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Fintech Software Engineer Jobs in Phoenix, AZ (NOW HIRING)

Senior Java Backend Developer

Phoenix, AZ · On-site

$120K - $130K/yr

We are seeking a Senior Backend Software Engineer with strong hands-on experience in Java, Spring ... Banking, fintech, payment, or financial services experience. * Experience with Python, Hadoop, or ...

New

Database Design Engineer

Phoenix, AZ · On-site

$150K - $225K/yr

Yrefy is a private fintech company, specializing in assisting borrowers and co-borrowers in ... This role partners closely with software engineering, analytics, QA, and business stakeholders to ...

Database Design Engineer

Phoenix, AZ · On-site

$150K - $225K/yr

Yrefy is a private fintech company, specializing in assisting borrowers and co-borrowers in ... This role partners closely with software engineering, analytics, QA, and business stakeholders to ...

AI Engineer III

Phoenix, AZ

$57 - $76.75/hr

What We're Looking For * 4+ years of professional software engineering experience. * Some hands-on ... Internship or early-career experience in fintech or other regulated environments. * Contributions ...

Yrefy is a private fintech company specializing in assisting borrowers with student loans. The ... software engineers and business stakeholders to translate business requirements into effective data ...

Senior QA/SDET Manager

Tempe, AZ · On-site

$120 - $160/hr

We are seeking a Sr. QA/SDET Manager to lead our quality engineering organization, owning test ... Experience in financial services, lending, or fintech environments preferred, with familiarity with ...

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... Minimum 3+ years of software quality assurance experience working on web applications, REST APIs ...

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... Minimum 3+ years of software quality assurance experience working on web applications, REST APIs ...

Data Test Engineer

Tempe, AZ · On-site

$120K - $140K/yr

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... Minimum 3+ years of software quality assurance experience working on web applications, REST APIs ...

Founding GTM Engineer

Phoenix, AZ · On-site

$120K - $170K/yr

Founding GTM Engineer (Series A Fintech / EdTech) Location: San Francisco, CA or Phoenix, AZ (In ... of a software engineer. * Own Onboarding Conversion: You will be the primary owner of the ...

Founding GTM Engineer

Phoenix, AZ · On-site

$120K - $170K/yr

Founding GTM Engineer (Series A Fintech / EdTech) Location: San Francisco, CA or Phoenix, AZ (In ... of a software engineer. * Own Onboarding Conversion: You will be the primary owner of the ...

Sr. Full Stack Engineer

Scottsdale, AZ · On-site

$108K - $140K/yr

Your work will directly influence how the firm exposes capabilities to internal teams, fintech ... Qualifications Required: * 5+ years of professional software engineering experience, with ...

Sr. Full Stack Engineer

Scottsdale, AZ · On-site

$108K - $140K/yr

Your work will directly influence how the firm exposes capabilities to internal teams, fintech ... QualificationsRequired:5+ years of professional software engineering experience, with meaningful ...

Showing results 21-40

Fintech Software Engineer information

See Phoenix, AZ salary details

$63K

$146.5K

$204K

How much do fintech software engineer jobs pay per year?

As of Sep 4, 2026, the average yearly pay for fintech software engineer in Phoenix, AZ is $146,478.00, according to ZipRecruiter salary data. Most workers in this role earn between $119,100.00 and $171,800.00 per year, depending on experience, location, and employer.

What is a fintech software engineer?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are the key skills and qualifications needed to thrive as a fintech software engineer?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What are some typical challenges faced by fintech software engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in Phoenix, AZ?

The most popular types of Fintech Software Engineer jobs in Phoenix, AZ are:

What are popular job titles related to Fintech Software Engineer jobs in Phoenix, AZ?

For Fintech Software Engineer jobs in Phoenix, AZ, the most frequently searched job titles are:

Infographic showing various Fintech Software Engineer job openings in Phoenix, AZ as of August 2026, with employment types broken down into 90% Full Time, and 10% Contract. Highlights an 77% In-person, and 23% Remote job distribution, with an average salary of $146,478 per year, or $70.4 per hour.

Senior Java Backend Developer

Select Minds LLC

Phoenix, AZ • On-site

$120K - $130K/yr

Full-time

Posted 2 days ago

New


Job description

Benefits:
  • ONSITE
  • Competitive salary
  • Opportunity for advancement

Senior Java Backend Developer – Digital Banking
Location: Phoenix, AZ
Work Arrangement: Day 1 Onsite – Minimum 3 Days/Week
Experience: 8+ Years
Important : This is a Day 1 Onsite position in Phoenix, AZ.
                       Candidates must be available to work onsite a minimum of 3 days per week.
We are seeking a Senior Backend Software Engineer with strong hands-on experience in Java, Spring Boot, Microservices, Distributed Systems, Kafka, and REST APIs.
The role focuses on building secure, scalable, reliable, and high-performance backend services for digital banking platforms.
Key Responsibilities
  • Design and develop scalable Java microservices and REST APIs.
  • Build distributed, event-driven systems using Kafka.
  • Develop reliable and high-performance backend services.
  • Implement fault tolerance, resiliency, caching, and high-availability solutions.
  • Participate in architecture, design, and code reviews.
  • Support CI/CD, automated testing, and production readiness.
  • Collaborate with engineering, product, architecture, and operations teams.
  • Mentor engineers and provide technical guidance.
Required Skills
  • 8+ years of software development experience.
  • Strong Java and Spring Boot experience.
  • Hands-on experience with Microservices and Distributed Systems.
  • Experience with REST APIs, JSON, XML, and integration patterns.
  • Strong experience with Kafka / Kafka Streams.
  • Experience with Spring Batch, JUnit, JDBC, Maven/Gradle.
  • Experience with Jenkins, Git, and CI/CD.
  • Experience with PostgreSQL, MongoDB, or NoSQL databases.
  • Experience with Docker and cloud/platform environments.
  • Strong communication and problem-solving skills.
Preferred Skills
  • Experience with GenAI, LLM, RAG, embeddings, or vector search.
  • AWS and cloud-native architecture experience.
  • Experience with Redis / Cassandra.
  • Knowledge of MCP and AI guardrails.
  • Banking, fintech, payment, or financial services experience.
  • Experience with Python, Hadoop, or Spark.
Core Technology Stack
  • Languages & Frameworks: Java (JDK 17–25), Spring Boot
  • APIs & Integration: REST / RPC APIs
  • Messaging & Streaming: Kafka, Kafka Streams
  • Databases: PostgreSQL, MongoDB, Redis, Cassandra
  • DevOps & CI/CD: Jenkins, GitLab, CI/CD
  • Containers & Cloud: Docker, Cloud/Platform Environments
  • Architecture: Microservices, Distributed Systems, Resiliency
  • Engineering: Observability, Performance Optimization, Automated Testing

Flexible work from home options available.