ZipRecruiter

Log In

1

Fintech Credit Analyst Jobs (NOW HIRING)

Aqua Finance

Senior Credit Analytics Engineer

Banking, consumer lending, financial services, fintech, credit risk, or collections experience preferred. * Strong communication, analytical, problem-solving, and organizational skills required.

Cardless, Inc

Data Analyst

San Francisco, CA · On-site

$130K - $200K/yr

Bonus: experience in fintech, credit/financial systems, fraud, risk, or customer lifecycle analytics Nice to have * Experience building or deploying internal AI tools, automations, or agents to ...

ONE

Credit Analytics

$150K - $180K/yr

About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better ... You'll own credit and product analytics for our in house liquidity products driving smarter ...

Stripe

Credit Operations Analyst

Chicago, IL · On-site

$125 - $150/hr

As a Credit Analyst, you will execute operational processes and scale programs while devising ... payments, fintech, or financial service spaces. What you'll do * Work with merchants from ...

Aqua Finance

Senior Credit Analytics Engineer

Banking, consumer lending, financial services, fintech, credit risk, or collections experience preferred. * Strong communication, analytical, problem-solving, and organizational skills required.

Cardless

Data Analyst

San Francisco, CA · On-site +1

$130K - $200K/yr

Bonus: experience in fintech, credit/financial systems, fraud, risk, or customer lifecycle analytics Nice to have * Experience building or deploying internal AI tools, automations, or agents to ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

... deep fintech, mortgage, and credit card experience from Ramp, Bain Capital, JP Morgan Chase ... Develop and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

... deep fintech, mortgage, and credit card experience from Ramp, Bain Capital, JP Morgan Chase ... Develop and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio ...

Aqua Finance, Inc.

Banking, consumer lending, financial services, fintech, credit risk, or collections experience preferred. Strong communication, analytical, problem-solving, and organizational skills required.

previous pagenext page

Showing results 21-40

All JobsFinance And Insurance JobsCredit JobsFintech Credit Analyst Jobs

Fintech Credit Analyst information

See salary details

$15

$29

$49

How much do fintech credit analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for fintech credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a fintech credit analyst?

A Fintech Credit Analyst is a finance professional who evaluates the creditworthiness of individuals or businesses using technology-driven tools and data analytics. They work for financial technology (fintech) companies and use advanced algorithms, alternative data sources, and automated systems to assess lending risks and make credit decisions. Their role involves analyzing financial statements, credit reports, and non-traditional data such as social media or transaction histories to provide accurate risk assessments. Fintech Credit Analysts help streamline loan approval processes and improve the accuracy of credit evaluations compared to traditional methods.

What are the key skills and qualifications needed to thrive as a fintech credit analyst, and why are they important?

To excel as a Fintech Credit Analyst, you need strong analytical skills, a background in finance or economics, and experience with credit risk assessment. Familiarity with data analytics platforms, credit scoring models, and financial software such as SQL, Python, or specialized fintech tools is crucial. Outstanding problem-solving abilities, attention to detail, and effective communication set top performers apart in this role. These competencies ensure accurate credit evaluations, informed lending decisions, and the ability to adapt to evolving digital finance environments.

How does a fintech credit analyst typically collaborate with data scientists and engineers in their daily work?

As a Fintech Credit Analyst, you’ll frequently partner with data scientists and engineers to refine credit models, interpret large datasets, and ensure that automated lending decisions are both accurate and compliant. Collaboration often involves translating business requirements into data-driven solutions, reviewing algorithm performance, and providing feedback to optimize risk assessment processes. This cross-functional teamwork is essential for continuously improving credit products and adapting to evolving market needs, making communication and adaptability key skills in this environment.

What is the difference between Fintech Credit Analyst vs Commercial Credit Analyst?

AspectFintech Credit AnalystCommercial Credit Analyst
Required CredentialsTypically requires a finance or related degree; certifications like CFA or credit analysis courses are commonSimilar credentials; often requires finance, accounting degrees, and certifications like CFA or credit analysis courses
Work EnvironmentPrimarily in fintech firms, online platforms, or digital lending companiesUsually in banks, financial institutions, or corporate lending departments
Employer & Industry UsageUsed in fintech startups, online lenders, and digital financial servicesCommon in traditional banking, corporate lending, and commercial finance sectors

The main difference between a Fintech Credit Analyst and a Commercial Credit Analyst lies in their work environment and employer focus. Fintech Credit Analysts work mainly in digital and online lending platforms, while Commercial Credit Analysts are typically employed by banks and financial institutions focusing on corporate loans. Both roles require similar skills and certifications, but their industry applications differ.

What are popular job titles related to Fintech Credit Analyst jobs?

For Fintech Credit Analyst jobs, the most frequently searched job titles are:

Infographic showing various Fintech Credit Analyst job openings in the United States as of September 2026, with employment types broken down into 94% Full Time, and 6% Temporary. Highlights an 83% In-person, 6% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Officer, Vice President - Banks & Broker Dealer Teams

Plano, TX • On-site

JPMorgan Chase & Co
Finance and Insurance • 10K+ employees
Learn more about JPMorgan Chase & Coexternal

Full-time

Medical, Retirement

Re-posted 20 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

78th of 176 rated banks

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Vice President in the Banks & Broker Dealers team, you manage and oversee credit risk exposure across a diverse portfolio of financial institutions, including banks, broker dealers, and fintech clients. You will leverage your analytical expertise and industry knowledge to evaluate creditworthiness, support transaction execution, and provide ongoing risk monitoring. This role offers the opportunity to lead complex credit initiatives, collaborate across business lines, and contribute to strategic decision-making while mentoring junior team members.

Job Responsibilities:

  • Manage credit exposure for a portfolio of North American banks, broker dealers, fintech's, credit unions, and other financial institutions
  • Lead due diligence and evaluate credit requests across a range of products and risk exposures
  • Assess and assign risk grades while performing ongoing monitoring of client credit profiles
  • Execute and oversee transactions, including credit analysis, approval materials, and documentation
  • Collaborate with bankers, legal, finance, and operations to support credit decision-making
  • Monitor market, regulatory, and industry developments impacting financial institutions
  • Evaluate financial statements and perform in-depth credit analysis to inform decisions
  • Manage intraday liquidity facilities and market-related credit exposures (derivatives, trading, financing)
  • Lead discussions with stakeholders regarding credit strategy and client risk positioning
  • Mentor and develop junior credit officers to enhance team capabilities
  • Drive process improvements and contribute to key risk and operational initiatives

Required Qualifications, Capabilities, and Skills:

  • 7+ years of experience in financial services, including investment banking or similar environments
  • Demonstrated experience in credit risk and/or market risk
  • Strong knowledge of financial institutions and related products
  • Proficiency in financial statement analysis and accounting principles
  • Solid understanding of corporate finance and market dynamics
  • Experience negotiating loan and trading documentation
  • Strong verbal and written communication skills with a client-focused mindset
  • Ability to perform effectively under pressure in a fast-paced environment
  • Proven ability to manage multiple transactions and priorities simultaneously
  • Advanced proficiency in Excel, PowerPoint, and Word
  • Strong analytical and problem-solving skills with sound credit judgment

Preferred Qualifications, Capabilities, and Skills:

  • Experience working with banks, broker dealers, or other financial institutions
  • Familiarity with derivatives, trading products, and structured finance transactions
  • Prior experience managing a diverse credit portfolio
  • Demonstrated leadership and team development experience
  • Strong stakeholder management and cross-functional collaboration skills
  • Knowledge of regulatory frameworks impacting financial institutions
  • Track record of contributing to process improvements or strategic initiatives
     
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply