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Fintech Engineer Jobs in California (NOW HIRING)

Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role ...

Senior Platform Engineer

San Francisco, CA · On-site

$123K - $169K/yr

Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. As a Senior Platform Engineer, you will build the foundation for the fintech ...

Senior Platform Engineer

San Francisco, CA · On-site

$123K - $169K/yr

About the Role You'll be one of our first platform engineers building the foundation for our fintech engineering organization as we scale from startup to enterprise-grade operations. This is not a ...

Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... About the Role You'll be one of our first platform engineers building the foundation for our ...

Join Our Global FinTech Client Support Team SimCorp leverages the most sophisticated risk analytics ... A Master's in Finance, Quantitative Finance, Financial Engineering, Economics, Mathematics or a ...

New

You will be deeply involved in the technical aspects of integrating our cutting-edge Fintech ... Collaborate with architects and engineers to define optimal solutions. * API Integration: Develop ...

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Fintech Engineer information

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

What are the key skills and qualifications needed to thrive as a Fintech Engineer?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.
What cities in California are hiring for Fintech Engineer jobs? Cities in California with the most Fintech Engineer job openings:
Infographic showing various Fintech Engineer job openings in California as of July 2026, with employment types broken down into 90% Full Time, 3% Part Time, and 7% Contract. Highlights an 80% In-person, 3% Hybrid, and 17% Remote job distribution.

Staff Software Engineer, Fintech API

Intuit

Mountain View, CA • On-site

$202K - $274K/yr

Full-time

Posted 2 days ago

New


Intuit rating

8.4

Company rating: 8.4 out of 10

Based on 91 frontline employees who took The Breakroom Quiz

86th of 242 rated software companies


Job description

Intuit's Fintech API team is rebuilding the API platform for a world where AI agents, not human developers, are the primary consumers of fintech capabilities. We're moving from hand-written OpenAPI specs and ad-hoc MCP wrappers to a model where every fintech capability is defined once as a Capability Spec, with OpenAPI schemas, Skill manifests, and MCP tools auto-generated and enforced at PR time. This work already powers the QuickBooks Connector on Claude and ChatGPT, with 40+ Fintech tools live in production and early signal from engaged invoicing and Capital loan customers.

We're hiring a Staff Software Engineer to help build the next layer of this platform: the Unified Fintech API, the Capability Spec authoring system, and the agent-readiness tooling that makes every fintech capability safely and reliably invocable by autonomous agents at scale. This is a foundational, cross-team role shaping how Intuit's financial capabilities show up in the agentic era.


Responsibilities

  • Architect the Capability Spec framework - the single editable source of truth from which OpenAPI schemas, Skill manifests, MCP tool definitions, and portal docs are auto-generated
  • Drive consolidation of fragmented, team-specific API surfaces into the Unified Fintech API, a composable, agent-ready contract
  • Build CI/CD enforcement - PR gates, validation rules, drift detection - that blocks hand-edits to generated artifacts and keeps specs, code, and docs in sync
  • Build tooling to auto-generate Functional and Integration Skills, MCP tools, and client SDKs directly from Capability Specs
  • Set technical direction across the Fintech API and Agent-Ready Enabler teams; mentor engineers and influence architecture and roadmap decisions without relying on direct authority

Qualifications

  • 10+ years of software engineering experience, with deep API design and distributed systems experience at scale
  • Demonstrated Staff-level (or equivalent) technical leadership: driving cross-team architecture decisions and setting technical direction across multiple teams
  • Strong background in API platforms - OpenAPI/REST design, schema-driven codegen, API lifecycle and developer portal tooling
  • Hands-on experience with AI agent tooling - MCP (Model Context Protocol), LLM tool/function calling, or agentic developer platforms (Claude, ChatGPT Actions)
  • Experience building CI/CD systems, codegen pipelines, or platform tooling that enforces contracts at scale
  • Familiarity with fintech domains (payments, lending, payroll, wallet) and the safety/compliance requirements of agent-initiated financial actions is a strong plus
  • Excellent written and verbal communication; able to build alignment across engineering, product, and compliance stakeholders
  • Bachelor's degree in Computer Science or related field, or equivalent practical experience

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Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. 

The expected base pay range for this position is:
Mountain View $202,500 - $274,000
Employment Type: Full-Time

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