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Freelance Fintech Software Engineer Jobs in Virginia

Senior Software Developer - C++ (Hybrid)

Manassas, VA · On-site

$54.50 - $72/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The SeniorC++Software Developer plays a key role in designing, developing,optimizing ... Architect, design, and develop scalable, performant and faulttolerant FINTECH applications using C+

New

About the Role Koalafi is looking for Software Engineers to help build and scale the products and ... Experience in fintech, lending, payments, e-commerce, or other highly regulated industries

Fullstack Engineer

Richmond, VA · On-site +1

$115K - $141K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

About the Role Koalafi is looking for Software Engineers to help build and scale the products and ... Experience in fintech, lending, payments, e-commerce, or other highly regulated industries

About the Role Koalafi is looking for Software Engineers to help build and scale the products and ... Experience in fintech, lending, payments, e-commerce, or other highly regulated industries

Research Engineer

Arlington, VA · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... fintech. Research Engineers at Galois design and develop advanced technologies for safety- and ... About This Role Galois is hiring a Software Engineer/Researcher to join our team! This role will ...

Research Engineer

Arlington, VA · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... fintech. Research Engineers at Galois design and develop advanced technologies for safety- and ... About This Role Galois is hiring a Software Engineer/Researcher to join our team! This role will ...

Participate in code reviews, version control, automated testing, and secure software development ... Research and evaluate emerging fintech technologies and platform capabilities, recommending ...

Required : • 9+ years in software engineering • Proficiency in JavaScript, TypeScript, or ... Fintech experience • Startup experience Company : Range is an AI wealthtech platform that ...

Required : • 9+ years in software engineering • Proficiency in JavaScript, TypeScript, or ... Fintech experience • Startup experience Company : Range is an AI wealthtech platform that ...

Showing results 21-40

Freelance Fintech Software Engineer information

What is a freelance fintech software engineer?

Freelance Fintech Software Engineers are independent professionals who specialize in developing, maintaining, and improving software solutions for the financial technology (fintech) industry. They work on a contract or project basis with clients such as banks, startups, or payment companies, building secure, scalable applications like payment gateways, trading platforms, or digital wallets. Their responsibilities often include coding, testing, integrating APIs, and ensuring compliance with financial regulations. Freelance fintech engineers must stay updated with industry trends, security practices, and evolving technologies to meet the unique needs of financial clients.

How do freelance fintech software engineers typically collaborate with clients and cross-functional teams?

Freelance Fintech Software Engineers often work remotely, but strong collaboration is still essential. They usually communicate with clients, product managers, and designers through regular video meetings, project management tools, and messaging platforms to clarify requirements and provide updates. It’s common to participate in code reviews, agile sprints, and documentation processes to ensure seamless integration with existing systems and compliance with financial regulations. Clear communication and proactive feedback help maintain trust and deliver high-quality solutions, even when working independently.

What are the key skills and qualifications needed to thrive as a freelance fintech software engineer, and why are they important?

A Freelance Fintech Software Engineer must have strong programming skills (such as Python, Java, or C#), a solid understanding of financial systems, and experience with secure software development, typically supported by a degree in computer science or a related field. Familiarity with fintech-specific tools and frameworks (like blockchain platforms, payment APIs, or cloud platforms such as AWS), as well as relevant certifications (e.g., AWS Certified Developer or Certified FinTech Professional), is often required. Outstanding problem-solving abilities, communication skills, and the ability to manage projects independently set top freelancers apart. These competencies are crucial for delivering robust, secure, and innovative solutions in the rapidly evolving fintech sector.

What is the difference between Freelance Fintech Software Engineer vs Fintech Software Developer?

AspectFreelance Fintech Software EngineerFintech Software Developer
CredentialsTypically requires relevant coding skills, experience, and sometimes certifications in finance or software developmentUsually holds a degree in computer science, software engineering, or related fields; certifications are common but not mandatory
Work EnvironmentIndependent, project-based, often remote or freelance contractsEmployed by a company or fintech firm, working in office or remote teams
Employer & Industry UsageServes multiple clients across fintech projects, flexible engagementsWorks within a fintech company or startup, focused on product development

While both roles involve software development in fintech, a Freelance Fintech Software Engineer works independently on various projects, whereas a Fintech Software Developer is typically employed by a company to develop specific products or services.

How to get into fintech as a freelance fintech software engineer?

To become a freelance fintech software engineer, develop strong programming skills in languages like Python, Java, or C++, and gain experience with financial APIs, blockchain, or payment systems. Building a portfolio of relevant projects and obtaining certifications such as CFA or financial technology courses can enhance credibility. Networking through industry events and online platforms like LinkedIn or freelance marketplaces helps secure clients and projects.

What are the most commonly searched types of Fintech Software Engineer jobs in Virginia?

The most popular types of Fintech Software Engineer jobs in Virginia are:

What job categories do people searching Freelance Fintech Software Engineer jobs in Virginia look for?

The top searched job categories for Freelance Fintech Software Engineer jobs in Virginia are:

What cities in Virginia are hiring for Freelance Fintech Software Engineer jobs?

Cities in Virginia with the most Freelance Fintech Software Engineer job openings:

Senior Software Developer - C++ (Hybrid)

S.W.I.F.T. Pan-Americas

Manassas, VA

$54.50 - $72/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 4 days ago


Job description

ABOUT US

We're the world's leading provider of secure financial messaging services, headquartered in Belgium. We are the way the world moves value - across borders, through cities and overseas. No other organisation can address the scale, precision, pace and trust that this demands, and we're proud to support the global economy.

We're unique too. We were established to find a better way for the global financial community to move value - a reliable, safe and secure approach that the community can trust, completely. We're always striving to be better and are constantly evolving in an ever-changing landscape, without undermining that trust. Five decades on, our vibrant community reflects the complexity and diversity of the financial ecosystem. We innovate diligently, test exhaustively, then implement fast. In a connected and exciting era, our mission has never been more relevant. Swift now has a presence in 200+ countries and legal territories to serve a community of more than 12,000 banks and financial institutions.

The SeniorC++Software Developer plays a key role in designing, developing,optimizing, andmaintaininghighperformance financial applications and distributed systems used within modern FINTECH environments. The role requires strong software engineeringexpertisein C++, deep understanding of SQL databases (Oracle preferred), and handson experience with communication protocols such asgRPCand RESTful APIs.

Swift is unable to sponsoran employmentauthorization for this position now or in the future.

What to Expect:

In this role you will:

Software Design & Development

  • Architect, design, and develop scalable, performant and faulttolerant FINTECH applications usingC++

  • Implement highquality code adhering to secure coding standards, lowlatency design patterns and best engineering practices

  • Develop services and components that integrate viagRPC,REST API'sand internal messaging frameworks

  • Experience working on containerized applications in docker,podman,kubernetesor OCP

  • Optimizeapplication performance, memoryusageand latency for realtime transaction processing systems

Database Engineering & Data Layer Integration

  • Design andmaintaindatabase schemas, stored procedures, and SQL queries forOracleor other enterprisegrade RDBMS systems

  • Ensure efficient data access patterns, indexing strategy and query optimization

  • Work with large and highthroughput datasets relevant to financial transaction flows

Systems Engineering & Platform Responsibilities

  • Deploy, configure, and troubleshoot applications running onRHEL-based systems

  • Monitor system health, tune OS/network parameters for highavailability environments, and troubleshoot production incidents

  • Collaborate with infrastructure teams to ensure smoothdeploymentpipelines using CI/CD tools

Networking & Communication Protocols

  • Work with transport and application-layer networking concepts (TCP/IP, SSL/TLS, load balancing, service discovery)

  • Develop and maintain microservices anddistributedcomponents usinggRPCandRESTful API's

  • Ensure secure,compliantand efficient communication flows in financial transaction ecosystems

Automation, Scripting & Tooling

  • Build automation scripts, deployment tools, log parsers, and monitoring utilities usingBashand optionallyPython

  • Create CI/CD improvements, automate service rollout procedures, and support environment consistency

CrossFunctional Collaboration & Communication

  • Partner with Product Owners, QA teams, DevOps, Security, and Business Analysts to deliver highquality releases

  • Produce clear technical documentation, architecture diagrams, and operational runbooks

  • Participate in technical reviews, provide constructive feedback, and mentor junior engineers

  • Communicate effectively with internal stakeholders to clarify requirements, risks, and design considerations

  • Conduct performance tests to ensure applications handle high efficiency flawlessly

  • Collaborate closely with multi-functional teams to efficiently implement solutions

  • Expand test automation and help to ensure quality in different test environments

What will make you successful:

We are seeking professionals with:

  • Bachelor's Degree in Computer Science, Computer Engineering, InformationSystemsor related field

  • 5-10 years hands-on experience inC++ (C++11/14/17)

  • Strong objectoriented design, data structures,algorithmsand design patterns

  • Experience with multithreading, concurrency controls, memorymanagementand high throughput applications

  • Proficient inOracle SQL, PL/SQL, functions, triggers,indexingand performance tuning.

  • Experience designing scalable relational schemas

  • Hands-on experience withgRPC(Protocol Buffers), RESTful API's, microservices frameworks

  • Understanding of message serialization, secure communication, and service orchestrations

  • Proficient inRed Hat Enterprise Linux (RHEL)environment

  • Knowledge of Linux tools, system services, packagemanagementand OS tuning

  • Understanding of fundamental networking concepts (TCP/IP, DNS, routing, firewalls, SSL/TLS)

  • Strong experience inBashscripting

  • Optional but valuable:Pythonfor automation, dataprocessingor integration tasks

  • Strong analytical thinking, problemsolving, and debugging ability

  • Excellent written and verbal communication skills suitable for technical and non-technical audiences

  • Ability to work in an Agile development environment

  • Self-driven, accountable, and capable of driving solutions endtoend

  • Ability to mentor junior developers and contribute to team knowledge sharing

Preferred Skills:

  • Exposure to FINTECH transaction systems, clearing/settlementplatformsor financial messaging

  • Experience in performance engineering, lowlatency optimization or highfrequency transaction environments

  • Knowledge of containerization (Docker,Podman), CI/CD systems (Jenkins, GitLab, Azure DevOps)

The estimated salary range for a new hire in this position in Virginia is $101,303.00 USD Annual MINIMUM to $188,135.00 USD Annual MAXIMUM. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. Our compensation packages include a competitive base salary and bonus opportunity for all employee's contingent on personal and company performance. Our generous benefits program includes medical, dental, vision and life insurance with no premium costs for our employees and their families, and retirement plan plus matching 401k.

What we offer

We give you the freedom to be yourself. We are creating an environment of unique individuals - like you - with different perspectives on the financial industry and the world. A diverse and inclusive environment in which everyone's voice counts and where you can reach your full potential.

We are committed to an inclusive and accessible recruitment process. If you require a reasonable accommodation related to accessibility during your application or interview, please contact accessibility-Sysgroup@swift.com or indicate this in your application.

Please note that this mailbox is not monitored for general recruitment enquiries and should only be used for accessibility or accommodation-related requests (for example related to vision, hearing or neurodiversity).

All requests are confidential and will not affect your candidacy.

Don't meet every single requirement? At Swift, we are dedicated to building a workplace where people can bring their full selves and ideas to the team, so if you are excited about this role, we encourage you to apply even if you do not meet every single qualification.