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Freelance Credit Risk Manager Jobs in Dallas, TX

Frost Bank

Senior Credit Risk Officer

Fort Worth, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more ... Demonstrated experience in successfully managing loan portfolios and approving credit risks through ...

S&P Global

Senior Credit Product Specialist

Dallas, TX · On-site

The Senior Credit & Risk Solutions Product Specialist serves as a strategic subject matter expert and trusted advisor, partnering closely with Sales Leadership, Relationship Management and Product ...

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Freelance Credit Risk Manager information

See Dallas, TX salary details

$85.6K

$156.6K

$236.9K

How much do freelance credit risk manager jobs pay per year?

As of Sep 2, 2026, the average yearly pay for freelance credit risk manager in Dallas, TX is $156,608.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,100.00 and $175,600.00 per year, depending on experience, location, and employer.

What does a freelance credit risk manager do?

A Freelance Credit Risk Manager is an independent professional who evaluates and manages the risk associated with lending money or extending credit to clients or businesses. Their main responsibilities include analyzing financial statements, assessing creditworthiness, setting credit limits, and recommending risk mitigation strategies. They often work with banks, financial institutions, or companies on a project basis, providing expert advice without being a full-time employee. By identifying potential risks, they help ensure that clients make sound lending decisions and minimize potential financial losses.

How does a freelance credit risk manager typically collaborate with clients and stakeholders?

As a Freelance Credit Risk Manager, you’ll frequently work with clients’ finance teams, senior management, and sometimes external auditors to assess and mitigate credit risks. Collaboration often takes place via virtual meetings, email communications, and shared project management tools, since many engagements are remote or hybrid. You’ll be expected to present your analyses, explain risk models, and provide actionable recommendations tailored to each client’s unique needs. Building strong relationships and clear channels of communication is essential for delivering value and ensuring your assessments are effectively implemented.

What are the key skills and qualifications needed to thrive as a freelance credit risk manager, and why are they important?

To thrive as a Freelance Credit Risk Manager, you need a solid background in finance, risk assessment, and data analysis, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling software, financial databases, and relevant certifications such as FRM or CFA is often required. Strong communication, independent problem-solving, and client management skills help distinguish top performers in this role. These abilities ensure accurate risk evaluation, build client trust, and support effective decision-making in dynamic environments.

What is the difference between Freelance Credit Risk Manager vs Credit Analyst?

AspectFreelance Credit Risk ManagerCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), experience in credit risk managementOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentIndependent, remote or client-site, project-basedTypically in banks, financial institutions, or corporate finance teams
Employer & IndustryFreelance/consulting firms, financial services, lending companiesBanks, investment firms, corporate finance departments

While both roles involve assessing creditworthiness, a Freelance Credit Risk Manager focuses on managing credit risk strategies for multiple clients independently, whereas a Credit Analyst primarily works within organizations to evaluate individual credit applications. The freelance role offers flexibility and project-based work, while the credit analyst role is usually within a corporate or banking environment.

What are popular job titles related to Freelance Credit Risk Manager jobs in Dallas, TX?

For Freelance Credit Risk Manager jobs in Dallas, TX, the most frequently searched job titles are:

What job categories do people searching Freelance Credit Risk Manager jobs in Dallas, TX look for?

The top searched job categories for Freelance Credit Risk Manager jobs in Dallas, TX are:

What cities near Dallas, TX are hiring for Freelance Credit Risk Manager jobs?

Cities near Dallas, TX with the most Freelance Credit Risk Manager job openings:

Freelance Credit Risk Manager jobs near you
Infographic showing various Freelance Credit Risk Manager job openings in Dallas, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, and 8% Hybrid job distribution, with an average salary of $156,608 per year, or $75.3 per hour.

Risk Management - Wholesale Credit Analyst - Senior Associate

JP Morgan Chase

Plano, TX

Full-time

Medical, Retirement

Re-posted 20 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 499 frontline employees who took The Breakroom Quiz

72nd of 174 rated banks

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

As a Senior Associate Credit Analyst in Wholesale Credit Risk, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing financial statements, determining appropriate risk ratings, and exerting credit approval authority, as applicable for the role. Recognize possible risks a client's business may pose to the firm while providing recommendations to mitigate such risks. Maintain consistency and quality of credit reviews through high quality assessments and escalate any identified risks and trends. Complete all assigned credit reviews and ad-hoc reviews / tasks within timelines. Participate in ongoing projects / process improvement efforts as appropriate. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. 

Job Responsibilities: 

  • Evaluate and approve existing merchant relationships including: financial statement review, cash-flow analysis, transaction trend analysis, assessment of the business model, product/service risk evaluation, customer concentration assessment, and review of refund and chargeback exposure.
  • Identify and escalate problem credits promptly, and negotiate effectively to protect the bank's interests.
  • Demonstrate strong proficiency in financial analysis, products, and key risk factors; defend credit ratings confidently.
  • Apply strong financial analysis and product knowledge, incorporating relevant macro- and microeconomic factors and risks.
  • Deliver well-supported credit decisions through effective stakeholder engagement.
  • Meet monthly timelines and take ownership of deliverables by proactively following up with stakeholders to complete reviews and requests.
  • Build and maintain strong relationships with internal stakeholders, including Relationship Managers and Legal.
  • Monitor industry trends and credit risk management best practices to strengthen decision-making and maintain a competitive edge.
     

Requiredqualifications, capabilities, and skills: 

  • Bachelor's degree in Finance, Economics, Accounting, or a related discipline.
  • 3+ years of experience in credit risk analysis, commercial lending, payments risk or portfolio management.
  • Strong financial analysis skills and the ability to write clear, well-structured credit memos.
  • Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining strong attention to detail.
  • Ability to explain decisions using data and sound rationale, and to escalate appropriately when needed.
  • Excellent verbal and written communication and problem-solving skills.
  • Proven ability to prioritize, plan, and manage processes to complete credit analysis and related assignments.
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems. 
  • Sound judgment under time pressure; ability to balance risk vs. commercial objectives
  • Stakeholder management (Risk, Sales, Operations, Legal/Compliance as applicable)
  • Ability to explain decisions with data + rationale, and escalate appropriately
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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