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Free Rate Update Jobs in Ohio (NOW HIRING)

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Cincinnati, OH · On-site

$109K - $132K/yr

Looking for sponsorship free independent consultants as this CTH role TECHNICAL SKILLS Must Have ... Maintain and update Power BI reports, including refreshing data, troubleshooting issues, and making ...

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Free Rate Update information

What is a Free Rate Update?

A Free Rate Update is a service typically offered by mortgage lenders or financial institutions that allows borrowers to receive updated interest rate information on their loan application or pre-approval without any cost. This helps homebuyers or those refinancing stay informed about current mortgage rates, which can fluctuate daily. By receiving free rate updates, clients can make more informed decisions about when to lock in a rate or proceed with their application. These updates are usually provided via email, text, or through the lender's website.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need strong knowledge of loan products, financial analysis, and regulatory requirements, typically supported by relevant licensing such as NMLS certification. Proficiency in loan origination systems (LOS), customer relationship management (CRM) software, and credit analysis tools is essential. Excellent interpersonal skills, attention to detail, and effective communication set top performers apart in this role. These skills are crucial for guiding clients through complex loan processes, ensuring compliance, and building lasting client relationships.

How does a Free Rate Update Specialist collaborate with loan officers and clients throughout the mortgage process?

A Free Rate Update Specialist typically works closely with both loan officers and clients to ensure that clients are kept informed about the latest interest rates and loan options. They frequently communicate updates to clients, answer rate-related queries, and support loan officers by providing timely rate information and documentation. This collaborative approach helps streamline the mortgage process, ensures compliance, and enhances the overall client experience. Regular coordination and clear communication are key aspects of this role.

What is the difference between Free Rate Update vs Loan Officer?

AspectFree Rate UpdateLoan Officer
CredentialsNone requiredLoan origination license, certifications
Work EnvironmentOnline, informational updatesBank, mortgage company, direct client interaction
Industry UsageFinancial news, rate alertsLoan processing, client advising
Search IntentCompare mortgage rates, updatesApply for loans, mortgage consultation

Free Rate Update provides timely information on current mortgage rates without requiring credentials, mainly serving as a resource for consumers. In contrast, a Loan Officer actively assists clients through the loan process, requiring specific licenses and direct interaction. While both are related to mortgages, their roles and purposes differ significantly.

What are popular job titles related to Free Rate Update jobs in Ohio? For Free Rate Update jobs in Ohio, the most frequently searched job titles are:
What cities in Ohio are hiring for Free Rate Update jobs? Cities in Ohio with the most Free Rate Update job openings:
Staff Accountant

$47K - $69K/yr

Full-time

Posted 14 days ago


Bowling Green State University rating

8.5

Company rating: 8.5 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

68th of 541 rated colleges and universities


Job description

Summary Reporting to the Associate Controller, the Staff Accountant is responsible for financial accounting, compliance and operational activities in support of the Controller's Office. This includes, but is not limited to the relevant financial accounting and business processes and procedures within Grants (Restricted Funds) Accounting Department, the Payroll Department and other areas as needed. Responsibilities include general ledger accounting functions, monthly reconciliations, support of payroll processes, federal and state grant compliance efforts, interactions with external auditors, ad hoc financial reporting, month-end and year-end general ledger closing procedures.

Essential Functions Provide day-to-day support for the functions associated with grants accounting including: Create monthly journals for cost share transfers and fringe cost share. Confirm correct departmental accounts with budget administrators; Monitor subaward invoices for timeliness and burn rate, update risk assessment twice annually, review Single Audits for findings; Reconcile Grants Unapplied Cash, Account 12300 monthly; Review new award agreements and FMS set up for accuracy and completeness in preparation for annual SEFA and NSF HERD Survey; Monitor and billing for several grants and; Reconcile and close grant awards at the direction of Grants Accountants. Provide day-today support for the functions associated with the university payroll processes, including; maintenance of department budget tables (DBTs); grant expense reallocations with HCM system; calculating and processing retro pays; d) validation and transmission of monthly OPERS contributions file; engage directly with OPERS staff to research and recalculate Delinquent Contribution Reports; manage, Collaborate, and track the status of OPERS exemptions forms for Student New Hires to ensure timely submission of forms to both BGSU and directly to OPERS; additional payroll related tasks as time permits.

Provide necessary accounting assistance to the general accounting, financial reporting and treasury functions to include account reconciliations, accounting issues resolution, support of treasury transactions, creation of schedules in support of annual audits and quarterly closes as well as accounting projects and new GASB implementations. Special projects and other duties as assigned Minimum Qualifications The following Degree is required: Bachelor's degree is required. Degree must be conferred at the time of application.

Degree in Accounting is preferred. The following Experience is required: Six months experience in accounting or budgeting One year of student experience equals six months of professional experience The following Licensure is Preferred: CPA Additional Information Knowledge, Skills, and Abilities Solid working knowledge of GAAP, FASB, and GASB principles as well as fund accounting and the basics of taxation Excellent written and oral communication skills High level of demonstrated attention to detail and accuracy Self-starter and the ability to work independently with minimal supervision Strong financial analysis skills Ability to analyze and problem solve Strong computer skills, specifically as it relates to Microsoft Office products Working knowledge of complex financial ERP systems as well as the various business processes and procedures related to them Deadline to Apply: June 30, 2026 Required Application Materials & Evaluation Experience must be fully documented on the official application. The application will be used to evaluate if candidates meet the minimum requirements for the position and for consideration when determining starting pay rate.

Experience requirements are inclusive of relevant professional experience, or experience attained through relevant internships, co-ops, student employment positions, or graduate assistantships. Uploads Required: Resume (for supplemental information only) Optional: Cover Letter Essential Requirement: Work Authorization BGSU does not offer H-1B or other work authorization visa sponsorship for this position. Candidates must be legally authorized to work in the United States at the time of hire and maintain work authorization throughout the employment term.

Bowling Green State University is an equal opportunity employer. The University is committed to maintaining an employment and educational environment that is free from unlawful discrimination, harassment, and retaliation. The University prohibits discrimination and harassment on the basis of protected class: age (40 years of age or older), ancestry, color, disability, ethnicity, familial status, gender, gender identity and expression, genetic information, HIV/AIDS status, marital status, military status, national origin, political affiliation, pregnancy, race, religion, sex, sexual orientation, protected veteran status, or any other legally protected characteristic.

EEOC Know Your Rights OCRC Know Your Rights In compliance with the ADA Amendments Act (ADAAA), if you have a disability and would like to request an accommodation in order to apply for a position with Bowling Green State University, please call 419-372-8421 or email ohr@bgsu.edu. BGSU is an E-Verify employer. If hired into this position, you will be required to provide satisfactory proof of employment eligibility by providing acceptable, original forms of identification for employment verification via the Federal I-9 employment verification process

A list of acceptable documents can be seen here: https://www.uscis.gov/i-9-central/form-i-9-acceptable-documents.