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Freelance Credit Risk Manager Jobs in Houston, TX

Credit Review Team Leader Sr

Houston, TX · On-site +1

$125K - $255K/yr

As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and ...

In this role, you will leverage financial analysis, reporting, and credit risk management to support commercial decision-making across Williams' growing wholesale trading and marketing business. You ...

In this role, you will leverage financial analysis, reporting, and credit risk management to support commercial decision-making across Williams' growing wholesale trading and marketing business. You ...

Credit Analyst II/III

Houston, TX · On-site

$70 - $110/hr

In this role, you will leverage financial analysis, reporting, and credit risk management to support commercial decision-making across Williams' growing wholesale trading and marketing business. You ...

The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data, reviewing credit ...

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Freelance Credit Risk Manager information

See Houston, TX salary details

$82.6K

$151.2K

$228.7K

How much do freelance credit risk manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for freelance credit risk manager in Houston, TX is $151,184.00, according to ZipRecruiter salary data. Most workers in this role earn between $127,500.00 and $169,500.00 per year, depending on experience, location, and employer.

What does a freelance credit risk manager do?

A Freelance Credit Risk Manager is an independent professional who evaluates and manages the risk associated with lending money or extending credit to clients or businesses. Their main responsibilities include analyzing financial statements, assessing creditworthiness, setting credit limits, and recommending risk mitigation strategies. They often work with banks, financial institutions, or companies on a project basis, providing expert advice without being a full-time employee. By identifying potential risks, they help ensure that clients make sound lending decisions and minimize potential financial losses.

How does a freelance credit risk manager typically collaborate with clients and stakeholders?

As a Freelance Credit Risk Manager, you’ll frequently work with clients’ finance teams, senior management, and sometimes external auditors to assess and mitigate credit risks. Collaboration often takes place via virtual meetings, email communications, and shared project management tools, since many engagements are remote or hybrid. You’ll be expected to present your analyses, explain risk models, and provide actionable recommendations tailored to each client’s unique needs. Building strong relationships and clear channels of communication is essential for delivering value and ensuring your assessments are effectively implemented.

What are the key skills and qualifications needed to thrive as a freelance credit risk manager, and why are they important?

To thrive as a Freelance Credit Risk Manager, you need a solid background in finance, risk assessment, and data analysis, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling software, financial databases, and relevant certifications such as FRM or CFA is often required. Strong communication, independent problem-solving, and client management skills help distinguish top performers in this role. These abilities ensure accurate risk evaluation, build client trust, and support effective decision-making in dynamic environments.

What is the difference between Freelance Credit Risk Manager vs Credit Analyst?

AspectFreelance Credit Risk ManagerCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), experience in credit risk managementOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentIndependent, remote or client-site, project-basedTypically in banks, financial institutions, or corporate finance teams
Employer & IndustryFreelance/consulting firms, financial services, lending companiesBanks, investment firms, corporate finance departments

While both roles involve assessing creditworthiness, a Freelance Credit Risk Manager focuses on managing credit risk strategies for multiple clients independently, whereas a Credit Analyst primarily works within organizations to evaluate individual credit applications. The freelance role offers flexibility and project-based work, while the credit analyst role is usually within a corporate or banking environment.

What are the most commonly searched types of Credit Risk Manager jobs in Houston, TX?

The most popular types of Credit Risk Manager jobs in Houston, TX are:

What are popular job titles related to Freelance Credit Risk Manager jobs in Houston, TX?

For Freelance Credit Risk Manager jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Freelance Credit Risk Manager jobs in Houston, TX look for?

The top searched job categories for Freelance Credit Risk Manager jobs in Houston, TX are:

What cities near Houston, TX are hiring for Freelance Credit Risk Manager jobs?

Cities near Houston, TX with the most Freelance Credit Risk Manager job openings:

Infographic showing various Freelance Credit Risk Manager job openings in Houston, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, and 8% Hybrid job distribution, with an average salary of $151,184 per year, or $72.7 per hour.

Credit Review Team Leader Sr

Huntington

Houston, TX • On-site, Remote

$125K - $255K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 16 days ago


Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

67th of 175 rated banks


Job description

Description

Summary:

The Credit Review Team Leader Sr. will report directly to the Credit Review Director or Credit Review Group Manager. This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and/or similar credit risk management function. The Credit Review Team Leader Sr. has a proven track record in a Credit Review management role or similar leadership position and has demonstrated exceptional delivery results within a demanding environment.

Duties and Responsibilities:

  • Serve as the departmental subject matter expert in credit risk in one of more of the segments within the commercial and/or consumer portfolios and have general knowledge of lending support area practices impact on credit risk within the financial services industry.
  • Develop and maintain working relationships with executive bank management, regulators, segment leadership as well as with the broader Credit Review team to execute review responsibilities effectively and efficiently.
  • Contribute to the development and execution of Credit Review's annual and strategic plans.
  • Participate in the monitoring of credit-related risk throughout the Bank and the Holding Company including subsidiaries.
  • Provide technical guidance for integrated CR engagements.
  • As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and indirect credit risk inherent in products/services and related activities administered by business segments, assess adherence to policies and procedures and compliance with legal and regulatory requirements, and evaluate results to determine if issues exist and improvement recommendations are necessary.
  • Coordinate with the management team the development of credit review objectives and related procedures to address relevant credit risks.
  • Contribute to the continuous improvement of Credit Review tools and methods.
  • Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
  • Through contribution to Credit Review leadership presentations, provide senior management and the Board of Directors with information regarding the identification, measurement, and management of credit risk for designated credit risk focus area.
  • Represent Credit Review in risk meetings with business segments and affiliates, executive leadership, and the Board when necessary.
  • Monitor annual plan progress and changes, engagement budget/staffing and recommendation status and follow-up related to areas of responsibility.
  • Serve as SME / EIC on special projects / targeted reviews outside of traditional exams.
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's Degree
  • 10+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting and/or analysis, including a management role

Preferred Qualifications:

  • Strong working knowledge of risk and/or credit risk management and control frameworks
  • Strong verbal and written communication skills, the ability to engage in difficult conversations, as well as ability to manage multiple engagements/projects simultaneously are essential to providing a strong, independent role when evaluating areas of the Bank and Holdco
  • Prior Credit Review and/or risk officer experience.
  • Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals.
  • Technical accounting (GAAP) or financial statement analysis knowledge
  • Working knowledge of MS Access, Excel, Word and credit/statistical analysis tools
  • Conflict management experience


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$125,000-$255,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).


Huntington is an Equal Opportunity Employer.


Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.


Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.



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