ZipRecruiter

Log In

1

Freelance Credit Risk Modeling Jobs in Texas (NOW HIRING)

Anew Climate LLC

Global Risk Manager (6683)

Houston, TX · On-site

... credits, RECs, LCFS, EU ETS, voluntary markets). · Experience working with global trading desks or multi-jurisdictional risk frameworks. · Proficiency with risk modeling tools, data analytics ...

USAA

Credit Risk Analytics Manager I

San Antonio, TX · On-site +1

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting the execution, maintenance, and enhancement of analytical models. You will be instrumental in complex ...

USAA

Credit Risk Analytics Manager I

San Antonio, TX · On-site +1

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting the execution, maintenance, and enhancement of analytical models. You will be instrumental in complex ...

USAA

Credit Risk Analytics Manager I

Plano, TX · On-site +1

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting the execution, maintenance, and enhancement of analytical models. You will be instrumental in complex ...

USAA

Credit Risk Analytics Manager I

Plano, TX · On-site +1

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting the execution, maintenance, and enhancement of analytical models. You will be instrumental in complex ...

USAA

Credit Risk Analytics Manager I

Plano, TX · On-site +1

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting the execution, maintenance, and enhancement of analytical models. You will be instrumental in complex ...

USAA

Credit Risk Analytics Manager I

Plano, TX · On-site

$103K - $197K/yr

The Opportunity As a Credit Risk Analytics Manager I, you will play a pivotal role in supporting the execution, maintenance, and enhancement of analytical models. You will be instrumental in complex ...

next page

Showing results 1-20

All JobsFreelance Credit Risk Modeling JobsFreelance Credit Risk Modeling Jobs in Texas

Freelance Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.
What are the most commonly searched types of Credit Risk Modeling jobs in Texas? The most popular types of Credit Risk Modeling jobs in Texas are:
What are popular job titles related to Freelance Credit Risk Modeling jobs in Texas? For Freelance Credit Risk Modeling jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Freelance Credit Risk Modeling jobs in Texas look for? The top searched job categories for Freelance Credit Risk Modeling jobs in Texas are:
What cities in Texas are hiring for Freelance Credit Risk Modeling jobs? Cities in Texas with the most Freelance Credit Risk Modeling job openings:
Freelance Credit Risk Modeling jobs near you
Infographic showing various Freelance Credit Risk Modeling job openings in Texas as of June 2026, with employment types broken down into 84% Full Time, 5% Part Time, and 11% Contract. Highlights an 100% In-person job distribution.
Risk Management - Card Merchant and Auto - Vice President

Risk Management - Card Merchant and Auto - Vice President

JPMorgan Chase & Co.

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 20 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 470 frontline employees who took The Breakroom Quiz

46th of 141 rated banks

Job description

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Risk Management - Card, Merchant Services and Auto - Vice President in the Consumer & Business Banking (CBB) Risk Management group, you will be responsible for helping the larger Auto Loss Forecasting team by driving process and Governance excellence in designing high quality automated solutions to help analyze different risk metrics for each forecasting cycle and make certain bank wide governance is followed. The role is an exciting opportunity to work on high impact strategy initiatives as they become the key focus of the firm and across the financial services industry. You will excel at creative thinking and problem solving; be self-motivated, confident and ready to work in a fast-paced, energetic environment.
Job Responsibilities
  • Lead production of the credit reserve loss forecast for Chase's Auto Finance portfolio
  • Analyze underlying reasons and quantification of emerging risk inclusive of macro-economic trends and industry risk
  • Work with Finance, Collections, and Risk strategy to understand changes in the portfolio or strategies and apply overlays as needed
  • Work with Risk modeling team to make sure model is working as desired and provide inputs for the improvement on a regular basis
  • Create presentations for the senior management and present the forecast with a clear storyline and data support
  • Enhance consistency and efficiency across existing processes and reporting to meet changing needs of the business.
  • Be self-motivated individual with ability to work on multiple projects with limited guidance
  • Mentor and coach junior analysts to help them develop their risk management skills and loss forecasting knowledge
  • Partner closely with other strategy areas of Risk, Modeling, Marketing, Finance, Legal & Compliance to coordinate integration of risk appetite framework into credit reserve strategies.
  • Support launch of new products and channels by evaluating potential credit reserve scenarios given loss projections
  • Support ongoing internal and external audits by maintaining strong controls and documentation

Required qualifications, capabilities, and skills
  • 6+ years of relevant credit management, loss forecasting, statistical modeling, or related analytical experience
  • Bachelor's degree in a quantitative discipline (e.g. Finance, Mathematics, Statistics, Economics), or related field
  • Strong analytical and problem-solving skills
  • Strong communication skills to present to and collaborate with business partners and model end-users and interpersonal skills a must including the ability to explain and/or present analysis
  • Ability to think outside the box to tackle emerging risk and help influence and shape decisions for senior executives
  • Data mining skills, specifically: SAS, SQL, Python, Excel, Microsoft Office, and database software applications
  • Flexible and able to handle multiple tasks and a changing environment
  • Independent decision-making skills
  • Demonstrated experience in applying analytics to solve business problems efficiently and pragmatically through structured problem-solving approaches

Preferred qualifications, capabilities, and skills
  • Advanced degree in a quantitative discipline (e.g. Finance, Mathematics, Statistics, Economics), or related field
  • Prior financial services experience in credit card, home lending or auto preferred
  • Knowledge of consumer credit risk management; Auto business experienced preferred

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply