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Fire Underwriter Jobs (NOW HIRING)

United Fire & Casualty Company

Underwriting Associate

$60K - $78K/yr

Screen new business submissions for assigned underwriter(s) and create file documentation in all appropriate systems for new accounts using information provided in applications. * Provides a ...

Cherokee Nation

Fire Fuels Technician

Tahlequah, OK · On-site

... underwriting rating. Must possess CPR/First Aid Certification or be able to obtain within six ... Fire Qualifications Subsystem Guide 310-1, NWCG, 1993). PHYSICAL DEMANDS While performing the ...

Cherokee Nation

Fire Fuels Technician

Tahlequah, OK · On-site

$29K - $39K/yr

... underwriting rating. Must possess CPR/First Aid Certification or be able to obtain within six ... Fire Qualifications Subsystem Guide 310-1, NWCG, 1993). PHYSICAL DEMANDS While performing the ...

Stand Insurance

Fire Science Intern

San Francisco, CA · On-site

$30/hr

The result is a platform that can underwrite what others can't and operate with far less friction ... We simulate fire behavior and structure exposure using deterministic, physics-based models, then ...

Housing Authority of the City of Pittsburgh

Be Seen First

RHVAC Technician

Pittsburgh, PA · On-site

$29.65/hr

Must have knowledge of the boiler code, smoke abatement code, and fire underwriter's code. The employee should have basic computer skills (MS Word, Excel, and Outlook). Must have the ability to learn ...

Berkley

Chief Underwriting Officer

Englewood, CO · On-site

Company Details Berkley Fire & Marine Underwriters (BFM) was launched in 2013 and is a W.R. Berkley operating unit offering specialized underwriting expertise and products and claims management for ...

Berkley

Chief Underwriting Officer

Englewood, CO · Remote

Company Details Berkley Fire & Marine Underwriters (BFM) was launched in 2013 and is a W.R. Berkley operating unit offering specialized underwriting expertise and products and claims management for ...

Berkley

Chief Underwriting Officer

Englewood, CO · Remote

Berkley Fire & Marine Underwriters (BFM) was launched in 2013 and is a W.R. Berkley operating unit offering specialized underwriting expertise and products and claims management for Inland Marine ...

United Fire Group

Underwriting Manager

Los Angeles, CA · On-site

$150K - $195K/yr

UFG is looking for an Underwriting Manager to join the team in Southern California! In this role you will be responsible for leading a team of multi-line, multi-industry production underwriters to ...

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Fire Underwriter information

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$32.5K

$78.9K

$139.5K

How much do fire underwriter jobs pay per year?

As of Jul 23, 2026, the average yearly pay for fire underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Fire Underwriters when assessing commercial property risks?

Fire Underwriters often encounter challenges such as evaluating properties with incomplete or outdated building information, interpreting complex fire protection systems, and staying current with changing building codes and regulations. Additionally, they must balance the need for thorough risk assessment with tight deadlines and high submission volumes. Effective collaboration with risk engineers, brokers, and clients is critical to ensure accurate underwriting decisions and maintain strong business relationships.

What is the difference between Fire Underwriter vs Property Underwriter?

AspectFire UnderwriterProperty Underwriter
CertificationsInsurance licenses, underwriting certificationsInsurance licenses, underwriting certifications
Work EnvironmentInsurance companies, risk assessment teamsInsurance companies, risk assessment teams
Industry UsageSpecializes in fire-related risks and policiesHandles broader property risks including fire, theft, and damage

Fire Underwriters focus specifically on assessing and underwriting fire-related insurance policies, while Property Underwriters handle a wider range of property risks. Both roles require similar certifications and work environments, but their scope of coverage differs, with Fire Underwriters specializing in fire risk assessment within the property insurance industry.

What are the key skills and qualifications needed to thrive as a Fire Underwriter, and why are they important?

To thrive as a Fire Underwriter, you need a deep understanding of risk assessment, property insurance policies, and underwriting principles, typically supported by a relevant degree and industry certifications such as Chartered Property Casualty Underwriter (CPCU). Familiarity with underwriting software, risk modeling tools, and claims management systems is crucial. Strong analytical thinking, attention to detail, and effective communication skills help you assess risks accurately and collaborate with agents or clients. These skills ensure sound underwriting decisions that protect company assets while providing fair coverage to policyholders.

What type of underwriter gets paid the most?

Senior or specialized fire underwriters with extensive experience, advanced certifications, and expertise in high-risk or complex insurance policies tend to earn the highest salaries. Underwriters working in large companies, commercial insurance, or in managerial roles also typically receive higher pay. Skills in risk assessment and industry knowledge contribute to higher compensation levels.

What does a Fire Underwriter do?

A Fire Underwriter is responsible for evaluating and assessing the risk of insuring homes, commercial buildings, or other properties against fire damage. They review applications, analyze property information, inspect buildings, and determine appropriate coverage amounts and premiums. Their goal is to ensure that the insurance company only takes on risks that are acceptable and appropriately priced, while also safeguarding the interests of policyholders. Fire Underwriters may also recommend safety improvements to reduce fire risk and collaborate with agents, brokers, and clients throughout the underwriting process.

Will AI replace underwriting?

Fire underwriters analyze risk and determine policy terms, and AI is increasingly used to assist in data analysis and risk assessment. While AI can automate routine tasks and improve efficiency, human underwriters are still essential for complex decision-making and evaluating nuanced factors. The role is evolving to include oversight of AI tools and interpretation of their outputs.

Is an underwriter a stressful job?

Fire underwriters assess risks related to property and fire safety, and the job can be stressful due to the need for accuracy, meeting deadlines, and managing high-stakes decisions. The workload and pressure can vary depending on the employer and workload volume, but attention to detail and certification are important aspects of the role.

What qualifications do you need for underwriting?

Fire underwriters typically need a bachelor's degree in fields such as risk management, finance, or engineering. Relevant experience in insurance or risk assessment, strong analytical skills, and knowledge of fire safety standards are also important. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance qualifications.
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What job categories do people searching Fire Underwriter jobs look for? The top searched job categories for Fire Underwriter jobs are:
Fire Underwriter jobs near you
Infographic showing various Fire Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 86% Full Time, 11% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Property Executive Underwriter

HDI Global Insurance Company

Chicago, IL • On-site, Remote

$170K - $220K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Property Executive Underwriter
Atlanta, GA / Remote
Who We Are
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. We are a wholly owned subsidiary of HDI Global SE, which manages the industrial lines division of the Talanx Group. Our broad and flexible portfolio of products and services combined with our international network of local insurers in more than 150 countries, provide us the ability to offer a wide range of domestic and global insurance solutions for U.S. based multinational companies.
With Xcelerate29, HDI is shaping its future by becoming a Trusted Global Player, achieving Next-level Excellence, and building a Forward-thinking Organisation. This direction helps HDI Global lead the profitable growth game as a globally connected business, raise the bar every day through stronger underwriting, claims, and investment performance, and win tomorrow by starting today with a lean, fast, resilient, and future-ready organisation. Together, these priorities support profitable growth, sustainable profitability, global consistency, digital transformation, AI acceleration, smart cost leadership, and stronger collaboration across teams and markets. They also reflect our focus on being a workplace of choice by building a future-ready workforce where people learn, grow, adapt to technology change, and contribute to long-term success.
Job Overview
We are currently seeking a seasoned Property Executive Underwriter to join our team. This role focuses on underwriting large and complex property risks across a wide array of industry sectors, contributing to the profitability and strategic growth of our portfolio.
Key Responsibilities:
  • Underwrite and manage a book of large, complex property accounts, including shared and layered placements, high-hazard occupancies, and multinational programs.
  • Develop and maintain strategic relationships with key brokers, clients, and industry partners to drive profitable growth.
  • Assess and price risks by analyzing complex property exposures, including natural catastrophe modeling, and loss history.
  • Collaborate across departments, including Risk Engineering, Claims, and Reinsurance, to deliver comprehensive solutions tailored to client needs.
  • Lead negotiations on terms and conditions, endorsements, and manuscript wordings to ensure appropriate coverage and risk mitigation.
  • Stay up to date on market trends, competitive dynamics, and emerging risks, contributing to pricing strategies, product development, and underwriting guidelines.
  • Represent HDI at industry events and client meetings to promote our capabilities and expand market presence.
Qualifications and Experience:
  • 10+ years of commercial property underwriting experience, with a focus on large accounts, complex occupancies, or multinational programs.
  • Bachelor's degree required; industry certifications such as CPCU, ARM, or equivalent preferred.
  • Strong technical underwriting expertise in property lines including fire, natural catastrophe, manufacturing, real estate, and logistics.
  • In-depth knowledge of property forms, manuscript wording, reinsurance structures, and pricing methodologies.
  • Demonstrated ability to negotiate and influence at a senior level with both internal and external stakeholders. Ability to mentor and coach junior team members.
  • Proven experience in building and maintaining broker and client relationships in major hubs.
  • Willingness to travel for client, broker, and industry engagements.

Compensation and Benefits:
Base salary range for this position is $170,000–$220,000 plus eligibility for a performance-based annual bonus. Actual compensation will be based on experience, education, and geographic location.

We offer a competitive benefits package, including: 401(k) with company match, Paid Time Off, Sick Leave, Medical, Health Reimbursement Arrangement (HRA), Telemedicine, Wellness Program, Employee Assistance Program (EAP), Dental, Vision, Accident amp; Critical Illness Insurance, Flexible Spending Account (FSA), Dependent Care FSA, Group and Voluntary Life Insurance, Short- and Long-Term Disability, Pet Insurance, Transit and Parking benefits.

Additional Information:

  • HDI Global Insurance Company is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation.
  • Applicants must be legally authorized to work in the United States.
  • Recruitment Agencies: All resumes submitted without prior HR authorization will be considered unsolicited.

HDI Global Insurance Company participates in E-Verify.

Employment is contingent upon successful completion of a background check and drug screen. Testing will be conducted in compliance with applicable state and local laws.

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