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Freelance Captive Insurance Agent Jobs (NOW HIRING)

... insurance agent's license within 90 days of employment. * Experience: 0-3 years' experience providing customer service in an insurance company or agency environment. * Captive Insurance Knowledge ...

Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but open to being able to present all options to their clients. Do you hold your 215 or 240 license? My ...

Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but open to being able to present all options to their clients. Do you hold your 215 or 240 license? My ...

Our client is an Independent Insurance Marketing Organization that contracts with Insurance ... They are currently seeking both Independent and captive agents for TheAgencyIMO. Their website is ...

Our client is an Independent Insurance Marketing Organization that contracts with Insurance ... They are currently seeking both Independent and captive agents for TheAgencyIMO. Their website is ...

... insurance agent's license within 90 days of employment. * Experience: 0-3 years' experience providing customer service in an insurance company or agency environment. * Captive Insurance Knowledge ...

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Freelance Captive Insurance Agent information

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How much do freelance captive insurance agent jobs pay per year?

As of Jun 12, 2026, the average yearly pay for freelance captive insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Freelance Captive Insurance Agent vs Independent Insurance Agent?

AspectFreelance Captive Insurance AgentIndependent Insurance Agent
CredentialsLicensing varies by state; often requires specific captive insurer certificationsStandard insurance licenses; multiple state licenses often required
Work EnvironmentOperates independently, representing a single captive insurerWorks independently or with multiple carriers, representing various insurers
Employer & Industry UsageEmployed or contracted by a single captive insurer within the insurance industryWorks with multiple insurance companies, serving diverse clients
Comparison Search IntentUnderstanding specialized captive insurer rolesLooking for broader insurance sales opportunities

In summary, Freelance Captive Insurance Agents work independently for a single insurer, focusing on specialized captive products, while Independent Insurance Agents represent multiple insurers, offering a wider range of options to clients.

What cities are hiring for Freelance Captive Insurance Agent jobs? Cities with the most Freelance Captive Insurance Agent job openings:
What are the most commonly searched types of Captive Insurance Agent jobs? The most popular types of Captive Insurance Agent jobs are:
What states have the most Freelance Captive Insurance Agent jobs? States with the most job openings for Freelance Captive Insurance Agent jobs include:
Captive Consultant - Property & Casualty

Captive Consultant - Property & Casualty

Cottingham & Butler

Dubuque, IA • On-site

Full-time

Posted 8 days ago


Cottingham & Butler rating

8.6

Company rating: 8.6 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

74th of 261 rated insurance


Job description

We are seeking a knowledgeable and strategic Insurance Captive Consultant specializing in Property & Casualty (P&C) to advise clients and work with producers on the formation, management, and optimization of captive insurance solutions. This role involves working closely with businesses to assess risk profiles, design tailored captive structures and ensure regulatory compliance while maximizing financial and operational benefits.
Key Responsibilities:
  • Consult with clients to evaluate risk exposures and determine the feasibility of captive insurance solutions for P&C coverage.
  • Conduct financial modeling, cost-benefit analysis, and risk retention studies to support captive formation and ongoing growth.
  • Collaborate with legal, actuarial, and tax professionals to ensure compliance with regulatory and jurisdictional requirements.
  • Monitor captive performance, analyze claims data, and recommend adjustments to optimize risk financing strategies.
  • Provide ongoing advisory services, including annual reviews, board reporting, and strategic planning for captive evolution.
  • Stay current on industry trends, regulatory changes, and emerging risks in the P&C insurance landscape.

Qualifications:
  • Bachelor's degree in Risk Management, Finance, Insurance, or a related field (advanced degree or CPCU/ARM designation preferred).
  • 5+ years of experience in P&C insurance, risk management, or captive consulting.
  • Strong understanding of insurance regulations, captive structures, and alternative risk financing.
  • Excellent analytical, communication, and client relationship management skills.
  • Ability to work independently and collaboratively in a fast-paced, client-focused environment.
  • Proficiency in financial modeling tools and insurance management software.

About Cottingham & Butler:
At Cottingham & Butler, we sell a promise to help our clients through life's toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of "better every day" constantly pushing ourselves to be better than yesterday - that's who we are and what we believe in.
As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day.
Want to learn more? Follow us on www.CottinghamButler.com | LinkedIn | Facebook

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