or adjusting complex insurance claims
  • Proficient understanding and application of anti-fraud laws, insurance regulations, and compliance standards within their home state and designated regional area.
  • Proficient in utilizing laptop computers and cell phones.
  • Special Investigative Unit (SIU) Compliance knowledge
  • Ability to type 40+ words per minute with minimum error
  • Flexibility to work varied and irregular hours and days including weekends and holidays

PREFERRED QUALIFICATIONS (NICE TO HAVE):

  • Military experience
  • Law enforcement
  • Insurance administration experience
  • Familiarity with California SIU regulations
  • One or more of the following professional industry certifications:
    • Certified Fraud Investigator (CFE)
    • Certified Insurance Fraud Investigator (CIFI)
    • Fraud Claim Law Associate (FCLA)
    • Fraud Claim Law Specialist (FCLS)
    • Certified Protection Professional (CPP)
    • Associate in Claims (AIC)
    • Chartered Property Casualty Underwriter (CPCU)

BENEFITS:

  • Medical, dental, vision, basic life, AD&D, retirement plan and disability insurance
  • Seven paid holidays annually, sick days available where required by law
  • Vacation time offered at an initial accrual rate of 3.08 hours biweekly; unused vacation is only paid out where required by law

Closing

Allied Universal® is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, age, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, disability, protected veteran status or relationship/association with a protected veteran, or any other basis or characteristic protected by law. For more information: www.aus.com

If you have difficulty using the online system and require an alternate method to apply or require an accommodation, please contact our local Human Resources department. To find an office near you, please visit: www.aus.com/offices.


Requisition ID
2026-1651250

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About Allied Universal

Sourced by ZipRecruiter

Allied Universal® is a leading security and facility services company. We provide proactive security services and cutting-edge smart technology to deliver evolving, tailored solutions that allow our clients to focus on their core business. Our excellence starts with our local leadership and local presence. Operating in more than 90 countries, our global workforce of approximately 800,000 people. Employees help to deliver our promise globally and locally: keeping people safe so our customers and communities can thrive. As we build the world's best services company, we continue to expand our footprint and infrastructure on a global and local level. In North America, we operate our business under the existing Allied Universal brand, and our international business operates under the G4S brand.

Industry

Investigation and physical security services, chemical manufacturing and real estate

Company size

10,000+ Employees

Headquarters location

Santa Ana, CA, US