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Fintech Credit Analyst Jobs (NOW HIRING)

Senior Marketing Specialist

New York, NY · On-site

$85K - $105K/yr

Experience working in consumer lending (i.e. credit card, auto lending, mortgage, fintech/personal loans) * Strong research and analytical skills, with experience synthesizing data into actionable ...

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta ... YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of ...

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta ... YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of ...

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta ... YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of ...

Work closely with Credit Analysts, Funding Analysts, Dealer Service Center team members, sales ... Experience working in a fast-paced startup, FinTech, or high-growth financial services environment.

This role develops and implements credit risk policies, oversees credit analysis processes, and ... Prior experience in [industry, e.g., banking, commercial lending, fintech] * Experience building ...

Showing results 41-60

Fintech Credit Analyst information

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$15

$29

$49

How much do fintech credit analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for fintech credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a fintech credit analyst?

A Fintech Credit Analyst is a finance professional who evaluates the creditworthiness of individuals or businesses using technology-driven tools and data analytics. They work for financial technology (fintech) companies and use advanced algorithms, alternative data sources, and automated systems to assess lending risks and make credit decisions. Their role involves analyzing financial statements, credit reports, and non-traditional data such as social media or transaction histories to provide accurate risk assessments. Fintech Credit Analysts help streamline loan approval processes and improve the accuracy of credit evaluations compared to traditional methods.

What are the key skills and qualifications needed to thrive as a fintech credit analyst, and why are they important?

To excel as a Fintech Credit Analyst, you need strong analytical skills, a background in finance or economics, and experience with credit risk assessment. Familiarity with data analytics platforms, credit scoring models, and financial software such as SQL, Python, or specialized fintech tools is crucial. Outstanding problem-solving abilities, attention to detail, and effective communication set top performers apart in this role. These competencies ensure accurate credit evaluations, informed lending decisions, and the ability to adapt to evolving digital finance environments.

How does a fintech credit analyst typically collaborate with data scientists and engineers in their daily work?

As a Fintech Credit Analyst, you’ll frequently partner with data scientists and engineers to refine credit models, interpret large datasets, and ensure that automated lending decisions are both accurate and compliant. Collaboration often involves translating business requirements into data-driven solutions, reviewing algorithm performance, and providing feedback to optimize risk assessment processes. This cross-functional teamwork is essential for continuously improving credit products and adapting to evolving market needs, making communication and adaptability key skills in this environment.

What is the difference between Fintech Credit Analyst vs Commercial Credit Analyst?

AspectFintech Credit AnalystCommercial Credit Analyst
Required CredentialsTypically requires a finance or related degree; certifications like CFA or credit analysis courses are commonSimilar credentials; often requires finance, accounting degrees, and certifications like CFA or credit analysis courses
Work EnvironmentPrimarily in fintech firms, online platforms, or digital lending companiesUsually in banks, financial institutions, or corporate lending departments
Employer & Industry UsageUsed in fintech startups, online lenders, and digital financial servicesCommon in traditional banking, corporate lending, and commercial finance sectors

The main difference between a Fintech Credit Analyst and a Commercial Credit Analyst lies in their work environment and employer focus. Fintech Credit Analysts work mainly in digital and online lending platforms, while Commercial Credit Analysts are typically employed by banks and financial institutions focusing on corporate loans. Both roles require similar skills and certifications, but their industry applications differ.

What are popular job titles related to Fintech Credit Analyst jobs?

For Fintech Credit Analyst jobs, the most frequently searched job titles are:

Infographic showing various Fintech Credit Analyst job openings in the United States as of September 2026, with employment types broken down into 94% Full Time, and 6% Temporary. Highlights an 83% In-person, 6% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Sr. Capital Markets Analyst

Beaverton, OR • On-site

Concora Credit Inc.
Finance and Insurance • 501 - 1,000 employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 3 days ago. Applications are no longer accepted.


Concora Credit rating

7.8

Company rating: 7.8 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

Overview

As our Sr. Capital Markets Analyst, you'll help drive Concora Credit's Mission to enable customers to Do More with Credit - every single day.

The impact you'll have at Concora Credit:

As the Sr. Capital Markets Analyst, you will play a key role in supporting the data infrastructure, reporting, and analysis that informs capital markets decision-making. You will leverage data to identify trends, improve existing processes, and work collaboratively with teams across the organization, including Risk and Operations. This role will support the Head of Capital Markets by providing analytical insights and assisting with the execution of strategic initiatives within the department.

We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We're an established company with over 20 years of experience, but now we're taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

Responsibilities

As our Sr. Capital Markets Analyst, you will:

  • Work with the Head of Capital Markets to translate market trends into actionable product/lending strategies.
  • Work on the automation of recurring investor reporting workflows, moving away from manual spreadsheets toward scalable, data-driven solutions.
  • Coordinate with internal constituents, bankers, lawyers, rating agencies, and investors to structure new financing facilities and modify existing ones as the business requires.
  • Work within the organization to respond to requests from rating agencies, lenders, investors, and auditors.
  • Automate departmental processes to increase efficiency and decrease errors.
  • Provide high-value analysis and insight to Finance leadership.
  • Provide analytical support for financial audits.
  • Monitor ABS market and industry trends.

These duties must be performed with or without reasonable accommodation.

We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.

Qualifications

Requirements:

  • 3-5 years in Capital Markets, Structured Finance, or FinTech.
  • Bachelor's degree in Accounting, Economics, Finance, Business, or Math.
  • Advanced quantitative skills, including the ability to extract and manipulate data.
  • Advanced Microsoft Excel skills, including VBA and SQL querying.
  • Knowledge of cash management functions and an understanding of finance and accounting principles is strongly preferred.
  • Prior experience in banking, securitization, ABL lending, fintech, or servicing preferred.
  • Familiarity with financial services and credit card industry is a plus.
  • Must possess strong communication skills, extreme attention to detail, strong organizational skills, and analytical thinking ability.
  • Self-starter, able to work independently or in a team.
  • Able to handle and prioritize multiple tasks simultaneously and deliver results in a timely manner.

What's In It For You:

  • Medical, Dental and Vision insurance for you and your family
  • Relax and recharge with Paid Time Off (PTO)
  • 6 company-observed paid holidays, plus 3 paid floating holidays
  • 401k (after 90 days) plus employer match up to 4%
  • Pet Insurance for your furry family members
  • Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
  • We invest in your future through Tuition Reimbursement
  • Save on taxes with Flexible Spending Accounts
  • Peace of mind with Life and AD&D Insurance
  • Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability

Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Employment-based visa sponsorship is not available for this role.

Concora Credit is an equal opportunity employer (EEO).

Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact caprivacynotice@concoracredit.com.

Employment Type: FULL_TIME

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