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Fintech Credit Analyst Jobs (NOW HIRING)

Parker

Credit Analyst Manager

New York, NY · On-site

$180K - $205K/yr

We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand ... As a Credit Analyst Manager at Parker, you'll lead and evolve Parker's underwriting operations. You ...

Parker

Senior Credit Analyst

New York, NY · On-site

$140K - $160K/yr

We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand. As a Senior Credit Analyst at Parker, you will be responsible for conducting deep credit assessments ...

Parker Group Inc

Senior Credit Analyst

Manhattan, NY · On-site

$100 - $125/hr

We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand. As a Senior Credit Analyst at Parker, you will be responsible for conducting deep credit assessments ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that highlights our fintech-driven lending business. This role will draft, maintain, and continuously ...

CCBank

Senior Credit Analyst

Pleasant Grove, UT · On-site

Position Summary The Senior Credit Policy Analyst will own the credit policy infrastructure that highlights our fintech-driven lending business. This role will draft, maintain, and continuously ...

Upstart

Principal Credit Analyst

OR · On-site +1

... fintech, financial services, or related industries * Experience building or applying credit risk / loss forecasting, portfolio analytics, or valuation frameworks in consumer lending or similar ...

Upstart

Principal Credit Analyst

... fintech, financial services, or related industries * Experience building or applying credit risk / loss forecasting, portfolio analytics, or valuation frameworks in consumer lending or similar ...

altbanq

Junior Credit Analyst

New York, NY · On-site

$65K - $85K/yr

This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending ...

altbanq

Junior Credit Analyst

Manhattan, NY · On-site

This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending ...

KMC

Credit Analyst - Powersports

Foothill Ranch, CA · On-site

$30 - $36/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring ... Experience in a FinTech startup. * Advanced Professional degree Hourly Range: $30.00/hr. - $36.00 ...

Kawasaki

Credit Analyst II - TX

Irving, TX · On-site

$80 - $100/hr

* Analyze and render decisions on incoming credit applications for powersports loans, ensuring ... Experience in a FinTech startup. * Advanced Professional degree To support your health and wellness ...

KMC

Credit Analyst II - CA

Foothill Ranch, CA · On-site

$37 - $39/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring ... Experience in a FinTech startup. * Advanced Professional degree Hourly Range: $37.00-$39.00 To ...

LoansIntel

Distressed Credit Analyst

Manhattan, NY · On-site

$150 - $200/hr

Octus Octus is a leading global provider of credit intelligence, data, and analytics. Since 2013 ... fintech startups. The analyst will be an industry generalist, covering in-and out-of-court ...

Arootah

Senior Credit Analyst - Client Role

New York, NY · On-site

$100K - $150K/yr

The Senior Credit Analyst will partner closely with underwriting and risk leadership to assess ... Experience in fintech, specialty finance, or non-bank lending environments is a plus. Compensation ...

Arootah

Senior Credit Analyst - Client Role

New York, NY · On-site

$100K - $150K/yr

The Senior Credit Analyst will partner closely with underwriting and risk leadership to assess ... Experience in fintech, specialty finance, or non-bank lending environments is a plus. $100,000 ...

Octus

Credit Analyst - Distressed Debt

New York, NY · On-site

$150K - $160K/yr

Octus Octus is a leading global provider of credit intelligence, data, and analytics. Since 2013 ... fintech startups. The analyst will be an industry generalist, covering in-and out-of-court ...

Octus

Credit Analyst - Distressed Debt

New York, NY · On-site

$150K - $160K/yr

... fintech startups. The analyst will be an industry generalist, covering in-and out-of-court ... Maintain coverage universe of 10-15 stressed and distressed credit situations * Follow industry and ...

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Fintech Credit Analyst information

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$15

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$49

How much do fintech credit analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for fintech credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a fintech credit analyst?

A Fintech Credit Analyst is a finance professional who evaluates the creditworthiness of individuals or businesses using technology-driven tools and data analytics. They work for financial technology (fintech) companies and use advanced algorithms, alternative data sources, and automated systems to assess lending risks and make credit decisions. Their role involves analyzing financial statements, credit reports, and non-traditional data such as social media or transaction histories to provide accurate risk assessments. Fintech Credit Analysts help streamline loan approval processes and improve the accuracy of credit evaluations compared to traditional methods.

What are the key skills and qualifications needed to thrive as a fintech credit analyst, and why are they important?

To excel as a Fintech Credit Analyst, you need strong analytical skills, a background in finance or economics, and experience with credit risk assessment. Familiarity with data analytics platforms, credit scoring models, and financial software such as SQL, Python, or specialized fintech tools is crucial. Outstanding problem-solving abilities, attention to detail, and effective communication set top performers apart in this role. These competencies ensure accurate credit evaluations, informed lending decisions, and the ability to adapt to evolving digital finance environments.

How does a fintech credit analyst typically collaborate with data scientists and engineers in their daily work?

As a Fintech Credit Analyst, you’ll frequently partner with data scientists and engineers to refine credit models, interpret large datasets, and ensure that automated lending decisions are both accurate and compliant. Collaboration often involves translating business requirements into data-driven solutions, reviewing algorithm performance, and providing feedback to optimize risk assessment processes. This cross-functional teamwork is essential for continuously improving credit products and adapting to evolving market needs, making communication and adaptability key skills in this environment.

What is the difference between Fintech Credit Analyst vs Commercial Credit Analyst?

AspectFintech Credit AnalystCommercial Credit Analyst
Required CredentialsTypically requires a finance or related degree; certifications like CFA or credit analysis courses are commonSimilar credentials; often requires finance, accounting degrees, and certifications like CFA or credit analysis courses
Work EnvironmentPrimarily in fintech firms, online platforms, or digital lending companiesUsually in banks, financial institutions, or corporate lending departments
Employer & Industry UsageUsed in fintech startups, online lenders, and digital financial servicesCommon in traditional banking, corporate lending, and commercial finance sectors

The main difference between a Fintech Credit Analyst and a Commercial Credit Analyst lies in their work environment and employer focus. Fintech Credit Analysts work mainly in digital and online lending platforms, while Commercial Credit Analysts are typically employed by banks and financial institutions focusing on corporate loans. Both roles require similar skills and certifications, but their industry applications differ.

What are popular job titles related to Fintech Credit Analyst jobs?

For Fintech Credit Analyst jobs, the most frequently searched job titles are:

Infographic showing various Fintech Credit Analyst job openings in the United States as of September 2026, with employment types broken down into 94% Full Time, and 6% Temporary. Highlights an 83% In-person, 6% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst Manager

New York, NY • On-site

Parker
Manufacturing • 10K+ employees
Learn more about Parkerexternal

$180K - $205K/yr

Full-time

Re-posted 14 days ago

Parker Hannifin rating

8.2

Company rating: 8.2 out of 10

Based on 365 frontline employees who took The Breakroom Quiz

88th of 547 rated manufacturers

Job description

About The Role:
Parker's mission is simple but ambitious: to increase the number of financially independent people. We believe the best way to achieve this is by giving independent business owners the financial tools they need to scale profitably.
Our core product combines a virtual corporate card with dynamic spending limits and profitability-focused software tooling-empowering eCommerce merchants to grow faster while staying in control of their margins.
We've raised over $180M in equity and debt from world-class investors, including Valar Ventures, Y Combinator, SVB, and notable founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). We're a Series B fintech scaling rapidly, with strong product-market fit and accelerating demand.
We're now scaling our credit operations and looking for a sharp, thoughtful, and experienced Credit Analyst Manager to help us evaluate business creditworthiness and support disciplined portfolio growth. As a Credit Analyst Manager at Parker, you'll lead and evolve Parker's underwriting operations. You'll own credit policy, streamline processes, and help us strike the right balance between risk and growth. If you're passionate about credit risk, data-driven decisioning, and enabling customers through smarter finance - this role is for you.
What You'll Do:
  • Lead the credit analyst team for new and existing applicants across Parker's corporate card and lending products.
  • Refine and maintain credit policies, approval thresholds, and risk segmentation logic.
  • Analyze financials, bank data, and alternative data sources to assess creditworthiness.
  • Work closely with Risk, Data, and Product teams to improve automation and develop scoring models.
  • Support Sales and Success teams with responsive, well-informed credit decisions.
  • Monitor portfolio performance and adjust underwriting strategies accordingly.
  • Help build a scalable, high-performing underwriting team over time.
What We're Looking For:
  • 10+ years of experience in underwriting, credit risk, or lending - ideally with SMBs, eCommerce, or card-based products
  • Background in fintech, payments or embedded credit products
  • Strong analytical mindset with experience evaluating financial statements and cash flow.
  • Familiarity with underwriting automation tools and workflows
  • Excellent communication skills and a collaborative, low-ego approach
  • Experience in high-growth startups or fintech environments is a plus
Nice to Have:
  • Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
  • Exposure to capital markets or structured finance
  • Experience with tools like Plaid, Alloy, and Ocrolus
Why Parker:
  • Work with a high-caliber team that values ownership and transparency.
  • Help shape foundational infrastructure at a fast-growing fintech startup.
  • Competitive comp and meaningful equity

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