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Fintech Software Engineer Jobs in Phoenix, AZ (NOW HIRING)

Lead Software Engineer

Tempe, AZ · On-site

$65 - $73/hr

Lead Software Engineer Location-Type: Wilmington, DE - Hybrid 3 days onsite Start Date Is: June 22 ... Financial services or fintech industry experience * Experience within enterprise SaaS or customer ...

Senior Software Engineer

Scottsdale, AZ · On-site +1

$123K - $162K/yr

Who we are Founded in Scottsdale, Arizona, equipifi is a fast growing, early-stage SaaS fintech ... Where you'll make an impact As a Senior Software Engineer on our Core Team, you'll help build the ...

Staff Software Engineer

Scottsdale, AZ · On-site

$185K - $200K/yr

The Engineering team is seeking an experienced Staff Software Engineer, with experience in Product ... Fintech experience * Startup experience * Building pipelines in Jenkins This role will be based in ...

Data Solutions Engineer II

Scottsdale, AZ · On-site +1

$115K - $138K/yr

Experience delivering enterprise software in a regulated environment (GovTech, HIPAA, FinTech, ISO ... Backend engineering experience (Java, Scala, C++, or similar) is a plus * Past experience deploying ...

Yrefy is a private fintech company, specializing in assisting borrowers and co-borrowers in ... This role partners closely with software engineering, analytics, QA, and business stakeholders to ...

Database Design Engineer

Phoenix, AZ · On-site

$150K - $225K/yr

Yrefy is a private fintech company, specializing in assisting borrowers and co-borrowers in ... This role partners closely with software engineering, analytics, QA, and business stakeholders to ...

Database Design Engineer

Phoenix, AZ · On-site

$150K - $225K/yr

Yrefy is a private fintech company, specializing in assisting borrowers and co-borrowers in ... This role partners closely with software engineering, analytics, QA, and business stakeholders to ...

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Fintech Software Engineer information

See Phoenix, AZ salary details

$57.9K

$134.4K

$187.3K

How much do fintech software engineer jobs pay per year?

As of Jul 28, 2026, the average yearly pay for fintech software engineer in Phoenix, AZ is $134,438.00, according to ZipRecruiter salary data. Most workers in this role earn between $109,400.00 and $157,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Fintech Software Engineer position, and why are they important?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What is a Fintech Software Engineer job?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are some typical challenges faced by Fintech Software Engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in Phoenix, AZ? The most popular types of Fintech Software Engineer jobs in Phoenix, AZ are:
What are popular job titles related to Fintech Software Engineer jobs in Phoenix, AZ? For Fintech Software Engineer jobs in Phoenix, AZ, the most frequently searched job titles are:
Infographic showing various Fintech Software Engineer job openings in Phoenix, AZ as of July 2026, with employment types broken down into 60% Full Time, and 40% Contract. Highlights an 100% In-person job distribution, with an average salary of $134,438 per year, or $64.6 per hour.

Software Engineer

Tror AI for everyone

Phoenix, AZ • On-site

Contractor

Posted 11 hours ago


Job description

Job Position: - Senior Software Engineer

Job Location: - Phoenix AZ (100% onsite)

Job Type: - Contract

Note: Need 10+ years of experience consultants.

Core Skill Requirements:

  • 6–8 years of strong experience in Java development, including proficiency in Spring / Spring Boot.
  • 4–5 years of experience with Python, focused on backend or data-driven development.
  • Deep understanding of Reactive Programming (Web Flux, etc.)
  • Hands-on experience with Apache Kafka for event-driven architectures.
  • Experience with Flink for stream processing and data pipelines.
  • Proficiency in Redis for caching and performance optimization.
  • Database expertise in both MongoDB (NoSQL) and Oracle (RDBMS).
  • Strong experience in building and consuming RESTful APIs.
  • GraphQL knowledge is good to have but not mandatory.


AI / Conversational Platform Exposure:

  • Good understanding of Google Dialog flow CX or similar conversational AI frameworks.
  • Exposure to LLM (Large Language Models), agentic architectures, and prompt engineering concepts.
  • Familiarity with ADK (Agent Development Kit), Playbook, or similar agentic frameworks.
  • Conceptual understanding of machine learning fundamentals and model telemetry.
    Additional Skills:
  • Strong problem-solving and debugging skills.
  • Experience with microservices architecture, CI/CD pipelines, and cloud-native environments (OCP, Kubernetes, etc.).
  • Excellent communication skills; ability to collaborate across engineering and product teams.
    Preferred Qualifications:
  • Bachelor’s or Master’s degree in Computer Science, Engineering, or related  
    Prior experience in banking, fintech, or digital assistant platforms is an
    advantage.