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Fintech Engineer Jobs in California (NOW HIRING)

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Fintech Engineering Lead

San Francisco, CA

$120K - $159K/yr

Role Description Year of Experience: 5+ Scope of Role We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically ...

Sadient

Fintech Engineering Lead

San Francisco, CA · On-site

$220 - $340/hr

The Role We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You ' ll be working with ...

Tesla

Staff Software Engineer, FinTech

Fremont, CA · On-site

Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role ...

Lead

Senior Fintech Risk Analyst

Sunnyvale, CA · On-site

$122.72 - $137.50/hr

We enable fintechs to offer compliant, programmable services like payments, lending, and digital ... Execute Fintech ERM Programs: and support the Enterprise Risk Management framework for fintech ...

Lead

Senior Fintech Risk Analyst

San Francisco, CA · On-site

$122.72 - $137.50/hr

We enable fintechs to offer compliant, programmable services like payments, lending, and digital ... Execute Fintech ERM Programs: and support the Enterprise Risk Management framework for fintech ...

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Fintech Engineer information

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What are the key skills and qualifications needed to thrive as a Fintech Engineer?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

How much do fintech engineers make?

Fintech engineers typically earn between $80,000 and $150,000 annually, depending on experience, location, and company size. Senior roles or those with specialized skills in blockchain, cybersecurity, or data analysis can command higher salaries. Compensation may also include bonuses, stock options, and benefits.

Is fintech a high paying career?

Fintech engineers typically earn above-average salaries compared to other technology roles due to the specialized skills required, such as programming, data analysis, and knowledge of financial regulations. Compensation varies based on experience, location, and company size, but many fintech roles offer competitive pay and benefits. Advanced skills in programming languages like Python or Java and certifications can further increase earning potential.

What are popular job titles related to Fintech Engineer jobs in California?

For Fintech Engineer jobs in California, the most frequently searched job titles are:

What job categories do people searching Fintech Engineer jobs in California look for?

The top searched job categories for Fintech Engineer jobs in California are:

What cities in California are hiring for Fintech Engineer jobs?

Cities in California with the most Fintech Engineer job openings:

Fintech Engineer jobs near you
Infographic showing various Fintech Engineer job openings in California as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution.

Fintech Engineering Lead

CM Search

San Francisco, CA

$120K - $159K/yr

Full-time

Posted 18 days ago

Job description

Our client is building a consumer finance app for emerging markets, in partnership with extremely large distribution partners. We are creating a joint virtual banking and cryptocurrency wallet that allows users all over the world to move seamlessly within our financial ecosystem.

Why now: stablecoins are changing cross-border payments. There is an opportunity to rebuild financial infrastructure for the 3 billion people who need better financial rails.

We're a small, senior-only team moving fast. We are well-funded with the ability to offer high cash compensation, based in SF, and led by proven founders with successful exits. Every hire shapes our product direction while we make Day 1 impact on global financial inclusion.

Role Description

Year of Experience: 5+

Scope of Role

We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You'll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.

Our stack:

Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.

Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.

This is a financial services application with significant complexity handling real money at scale, internationally.

MUST HAVE SKILLS

CANDIDATES MUST BE SUBMITTED WITH A GITHUB PROFILE

5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management

Experience generally across the backend: working with Postgres, Redis, AWS, etc.

You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack