ZipRecruiter

Log In

1

Flood Insurance Adjuster Jobs (NOW HIRING)

next page

Showing results 1-20

All JobsFlood Insurance Adjuster Jobs

Flood Insurance Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do flood insurance adjuster jobs pay per year?

As of Jul 2, 2026, the average yearly pay for flood insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

How much do FEMA adjusters make?

FEMA disaster adjusters typically earn between $20 and $30 per hour, with annual salaries ranging from approximately $40,000 to $60,000 depending on experience and location. They often work in the field during disaster response periods and may require certifications such as the Public Adjuster license or FEMA training courses.

How to become a flood insurance adjuster?

To become a flood insurance adjuster, you typically need to obtain a state-specific license by completing pre-licensing education, passing an exam, and submitting an application. Knowledge of flood insurance policies, claims handling, and relevant software is essential, and some states require background checks or continuing education to maintain licensure.

What is a Flood Insurance Adjuster job?

A Flood Insurance Adjuster assesses property damage caused by flooding to determine the amount of compensation policyholders are eligible to receive. They inspect affected properties, document damages, review insurance policies, and prepare reports for insurance companies. Adjusters work closely with homeowners, businesses, and government agencies to ensure claims are processed accurately and efficiently. Their role is crucial in helping policyholders recover financially after flood-related losses.

What are the key skills and qualifications needed to thrive in the Flood Insurance Adjuster position, and why are they important?

To thrive as a Flood Insurance Adjuster, you need a solid understanding of insurance policies, property assessment, and loss estimation, often supported by a relevant license such as an adjuster’s license. Familiarity with claims management software, digital mapping tools, and estimation platforms like Xactimate is commonly required. Strong interpersonal skills, attention to detail, and the ability to remain calm under pressure help adjusters effectively support clients coping with flood loss. These competencies ensure accurate, timely claims processing and superior customer service during challenging situations.

What is the highest paid insurance adjuster?

Senior flood insurance adjusters with extensive experience, specialized skills, and certifications can earn salaries exceeding $100,000 annually. Factors such as geographic location, employer, and level of expertise influence top earnings in the field.

Is claim adjusting a dying field?

Flood insurance adjusters play a vital role in assessing claims after flood events, and demand for their services remains steady due to ongoing climate-related risks. The field requires knowledge of insurance policies, damage assessment skills, and often involves working in disaster-affected areas, making it a stable career option despite industry changes. Advances in technology and data analysis tools are enhancing claim processing but are not replacing the need for experienced adjusters.

What are the typical daily responsibilities of a Flood Insurance Adjuster?

As a Flood Insurance Adjuster, your day often involves visiting properties affected by flooding, gathering documentation and photographic evidence, and interviewing policyholders to assess the extent of the damage. You will analyze policy coverage, prepare detailed loss estimates using specialized software, and communicate findings with both the insurance company and clients. A significant portion of your time may also be spent coordinating with contractors, engineers, or other specialists to validate repairs or estimates. Most adjusters balance fieldwork with desk duties, such as report writing and updating claims systems. This dynamic workflow requires strong time management and organizational skills.

More about Flood Insurance Adjuster jobs
What cities are hiring for Flood Insurance Adjuster jobs? Cities with the most Flood Insurance Adjuster job openings:
What are the most commonly searched types of Flood Insurance Adjuster jobs? The most popular types of Flood Insurance Adjuster jobs are:
What states have the most Flood Insurance Adjuster jobs? States with the most job openings for Flood Insurance Adjuster jobs include:
What job categories do people searching Flood Insurance Adjuster jobs look for? The top searched job categories for Flood Insurance Adjuster jobs are:
Flood Insurance Adjuster jobs near you
Infographic showing various Flood Insurance Adjuster job openings in the United States as of June 2026, with employment types broken down into 1% Full Time, 75% Part Time, 1% Temporary, 22% Contract, and 1% Nights. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.
FLOOD ADJUSTER - 1099 INDEPENDENT CONTRACTOR

FLOOD ADJUSTER - 1099 INDEPENDENT CONTRACTOR

Administrative Strategies

Remote

Part-time, Contractor

Posted 15 days ago

Job description

Job Summary:
The Flood Adjuster's job is to assess damage from floods and determine the scope and cost of repairs, ultimately helping policyholders receive the appropriate compensation for their losses. This involves inspecting damaged property, gathering information, and working with various stakeholders to resolve claims. This position is a 1099 part time independent contractor role.
Responsibilities:
  • Evaluate property damage caused by floodwater, including taking measurements and photographs.
  • Investigates flood claims to determine if the loss is covered by the insurance policy and the appropriate amount to be paid.
  • Determine the scope of the damage, including both direct flood damage and non-flood-related damage, and verify that the claim is indeed caused by flood.
  • Prepare accurate estimates of the damage and the costs associated with repairs including specialized knowledge for manufactured homes and residential losses.
  • Work within the framework of the FEMA guidelines and regulations for flood insurance claims.
  • Coordinate with other professionals, such as contractors, and other adjusters, to efficiently handle claims.
  • Work independently and with others in a virtual team setting
  • Maintain accurate and thorough records of all claims and related activities.

QUALIFICATIONS:
  • High School Diploma or equivalent; College Degree a plus
  • Minimum 2 years of experience in the insurance industry, restoration, construction estimating or other related field.
  • Possess appropriate insurance company certifications
  • Licensed in your state of residence (if required) and/or other states
  • Strong analytical and problem-solving skills
  • Excellent oral and written communication skills
  • Ability to work independently and in a team environment
  • Strong computer, Microsoft Word and Excel, and estimating software, Xactimate or MSB, experience.
  • Knowledge of NFIP and related regulations
  • Ability to identify building products and replacement techniques for damaged materials.
  • Ability to handle high-stress situations
  • Valid driver's license.
  • Pass Background Check
  • Ability to travel on short notice (within 24-48 hours) and to remain at site as long as necessary. (Adjusters are responsible for their own transportation and living expenses while deployed).

Special Requirements:
  • Must have necessary tools and equipment: laptop computer with Microsoft word and Excel as well as approved estimated software (Xactimate), cell phone with text messaging, internet and email capabilities, digital camera, and tape measure.
  • Must have own transportation, proof of auto insurance with required limits of liability.

About AdStrat
Administrative Strategies is a claims servicing firm established in 2010, and we believe that Together we Make a Difference. Our teams and clients work together to make a difference and rebuild the lives of policyholders who have experienced a loss. We do this by making sure everyone on our team lives our core values:
  • We Are One Team: We work together to accomplish remarkable things.
  • We Do the Right Thing: We act with integrity and honesty in all interactions.
  • We Care: We care for each other, our partners, policyholders, our business, and our world.
  • We Deliver: Clients trust us to build things that work, and we take that seriously. With our "can do" spirit, our team will overcome obstacles, find solutions, and deliver exceptional results.
  • We Welcome Everyone: We actively foster an environment of inclusion, and respect for others.

Apply