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First Home Mortgage Jobs (NOW HIRING)

Essential Functions * Prospect home lending business to build and develop new client loan ... 1st mortgage production (preferred) * 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL ...

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First Home Mortgage information

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$39K

$42.5K

$45K

How much do first home mortgage jobs pay per year?

As of Jun 11, 2026, the average yearly pay for first home mortgage in the United States is $42,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $44,000.00 per year, depending on experience, location, and employer.

Is becoming a MLO worth it?

Becoming a mortgage loan originator (MLO) can be a worthwhile career for those interested in finance and sales, as it involves helping clients secure home loans and often offers commission-based income. Success requires licensing, typically through the Nationwide Mortgage Licensing System (NMLS), and strong communication skills. The role can offer flexible schedules but also involves regulatory compliance and market fluctuations.

What is a First Home Mortgage?

A First Home Mortgage is a type of home loan specifically designed to help first-time homebuyers purchase their first property. These mortgages often come with special incentives, such as lower down payments, reduced interest rates, or assistance programs to make homeownership more accessible. Eligibility requirements usually include being a first-time buyer and meeting certain income or credit criteria. Many government or state programs offer support for these types of mortgages. It's important to research available options and work with a lender who specializes in first-time homebuyer programs.

What are some common challenges faced by loan officers working at a first home mortgage company?

Loan officers at first home mortgage companies often face challenges such as guiding first-time homebuyers through complex application processes, addressing concerns about credit scores, and helping clients understand various loan products. They must stay updated on changing lending regulations and market conditions while maintaining clear communication with both clients and underwriters. Effective multitasking and strong customer service skills are crucial for handling paperwork, meeting deadlines, and ensuring a smooth closing process.

What is the difference between First Home Mortgage vs Mortgage Loan Officer?

AspectFirst Home MortgageMortgage Loan Officer
CredentialsLicensing, mortgage originator licenseLicensing, mortgage originator license
Work EnvironmentMortgage company, retail or direct lendingBank, mortgage brokerage, or lending firm
Industry UsagePrimary lender role, company-specificSales and client-facing role, industry-wide
Search IntentCompany-specific info, job opportunitiesRole responsibilities, career info

First Home Mortgage is a specific mortgage lending company, while a Mortgage Loan Officer is a role found across various lenders, including banks and brokerages. The Loan Officer is responsible for guiding clients through the mortgage process, whereas First Home Mortgage is a company that employs such officers. Both require licensing and involve client interaction, but their scope differs: one is a company, the other a role within multiple organizations.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 0.5% to 1% of the loan. For a $500,000 mortgage, this could translate to $2,500 to $5,000 in commissions or fees, depending on the lender and compensation structure. Loan officers may also receive a base salary plus bonuses for volume and performance.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer at First Home Mortgage, and why are they important?

To thrive as a Mortgage Loan Officer, you need a deep understanding of mortgage products, lending regulations, and financial analysis, typically supported by a valid NMLS license and experience in mortgage lending. Familiarity with loan origination systems (LOS), credit analysis software, and customer relationship management (CRM) tools is essential. Strong interpersonal skills, attention to detail, and the ability to clearly communicate complex financial information help set top performers apart. These skills ensure accurate loan processing, regulatory compliance, and positive client experiences throughout the home-buying process.

Is First Home mortgage a good company?

First Home Mortgage is a mortgage lender that offers home loan services, and its reputation varies based on customer experiences and employee reviews. It is important to research company reviews, employee feedback, and industry ratings to assess its overall reputation and work environment. Factors such as management, benefits, and job stability are also relevant when evaluating the company as a potential employer.

Will MLO be replaced by AI?

Mortgage Loan Officers (MLOs) play a key role in guiding clients through the home loan process, and while AI tools are increasingly used to automate tasks like data analysis and application processing, they are unlikely to fully replace MLOs. Human judgment, personalized service, and regulatory knowledge remain essential in mortgage lending. MLOs who adapt by integrating technology and enhancing their interpersonal skills will continue to be valuable in the industry.
More about First Home Mortgage jobs
What states have the most First Home Mortgage jobs? States with the most job openings for First Home Mortgage jobs include:
Infographic showing various First Home Mortgage job openings in the United States as of June 2026, with employment types broken down into 67% Full Time, 27% Part Time, 1% Temporary, and 5% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $42,500 per year, or $20.4 per hour.
Home Mortgage Secondary Marketing Operations Senior Specialist

Home Mortgage Secondary Marketing Operations Senior Specialist

Citizens

Irving, TX โ€ข On-site

$74K - $92K/yr

Other

Posted 17 days ago


Job description

Description

The Home Mortgage Secondary Marketing Operations area is responsible for the credit, data, documentation, and compliance evaluations of mortgage loans offered for purchase or sale. Negotiates agreements and supplementary documents, prepares disclosure documents, manages purchaser and underwriter due diligence examinations, and more.

  • Submit complete and accurate loan file packages to Third-Party Review (TPR) due diligence firms.
  • Source missing documentation and clear material exceptions identified by TPR firms in accordance with company due diligence policies, secondary mortgage market and investor requirements, and applicable laws and regulations.

  • Document and escalate any situations or deficiencies not fully addressed within the loan files,ย to the appropriate business partners.
  • Communicate effectively with third-party vendors and internal stakeholders to facilitate timely resolution.

Qualifications, Education, Certifications and/or Other Professional Credentials

  • Required Qualifications
  • 2-3 years of underwriting experience, preferably in mortgage lending.
  • Demonstrated ability to:
    • Review submitted loan data and documentation for compliance with investor, lender, and review-scope requirements.
    • Assess the sufficiency of borrower and loan documentation, identifying missing or inadequate items.
    • Verify loan data and accurately document findings in proprietary due diligence systems.
    • Analyze loan files for accuracy of calculations and supporting documentation. text here
  • Preferred Qualifications
  • Strong experience analyzing credit and loan documentation, including:
    • Mortgage applications, credit reports, income documentation, title documents, appraisals, and compliance-related materials.
    • Personal and business financial statements and other financial information necessary to support loan decisions.
  • Ability to interpret investor guidelines and regulatory requirements with attention to detail.
  • Strong written and verbal communication skills.

Hours & Work Schedule

  • Hours per Week: ย 40
  • Work Schedule: ย 9-5 or 8-4 (4 days in office - Franklin, TN, Glen Allen, VA or Irving, TX)

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Education:Why Work for UsEmployment Type: 1ST