This role sits at the center of Freddie Mac's enterprise financial risk oversight, shaping how the company anticipates, measures, and manages Single-Family (SF) credit risk across the economic cycle.
This role sits at the center of Freddie Mac's enterprise financial risk oversight, shaping how the company anticipates, measures, and manages Single-Family (SF) credit risk across the economic cycle.
Credit Administration Manager
Reston, VA · On-site
$165K - $195K/yr
Credit Risk Stress Testing * Bottom-Up Testing, Top-Down Modeling & Risk Identification: Audit CRE ... Manage the CECL refresh and validation processes and serve as the primary point of contact for ...
Credit Administration Manager
Reston, VA · On-site
$165K - $195K/yr
Credit Risk Stress Testing * Bottom-Up Testing, Top-Down Modeling & Risk Identification: Audit CRE ... Manage the CECL refresh and validation processes and serve as the primary point of contact for ...
Credit Administration Manager
Reston, VA · On-site
$165K - $195K/yr
Credit Risk Stress Testing * Bottom-Up Testing, Top-Down Modeling & Risk Identification: Audit CRE ... Manage the CECL refresh and validation processes and serve as the primary point of contact for ...
Credit Administration Manager
Reston, VA · On-site
$165K - $195K/yr
Credit Risk Stress Testing * Bottom-Up Testing, Top-Down Modeling & Risk Identification: Audit CRE ... Manage the CECL refresh and validation processes and serve as the primary point of contact for ...
Identifying gaps in credit policy, credit processes, and credit risk rating models * Identifying key and emerging risks * Effectively communicating results to executive level management, regulators ...
Identifying gaps in credit policy, credit processes, and credit risk rating models * Identifying key and emerging risks * Effectively communicating results to executive level management, regulators ...
Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus
Arlington, VA · On-site
Title and Summary Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus Services within Mastercard is responsible for acquiring, engaging, and retaining ...
Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus
Arlington, VA · On-site
Title and Summary Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus Services within Mastercard is responsible for acquiring, engaging, and retaining ...
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios. * Participate in loan committee reviews, providing independent analysis and recommendations on ...
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios. * Participate in loan committee reviews, providing independent analysis and recommendations on ...
Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus
Arlington, VA · On-site
Credit Risk Focus: This role will serve as an advisor and go-to person for credit risk management, leading credit risk management consulting engagements, supporting sales and product development ...
Associate Managing Consultant - Advisors & Consulting Services (S&T) - Credit Risk Management Focus
Arlington, VA · On-site
Credit Risk Focus: This role will serve as an advisor and go-to person for credit risk management, leading credit risk management consulting engagements, supporting sales and product development ...
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios. * Participate in loan committee reviews, providing independent analysis and recommendations on ...
Support the CCO in overseeing credit risk management for commercial and limited consumer portfolios. * Participate in loan committee reviews, providing independent analysis and recommendations on ...
At least 10 years of transactional credit experience in underwriting, workout, risk management ... credit review or regulatory Preferred Qualifications: * Master's degree * Certified Financial ...
At least 10 years of transactional credit experience in underwriting, workout, risk management ... credit review or regulatory Preferred Qualifications: * Master's degree * Certified Financial ...
Work closely with other Enterprise Risk teams, including Credit, Model Risk, Compliance, and Third-Party Risk Management, to support end-to-end risk governance across credit, capital, model, and ...
Work closely with other Enterprise Risk teams, including Credit, Model Risk, Compliance, and Third-Party Risk Management, to support end-to-end risk governance across credit, capital, model, and ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
As a Card Acquisitions Risk Strategy Senior Associate in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card acquisitions, balancing growth ...
Work closely with other Enterprise Risk teams, including Credit, Model Risk, Compliance, and Third-Party Risk Management, to support end-to-end risk governance across credit, capital, model, and ...
Work closely with other Enterprise Risk teams, including Credit, Model Risk, Compliance, and Third-Party Risk Management, to support end-to-end risk governance across credit, capital, model, and ...
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
As a Small Business Card Acquisitions Risk Strategy Vice President in the Card Credit Decisioning team, you will define and manage credit risk strategies for small business card originations ...
As a Consumer Credit Expert - Mortgage within PNC's Credit Risk Management organization, you will be based in Pittsburgh, PA / Charlotte, NC / Cleveland, OH / Cincinnati, OH / Dallas, TX / Washington ...
As a Consumer Credit Expert - Mortgage within PNC's Credit Risk Management organization, you will be based in Pittsburgh, PA / Charlotte, NC / Cleveland, OH / Cincinnati, OH / Dallas, TX / Washington ...
Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...
Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...
Risk Analyst
Washington, DC · On-site +1
Develop risk management strategies and perform policy analysis for new loan insurance programs and changes to underwriting requirements. * Develop, maintain, and validate a credit risk score used by ...
Risk Analyst
Washington, DC · On-site +1
Develop risk management strategies and perform policy analysis for new loan insurance programs and changes to underwriting requirements. * Develop, maintain, and validate a credit risk score used by ...
Drive monitoring and analysis of credit risk for both organic and acquired portfolios, prepare related management reporting package and provide insights on root causes, emerging credit trends and ...
Drive monitoring and analysis of credit risk for both organic and acquired portfolios, prepare related management reporting package and provide insights on root causes, emerging credit trends and ...
Technical Risk Manager
Washington, DC · Remote
Excel-based analysis; stakeholder coordination; and clear presentation of findings for credit ... and risk management services to support financing decisions and protect government lending ...
Quick apply
Technical Risk Manager
Washington, DC · Remote
Excel-based analysis; stakeholder coordination; and clear presentation of findings for credit ... and risk management services to support financing decisions and protect government lending ...
This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...
This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...
Freelance Credit Risk Manager information
What does a Freelance Credit Risk Manager do?
A Freelance Credit Risk Manager is an independent professional who evaluates and manages the risk associated with lending money or extending credit to clients or businesses. Their main responsibilities include analyzing financial statements, assessing creditworthiness, setting credit limits, and recommending risk mitigation strategies. They often work with banks, financial institutions, or companies on a project basis, providing expert advice without being a full-time employee. By identifying potential risks, they help ensure that clients make sound lending decisions and minimize potential financial losses.
What are the key skills and qualifications needed to thrive as a Freelance Credit Risk Manager, and why are they important?
To thrive as a Freelance Credit Risk Manager, you need a solid background in finance, risk assessment, and data analysis, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling software, financial databases, and relevant certifications such as FRM or CFA is often required. Strong communication, independent problem-solving, and client management skills help distinguish top performers in this role. These abilities ensure accurate risk evaluation, build client trust, and support effective decision-making in dynamic environments.
What is the difference between Freelance Credit Risk Manager vs Credit Analyst?
| Aspect | Freelance Credit Risk Manager | Credit Analyst |
|---|---|---|
| Credentials | Relevant certifications (e.g., CFA, credit risk certifications), experience in credit risk management | Often requires finance or accounting degrees, certifications like CFA or CPA beneficial |
| Work Environment | Independent, remote or client-site, project-based | Typically in banks, financial institutions, or corporate finance teams |
| Employer & Industry | Freelance/consulting firms, financial services, lending companies | Banks, investment firms, corporate finance departments |
While both roles involve assessing creditworthiness, a Freelance Credit Risk Manager focuses on managing credit risk strategies for multiple clients independently, whereas a Credit Analyst primarily works within organizations to evaluate individual credit applications. The freelance role offers flexibility and project-based work, while the credit analyst role is usually within a corporate or banking environment.
How does a Freelance Credit Risk Manager typically collaborate with clients and stakeholders?
As a Freelance Credit Risk Manager, you’ll frequently work with clients’ finance teams, senior management, and sometimes external auditors to assess and mitigate credit risks. Collaboration often takes place via virtual meetings, email communications, and shared project management tools, since many engagements are remote or hybrid. You’ll be expected to present your analyses, explain risk models, and provide actionable recommendations tailored to each client’s unique needs. Building strong relationships and clear channels of communication is essential for delivering value and ensuring your assessments are effectively implemented.
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Job description
At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.
Position Overview:
We are seeking a Portfolio Credit Risk Lead for Single Family Portfolio & Servicing. This role sits at the center of Freddie Mac's enterprise financial risk oversight, shaping how the company anticipates, measures, and manages Single-Family (SF) credit risk across the economic cycle. You will translate macroeconomic and industry trends to provide context for SF portfolio performance.
As an independent risk leader, you'll provide effective challenge to business risk management, strengthen risk governance and utilize your broad experience in all aspects of mortgage loan servicing and the related credit risks. You'll partner closely across Enterprise Risk, Internal Audit and the business to monitor key risk indicators, identify emerging risks, assess new initiatives and policy changes, and evaluate portfolio strategies such as loss mitigation and liquidation approaches.
Our Impact:
The Financial Risk team within the Enterprise Risk Division is responsible for oversight and effective challenge of the company's most important risks. Together, we:
Your Impact:
Qualifications:
Keys to Success in this Role:
Current Freddie Mac employees please apply through the internal career site.
We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.
CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.
Time-type:Full time
FLSA Status:Exempt
Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.
This position has an annualized market-based salary range of $130,000 - $196,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.
Position Overview:
We are seeking a Portfolio Credit Risk Lead for Single Family Portfolio & Servicing. This role sits at the center of Freddie Mac's enterprise financial risk oversight, shaping how the company anticipates, measures, and manages Single-Family (SF) credit risk across the economic cycle. You will translate macroeconomic and industry trends to provide context for SF portfolio performance.
As an independent risk leader, you'll provide effective challenge to business risk management, strengthen risk governance and utilize your broad experience in all aspects of mortgage loan servicing and the related credit risks. You'll partner closely across Enterprise Risk, Internal Audit and the business to monitor key risk indicators, identify emerging risks, assess new initiatives and policy changes, and evaluate portfolio strategies such as loss mitigation and liquidation approaches.
Our Impact:
The Financial Risk team within the Enterprise Risk Division is responsible for oversight and effective challenge of the company's most important risks. Together, we:
- Establish governance, policies, and standards that define how the company manages financial risks to support safety and soundness
- Monitor and report on the risk and control profiles, financial risk appetite, and performance of risk indicators and metrics against thresholds and limits
- Communicate enterprise-wide risk management issues and emerging risks and monitor effective and timely issue resolution
- Provide timely and independent oversight and effective challenge of the company's financial risk management practices and risk-taking activities
Your Impact:
- Build strong partnerships with Single-Family counterparts and across Enterprise Risk Management
- Monitor KRIs and other risk metrics to measure credit risk exposure impacted by servicing activities; monitor performance against risk appetite thresholds and identify key drivers
- Monitor industry and macroeconomic conditions; monitor trends, developing issues and emerging risks
- Participate in or lead independent oversight and assessment of Single-Family Portfolio & Servicing policy and servicer performance activities
- Conduct risk assessments including Process, Risk & Control (PRC) reviews; coordinate GRC monitoring
- Review SF New Products/New Initiatives, Significant Changes and FHFA Directives for credit risk exposure and downstream impacts
- Review and assess SF Servicing Policy changes and issued Terms of Business for credit exposure
- Monitor Single Name Servicer oversight, monitor monthly servicer scorecards, review scorecard methodology changes
- Provide focused analysis on Top 25 SF Servicer performance, monitor CRR Servicing Risk Scores
- Attend Seller/Servicer Forum and Third-Party Risk oversight meetings
- Monitor Transfers of Servicing (TOS) and VPC transfers
- Participation in Contingency planning activities with the business, Operational Risk and Counterparty Risk stakeholders
- Review servicer capacity strategy and provide assessment on planned capacity vs portfolio delinquency trends
- Provide oversight of SQA & Remedy results, provide SQA Annual Plan Assessment and Annual Flood Insurance Review
- Complete reviews of 1L SFPS policies and procedures for compliance with corporate risk policies.
- Monitor compliance with corporate risk policies, standards and Compliance Obligations governing portfolio consumer credit risk management activities
- Review and maintain departmental policies and procedures
- Support ongoing reporting and assessments to management
- Coordinate Internal Audit and FHFA Targeted Exams for SF Policy & Servicing activities
- Perform other ad-hoc risk analysis as needed
Qualifications:
- 8 + years of experience at a large mortgage servicer or in a servicing area of a GSE or HUD
- 8 + years of experience in risk management within a large financial institution
- Ability to provide independent risk assessments with limited supervision
- Experience with process, risk and controls reviews and assessments
- In-depth knowledge of the loan lifecycle of a SF mortgage; knowledge of performing and default management, including bankruptcy, foreclosure and REO management
- Knowledge of borrower behavior, federal regulations related to real estate and collections, and collateral valuation
- Knowledge of GSE Guide requirements, including insurance, title and escrow
- Working knowledge of structured finance, investor reporting and disclosures, ability to anticipate downstream impacts and possible obstacles due to policy or program changes
- Experienced in credit policy development
Keys to Success in this Role:
- Ability to maintain up-to-date knowledge of macroeconomic conditions, industry trends and emerging risks
- Strong interpersonal and communication skills, ability to work across risk teams and first- and third-line counterparts
- Ability to work under pressure effectively to resolve issues and meet deadlines in a dynamic environment
- Attention to detail, ability to produce timely, high-quality and well-documented oversight outcomes
- Strong organizational skills, willingness to learn adjacent areas of the business
Current Freddie Mac employees please apply through the internal career site.
We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
A safe and secure environment is critical to Freddie Mac's business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.
CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.
Time-type:Full time
FLSA Status:Exempt
Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.
This position has an annualized market-based salary range of $130,000 - $196,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.
About Freddie Mac
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Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.
Industry
Finance and insurance
Company size
5,001 - 10,000 Employees
Headquarters location
McLean, VA, US
Year founded
1970