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First Bank Banking Jobs in Alabama (NOW HIRING)

Universal Banker - Alexandria

Alexandria, AL · On-site

$16.50 - $20.50/hr

English (Required) Work Shift: 1st shift (United States of America) Please review the following ... make banking easier and enhance their service experience. 3. Support team sales process by ...

Universal Banker - Alexandria

Alexandria, AL

$16.50 - $20.50/hr

English (Required) Work Shift: 1st shift (United States of America) Please review the following ... make banking easier and enhance their service experience. 3. Support team sales process by ...

At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a ...

At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a ...

Showing results 41-60

First Bank Banking information

What does a First Bank Banking professional do?

A First Bank Banking professional assists customers with a range of financial services, including opening and managing accounts, processing transactions, and providing information about loans, mortgages, and other banking products. They ensure customers receive high-quality service, help resolve any account issues, and maintain compliance with banking regulations. These professionals may also advise clients on financial solutions to meet their needs and support the bank's sales and growth objectives.

What are the key skills and qualifications needed to thrive as a First Bank Banking professional?

To thrive as a First Bank Banking professional, you need strong financial acumen, attention to detail, and a background in finance, business administration, or a related field. Familiarity with core banking software, digital transaction systems, and relevant certifications such as CIBN or ACCA is highly valuable. Exceptional customer service, communication, and problem-solving skills help you build client trust and resolve issues efficiently. These capabilities are crucial for delivering reliable financial services, ensuring compliance, and fostering strong client relationships in a competitive banking environment.

What are some common challenges faced by new employees in a First Bank Banking role and how can they be overcome?

New employees at First Bank often encounter challenges such as quickly learning a wide variety of banking products, adapting to strict regulatory compliance requirements, and building rapport with customers. To overcome these challenges, it’s helpful to actively participate in bank-provided training sessions, seek advice from experienced colleagues, and regularly review compliance guidelines. Additionally, developing strong communication skills and being proactive in asking questions can help new hires feel more confident and effective in their roles.

What is the difference between First Bank Banking vs Customer Service Representative?

AspectFirst Bank BankingCustomer Service Representative
Required CredentialsHigh school diploma or equivalent; some roles may require banking certificationsHigh school diploma or equivalent; customer service experience preferred
Work EnvironmentBank branches, offices, and online platformsBank branches, call centers, retail locations
Employer & Industry UsageFinancial institutions, banking industryRetail banking, financial services
Common Search & ComparisonRoles involving banking operations and customer interactionFrontline customer support in banking

First Bank Banking roles typically involve financial transactions, account management, and banking operations, often requiring specific certifications. Customer Service Representatives focus on assisting customers with inquiries and account issues, working directly with clients in branch or call center settings. While both roles serve banking customers, First Bank Banking positions are more specialized in banking services, whereas Customer Service Representatives emphasize customer support and communication skills.

What are popular job titles related to First Bank Banking jobs in Alabama?

For First Bank Banking jobs in Alabama, the most frequently searched job titles are:

What job categories do people searching First Bank Banking jobs in Alabama look for?

The top searched job categories for First Bank Banking jobs in Alabama are:

What cities in Alabama are hiring for First Bank Banking jobs?

Cities in Alabama with the most First Bank Banking job openings:

Credit Underwriter - Indirect Lending Department

First US Bank

Birmingham, AL • On-site

Full-time

Re-posted 19 days ago


Job description

Job Summary:
The Credit Underwriter is responsible for evaluating retail installment contracts submitted through First US Bank’s network of approved dealer partners. Analyzes loan applications against established credit criteria and bank policy to make credit decisions for approval. Supports the overall business needs of the Indirect Lending Department. Provides superior service in a prompt, courteous, and professional manner. Performs other duties as assigned.
Primary Responsibilities / Job Duties:
  • Evaluate credit applications to evaluate risk and make appropriate credit decision for indirect consumer loans submitted by boat, camper, RV, horse trailer, and cargo trailer dealerships across multiple states.
  • Verify completeness and accuracy of credit applications.
  • Review documents to support credit decision (credit report, verification of income, tax returns, personal financial statements, etc.)
  • Underwrite loans within stated consumer lending guidelines and applicable regulations.
  • Formulate and communicate credit decision (approve, decline, or counteroffer) in compliance with established procedures and applicable regulations.
  • Interact with dealership finance departments to clarify loan decisions as necessary.
  • Manage a high-volume application pipeline to meet business objectives.
  • Provide superior quality service to internal and external customers at all times and demonstrate a professional demeanor.
  • Maintain positive working relationships with dealer partners to support business growth and service excellence while promoting efficient and accurate funding practices.
  • Comply with all applicable laws, regulations, guidelines, processes, and procedures.
  • Participate in and complete all required compliance training, including BSA/AML, as well as other internal and external training programs.
  • Participate in process improvement initiatives to enhance efficiency, accuracy, and dealer experience.
  • Assist in training new teammates as needed.
  • Perform other duties as assigned.
Position Requirements:
  • High School diploma or equivalent required. Bachelor’s degree preferred.
  • Minimum of two years of consumer lending credit underwriting experience required.
  • Excellent analytical and organizational skills, with a high level of attention to detail.
  • Strong verbal and written communication skills.
  • Proficiency with Microsoft Office applications and other business computer systems.
  • Ability to work independently and collaboratively within a team environment.
  • Ability to manage multiple priorities in a face-paced environment.
  • Ability to work flexible hours, including overtime and occasional Saturdays, to meet operational demands during month-end, peak seasonal funding cycles, and other high-volume business periods.
Working Environment / Physical Demands:
Work is performed in a professional office environment and requires the ability to operate standard office equipment and keyboards. Prolonged periods sitting at a desk and working on a computer. May require the ability to lift files, bend, reach, walk or maneuver around the bank. Must be able to lift up to 15 pounds at times.
Disclaimer:
This position description is not intended, and should not be construed, to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job; it is intended to be an accurate reflection of those principal job elements essential to the job.
Federal Contractor – Equal Opportunity Employer M/F/Disabled/Vets